Which, of course, requires this joke:
In Soviet Russia a Man Goes to Buy a Car. He has saved for years and years, because there's no such thing as "credit."
He goes up to the dealer and asks for a car, to which the dealer responds:
'You know there is a 10 year waiting list?'
The man then answers, 'OK,' and after some time he then agreed to buy a car.
The dealer says, 'OK, your car will be delivered 10 years, 11 months from now. On February 11th.'
So he pays for the car in advance, and just before he leaves he asks the owner, 'Can I pick the car up in the morning or afternoon?'
'It's 10 years away, what does it matter?'
'The plumber is coming in the morning'.