@jon-nyc LOL on the joke.
Other than wishing I would have bought some crypto money 20 years ago when it was like $0.01/coin, I am not smarter now about it than I was then.
When ever someone tries to tell how great crypto is, I offer to give them a challenge.
We each get $XX for a month. Me in USD (or the currency of my choice) and you the equivalent in crypto money. We will see who will have a better month living. The rule is that you have to spend your currency directly. No conversion.
So, if I go into a store and buy something, I have to pay with USD. You go to a store, get a taxi, pay your electric bill, rent, etc., you HAVE to pay with crypto money. No exchanging into USD. We will see how well you do.