I just asked ChatGPT to run the numbers using typical rates today on a 500k house with 20% down. The difference in principal paid on payment 1 was substantial. $345 on the 30yr vs $1,349 on the 15.

@Renauda said in Look out, Elon: @Mik said in Look out, Elon: некомпетентность Actually В принципе это нормально, и так всегда в России. [image: ?u=https%3A%2F%2Fmedia1.tenor.com%2Fimages%2F03a73afb6523f7e3536afbca880a7711%2Ftenor.gif%3Fitemid%3D5822761&f=1&nofb=1&ipt=f4b6cb52c0bfa4fc2b12f393e66c02c86645f5cf947ec3b70f4b694a59bf1f35]

[image: 1763025369073-screenshot_20251113-091309_duckduckgo.jpg] Trump's soapbox

I wonder how much that last penny is worth. https://www.reddit.com/r/Damnthatsinteresting/s/PltzeTllLX

Person, woman, man, camera, TV.

@jon-nyc said in AI-designed virus that kills bacteria: Oh, those two have been fighting for a billion years. By the way, crispr is an evolved bacterial defense used to kill viruses that we exploited to edit genes. That’s actually the reverse. Which is cool in it’s own way.

Punch brothers are all consummate musicians. The guitarist’s father was Ben Eldridge the banjo player in The Seldom Scene. Saw him many times with The Scene; even had a coffee with him during a Bluegrass festival in Chilliwack BC close to 25 years ago.

@Axtremus said in Finland and waste heat: @Klaus must be ecstatic that every time he makes an AI-enhanced Google inquiry, there is a good chance that he's also heating a Fin's tuchus. Please don’t be thinking about Fin’s tuchus.

do you acknowledge that passwords cannot be guessed by inference, based on questions, and logical implications of those answers?

Love it. And man... Minnesota is way more boring than Virginia. Guess we can blame the glacier.

They're all actually great athletes. Watching the white commies who happen to be seven feet tall dribble a basketball with their feet will establish that. But they think different about the game too. Culture does matter here.

See my other thread. Farmers know! Aint no point in the almanac now. They’re all reading this instead… [image: 1762961977426-img_2176.jpeg]

said in It's the End of the World as We Know It: I realize that. I need to hoard what i have left cuz after the missiles start flying, like Chaka Khan said, Aint Nobody, makes my gummies, makes me happy, makes me feel this way…. Gotta think like that dammed ant.

Interesting. https://x.com/laura_l_cellier/status/1988591844121309259?s=46

Ooohhh, he gained an obituary in Rolling Stone, and a modicum of support from drug addled hippies who promptly forgot about him in their opium fugues. Great. At the same time, he lost his farm, his friends, and ultimately his life. Do you honestly believe that if you could go back to that moment and show him the consequences, that he would still go forward?

@Mik said in Dudes posting their Ws: Pretty impressive, but in the final analysis the guy needs to get a job. He’s likely a Federal Employee or Contractor working remotely. I’d almost be willing to bet on it…

Lack of sustained coherence is a feature, not a bug, for his supporters. It lets supporters like @Jolly reinterpret whatever he said anyway which way they want.

@jon-nyc said in Maybe he means per month: Yes but she’s spent almost no time in DC this term so he probably frequents the Whole Foods in Georgetown. I can just imagine him marvelling at the concept of coin deposit shopping carts.

@bachophile said in Change at the beeb: https://www.bbc.com/news/live/cd9kqz1yyxkt BBC director general and CEO of news resign. Trump(CF) is actually a fortnight too late to sue the BBC. The programme was shown only in the UK and over a year ago. Resignations done, they ought to apologise for the embarrassingly sloppy slander and move on.