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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. More food for thought

More food for thought

Scheduled Pinned Locked Moved General Discussion
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  • Aqua LetiferA Aqua Letifer

    Are the construction loans forgivable via death or bankruptcy?

    JollyJ Offline
    JollyJ Offline
    Jolly
    wrote on last edited by
    #8

    @aqua-letifer said in More food for thought:

    Are the construction loans forgivable via death or bankruptcy?

    Have you priced a Ram pickup with a Cummins?

    $100,000 locally.

    “Cry havoc and let slip the DOGE of war!”

    Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

    Aqua LetiferA 1 Reply Last reply
    • JollyJ Jolly

      @aqua-letifer said in More food for thought:

      Are the construction loans forgivable via death or bankruptcy?

      Have you priced a Ram pickup with a Cummins?

      $100,000 locally.

      Aqua LetiferA Offline
      Aqua LetiferA Offline
      Aqua Letifer
      wrote on last edited by
      #9

      @jolly said in More food for thought:

      @aqua-letifer said in More food for thought:

      Are the construction loans forgivable via death or bankruptcy?

      Have you priced a Ram pickup with a Cummins?

      $100,000 locally.

      So what? How is $100k in forgivable loans somehow better than $75k in loans that you can't default on, and transfer to your family if you die or can't pay up?

      Please love yourself.

      1 Reply Last reply
      • JollyJ Offline
        JollyJ Offline
        Jolly
        wrote on last edited by
        #10

        So, how is $75k in student loans - often for a degree that has no usefulness in the job market - better than some guy trying to get a business off of the ground?

        Suppose the Hand of God swept through America tonight, killing every plumber and English major. Who would be missed more the next morning?

        “Cry havoc and let slip the DOGE of war!”

        Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

        CopperC Aqua LetiferA 2 Replies Last reply
        • JollyJ Jolly

          So, how is $75k in student loans - often for a degree that has no usefulness in the job market - better than some guy trying to get a business off of the ground?

          Suppose the Hand of God swept through America tonight, killing every plumber and English major. Who would be missed more the next morning?

          CopperC Offline
          CopperC Offline
          Copper
          wrote on last edited by
          #11

          @jolly said in More food for thought:

          Who would be missed more the next morning?

          If there is no story to be written and read, neither would be missed.

          1 Reply Last reply
          • JollyJ Jolly

            So, how is $75k in student loans - often for a degree that has no usefulness in the job market - better than some guy trying to get a business off of the ground?

            Suppose the Hand of God swept through America tonight, killing every plumber and English major. Who would be missed more the next morning?

            Aqua LetiferA Offline
            Aqua LetiferA Offline
            Aqua Letifer
            wrote on last edited by
            #12

            @jolly said in More food for thought:

            Before I entertain the below, I'm going to address something: I'm not saying the guy doesn't have a point. At least in terms of his side of loan forgiveness. What I would say is that there's a crack in the logical foundation here: the loans are not even broadly the same and can't be compared as if the differences were only monetary.

            Now, on to your queries.

            So, how is $75k in student loans - often for a degree that has no usefulness in the job market - better than some guy trying to get a business off of the ground?

            I'm not moved by the "business > education" fallacy. I've been hearing it from rural conservatives regarding my own degree since I received it. It usually comes from people who don't even know they're touting that argument to further stake their claim along their chosen professional totem pole.

            In my experience, which isn't special, every degree can either have a usefulness in the job market, or not, depending on how pragmatic you choose to be about the experience.

            Suppose the Hand of God swept through America tonight, killing every plumber and English major. Who would be missed more the next morning?

            In the short-term? Plumbers.

            In the long-term, I know you're a fan of history, so it's hilarious to me that you of all people (1) just proposed a Bolshevik purge and then (2) claimed that it's no big deal.

            And before you start attacking English majors as a bunch of woke motherfuckers, I'd remind you that placing all educational emphasis on the STEM fields, treating English as a throwaway degree, fostering a disdain for the humanities, and keeping rural, conservative kids out of liberal arts degree programs because you think they're worthless is precisely how you would cultivate woke motherfuckery if you wanted to do so as quickly as possible. So, great job, I guess.

            Please love yourself.

            LuFins DadL 1 Reply Last reply
            • JollyJ Offline
              JollyJ Offline
              Jolly
              wrote on last edited by
              #13

              Absolute horseshit. I've known some very talented guys in my life that made their living building, wiring or repairing different things in society. I think it much easier for the guy who can do rafter tables in his head and read wood grain like a bible, to write sonnets or novels, than it is for for the lit major to cut birdmouths on a 5/12 rafter or run a sewer line.

              “Cry havoc and let slip the DOGE of war!”

              Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

              Aqua LetiferA 1 Reply Last reply
              • Aqua LetiferA Aqua Letifer

                @jolly said in More food for thought:

                Before I entertain the below, I'm going to address something: I'm not saying the guy doesn't have a point. At least in terms of his side of loan forgiveness. What I would say is that there's a crack in the logical foundation here: the loans are not even broadly the same and can't be compared as if the differences were only monetary.

                Now, on to your queries.

                So, how is $75k in student loans - often for a degree that has no usefulness in the job market - better than some guy trying to get a business off of the ground?

                I'm not moved by the "business > education" fallacy. I've been hearing it from rural conservatives regarding my own degree since I received it. It usually comes from people who don't even know they're touting that argument to further stake their claim along their chosen professional totem pole.

                In my experience, which isn't special, every degree can either have a usefulness in the job market, or not, depending on how pragmatic you choose to be about the experience.

                Suppose the Hand of God swept through America tonight, killing every plumber and English major. Who would be missed more the next morning?

                In the short-term? Plumbers.

                In the long-term, I know you're a fan of history, so it's hilarious to me that you of all people (1) just proposed a Bolshevik purge and then (2) claimed that it's no big deal.

                And before you start attacking English majors as a bunch of woke motherfuckers, I'd remind you that placing all educational emphasis on the STEM fields, treating English as a throwaway degree, fostering a disdain for the humanities, and keeping rural, conservative kids out of liberal arts degree programs because you think they're worthless is precisely how you would cultivate woke motherfuckery if you wanted to do so as quickly as possible. So, great job, I guess.

                LuFins DadL Offline
                LuFins DadL Offline
                LuFins Dad
                wrote on last edited by
                #14

                @aqua-letifer said in More food for thought:

                @jolly said in More food for thought:

                Before I entertain the below, I'm going to address something: I'm not saying the guy doesn't have a point. At least in terms of his side of loan forgiveness. What I would say is that there's a crack in the logical foundation here: the loans are not even broadly the same and can't be compared as if the differences were only monetary.

                Wait, are we talking Federal student loans, or private? At any rate, you can have your student loans discharged in bankruptcy, it's just not automatic. Federal student loans are also discharged in cases of death. Private student loanscan be a little more tricky and are basically a case by case basis.

                Now, on to your queries.

                So, how is $75k in student loans - often for a degree that has no usefulness in the job market - better than some guy trying to get a business off of the ground?

                I'm not moved by the "business > education" fallacy. I've been hearing it from rural conservatives regarding my own degree since I received it. It usually comes from people who don't even know they're touting that argument to further stake their claim along their chosen professional totem pole.

                In my experience, which isn't special, every degree can either have a usefulness in the job market, or not, depending on how pragmatic you choose to be about the experience.

                It's not a matter of usefulness, it's a matter of value. That degree has a value to the student. Whether it's directly tied to a career and income or not. Let's not diminish education while trying to promote practical training and job programs. Both are valuable.

                Suppose the Hand of God swept through America tonight, killing every plumber and English major. Who would be missed more the next morning?

                In the short-term? Plumbers.

                In the long-term, I know you're a fan of history, so it's hilarious to me that you of all people (1) just proposed a Bolshevik purge and then (2) claimed that it's no big deal.

                And before you start attacking English majors as a bunch of woke motherfuckers, I'd remind you that placing all educational emphasis on the STEM fields, treating English as a throwaway degree, fostering a disdain for the humanities, and keeping rural, conservative kids out of liberal arts degree programs because you think they're worthless is precisely how you would cultivate woke motherfuckery if you wanted to do so as quickly as possible. So, great job, I guess.

                Funny, I can't really name any plumbers from 1900-1950, but I can name quite a few English Majors.

                The Brad

                1 Reply Last reply
                • JollyJ Jolly

                  Absolute horseshit. I've known some very talented guys in my life that made their living building, wiring or repairing different things in society. I think it much easier for the guy who can do rafter tables in his head and read wood grain like a bible, to write sonnets or novels, than it is for for the lit major to cut birdmouths on a 5/12 rafter or run a sewer line.

                  Aqua LetiferA Offline
                  Aqua LetiferA Offline
                  Aqua Letifer
                  wrote on last edited by Aqua Letifer
                  #15

                  @jolly said in More food for thought:

                  I think it much easier for the guy who can do rafter tables in his head and read wood grain like a bible, to write sonnets or novels, than it is for for the lit major to cut birdmouths on a 5/12 rafter or run a sewer line.

                  Spoken like a true Dunning-Kruger University graduate. Of course you would say that. Had you different life experiences, you wouldn't.

                  Please love yourself.

                  1 Reply Last reply
                  • JollyJ Offline
                    JollyJ Offline
                    Jolly
                    wrote on last edited by
                    #16

                    Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                    “Cry havoc and let slip the DOGE of war!”

                    Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                    Aqua LetiferA IvorythumperI 2 Replies Last reply
                    • JollyJ Offline
                      JollyJ Offline
                      Jolly
                      wrote on last edited by
                      #17

                      BTW, the guy who first explained the Dunning-Kruger effect to me was a floor installer, who eventually became known for his custom wood floors in the Dallas and North Texas area.

                      “Cry havoc and let slip the DOGE of war!”

                      Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                      1 Reply Last reply
                      • JollyJ Jolly

                        Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                        Aqua LetiferA Offline
                        Aqua LetiferA Offline
                        Aqua Letifer
                        wrote on last edited by Aqua Letifer
                        #18

                        @jolly said in More food for thought:

                        Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                        I never claimed an English lit major could just pick up some wood and do that.

                        What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                        Triple dog dare you to show me some of that shit.

                        Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                        Please love yourself.

                        JollyJ 1 Reply Last reply
                        • Aqua LetiferA Aqua Letifer

                          @jolly said in More food for thought:

                          Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                          I never claimed an English lit major could just pick up some wood and do that.

                          What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                          Triple dog dare you to show me some of that shit.

                          Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                          JollyJ Offline
                          JollyJ Offline
                          Jolly
                          wrote on last edited by
                          #19

                          @aqua-letifer said in More food for thought:

                          @jolly said in More food for thought:

                          Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                          I never claimed an English lit major could just pick up some wood and do that.

                          What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                          Triple dog dare you to show me some of that shit.

                          Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                          Want to start with Jesus Christ and work our way forward?

                          “Cry havoc and let slip the DOGE of war!”

                          Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                          Aqua LetiferA Doctor PhibesD 2 Replies Last reply
                          • LuFins DadL Offline
                            LuFins DadL Offline
                            LuFins Dad
                            wrote on last edited by
                            #20

                            Well, Rowe himself was a communications major that almost went for theater… I bet he has little issue with English Lit majors…

                            The Brad

                            1 Reply Last reply
                            • JollyJ Offline
                              JollyJ Offline
                              Jolly
                              wrote on last edited by
                              #21

                              Probably not. But that's not the gist of his thoughts, is it?

                              “Cry havoc and let slip the DOGE of war!”

                              Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                              1 Reply Last reply
                              • Doctor PhibesD Offline
                                Doctor PhibesD Offline
                                Doctor Phibes
                                wrote on last edited by Doctor Phibes
                                #22

                                I do find the American right's constant belittling of higher education rather tiresome.

                                This has nothing to do with the arts, but I've worked with a number of technicians who think they should be running the engineering department. They claim that the only thing that's held them back is a lack of a degree. In reality it was their inability to get the degree in the first place that stopped them from progressing.

                                Sure, I'd rather they were doing the testing, the plumbing and the woodwork. But that's not engineering and research.

                                I was only joking

                                Aqua LetiferA 1 Reply Last reply
                                • JollyJ Offline
                                  JollyJ Offline
                                  Jolly
                                  wrote on last edited by
                                  #23

                                  Belittling, or just tired of the snot tracks on the ceiling?

                                  “Cry havoc and let slip the DOGE of war!”

                                  Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                                  1 Reply Last reply
                                  • JollyJ Jolly

                                    @aqua-letifer said in More food for thought:

                                    @jolly said in More food for thought:

                                    Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                                    I never claimed an English lit major could just pick up some wood and do that.

                                    What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                                    Triple dog dare you to show me some of that shit.

                                    Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                                    Want to start with Jesus Christ and work our way forward?

                                    Aqua LetiferA Offline
                                    Aqua LetiferA Offline
                                    Aqua Letifer
                                    wrote on last edited by
                                    #24

                                    @jolly said in More food for thought:

                                    @aqua-letifer said in More food for thought:

                                    @jolly said in More food for thought:

                                    Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                                    I never claimed an English lit major could just pick up some wood and do that.

                                    What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                                    Triple dog dare you to show me some of that shit.

                                    Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                                    Want to start with Jesus Christ and work our way forward?

                                    Let's start with where you started. Let's see some writing from these polymath tradesmen you know.

                                    Please love yourself.

                                    JollyJ 1 Reply Last reply
                                    • Doctor PhibesD Doctor Phibes

                                      I do find the American right's constant belittling of higher education rather tiresome.

                                      This has nothing to do with the arts, but I've worked with a number of technicians who think they should be running the engineering department. They claim that the only thing that's held them back is a lack of a degree. In reality it was their inability to get the degree in the first place that stopped them from progressing.

                                      Sure, I'd rather they were doing the testing, the plumbing and the woodwork. But that's not engineering and research.

                                      Aqua LetiferA Offline
                                      Aqua LetiferA Offline
                                      Aqua Letifer
                                      wrote on last edited by
                                      #25

                                      @doctor-phibes said in More food for thought:

                                      I do find the American right's constant belittling of higher education rather tiresome.

                                      There's a certain kind of cat who goes in for this sort of bullshit. It's people who:

                                      1. have a big ego, inexperienced in humility; and
                                      2. have a lopsided skillset.

                                      What do I do when I'm so embarrassingly inadequate in a field that even I know it, and I don't have the emotional intelligence to be okay with that?

                                      Belittle the other side! That's exactly right!

                                      Self-important tradies who believe that they can't compete academically will be the very first to tell you what they think of the education system.

                                      Oh and by the way? Other side does this, too. There are absolutely scads of city-dwellers who have advanced degrees and can't top up their own wiper fluid, so what do they think of the trades? Yes of course, they're for unwashed knuckle-draggers who can't do anything important with their lives.

                                      It's all horseshit. And yeah, unfortunately Americans are pretty good at slinging it around.

                                      Please love yourself.

                                      1 Reply Last reply
                                      • JollyJ Jolly

                                        @aqua-letifer said in More food for thought:

                                        @jolly said in More food for thought:

                                        Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                                        I never claimed an English lit major could just pick up some wood and do that.

                                        What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                                        Triple dog dare you to show me some of that shit.

                                        Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                                        Want to start with Jesus Christ and work our way forward?

                                        Doctor PhibesD Offline
                                        Doctor PhibesD Offline
                                        Doctor Phibes
                                        wrote on last edited by
                                        #26

                                        @jolly said in More food for thought:

                                        Want to start with Jesus Christ and work our way forward?

                                        Convicted felon and noted rabble-rouser. Lived with his mother into his thirties. Spent most of his time hanging out with fishermen.

                                        Your lot would have a freaking field-day with him.

                                        I was only joking

                                        1 Reply Last reply
                                        • Aqua LetiferA Aqua Letifer

                                          @jolly said in More food for thought:

                                          @aqua-letifer said in More food for thought:

                                          @jolly said in More food for thought:

                                          Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                                          I never claimed an English lit major could just pick up some wood and do that.

                                          What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                                          Triple dog dare you to show me some of that shit.

                                          Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                                          Want to start with Jesus Christ and work our way forward?

                                          Let's start with where you started. Let's see some writing from these polymath tradesmen you know.

                                          JollyJ Offline
                                          JollyJ Offline
                                          Jolly
                                          wrote on last edited by
                                          #27

                                          @aqua-letifer said in More food for thought:

                                          @jolly said in More food for thought:

                                          @aqua-letifer said in More food for thought:

                                          @jolly said in More food for thought:

                                          Actually, I know what the Dunning-Kruger effect is. Now, find me the average English lit major who knows how to rack a house square.

                                          I never claimed an English lit major could just pick up some wood and do that.

                                          What you're claiming is that a carpenter with no writing experience could write a sonnet or novel.

                                          Triple dog dare you to show me some of that shit.

                                          Jolly, I completed my master's with students who had years of writing experience and many still couldn't manage that.

                                          Want to start with Jesus Christ and work our way forward?

                                          Let's start with where you started. Let's see some writing from these polymath tradesmen you know.

                                          In some aspects, I'm one.

                                          Now, you're telling me I can't write?

                                          “Cry havoc and let slip the DOGE of war!”

                                          Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                                          Aqua LetiferA 1 Reply Last reply
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