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The New Coffee Room

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  3. Student loans

Student loans

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  • AxtremusA Offline
    AxtremusA Offline
    Axtremus
    wrote on last edited by
    #89

    Sorry, @brenda … here’s hoping your remaining years will continue to be spectacularly better than your first 18.

    1 Reply Last reply
    • jon-nycJ Offline
      jon-nycJ Offline
      jon-nyc
      wrote on last edited by jon-nyc
      #90

      Let’s go to Brenda’s “Almost Two Score” thread and start talking about student loans. 🤣

      Only non-witches get due process.

      • Cotton Mather, Salem Massachusetts, 1692
      brendaB 1 Reply Last reply
      • MikM Offline
        MikM Offline
        Mik
        wrote on last edited by
        #91

        I guess they are keeping him in the hospital. He's gettin' mighty testy.

        “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

        JollyJ 1 Reply Last reply
        • MikM Mik

          I guess they are keeping him in the hospital. He's gettin' mighty testy.

          JollyJ Offline
          JollyJ Offline
          Jolly
          wrote on last edited by
          #92

          @Mik said in Student loans:

          I guess they are keeping him in the hospital. He's gettin' mighty testy.

          Nothing a good worming wouldn't fix ...

          “Cry havoc and let slip the DOGE of war!”

          Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

          1 Reply Last reply
          • jon-nycJ jon-nyc

            Let’s go to Brenda’s “Almost Two Score” thread and start talking about student loans. 🤣

            brendaB Offline
            brendaB Offline
            brenda
            wrote on last edited by
            #93

            @jon-nyc said in Student loans:

            Let’s go to Brenda’s “Almost Two Score” thread and start talking about student loans. 🤣

            Absolutely! Mix it in with our fountain project! 😆

            1 Reply Last reply
            • brendaB Offline
              brendaB Offline
              brenda
              wrote on last edited by
              #94

              I heard there was a contest for derailing the most threads.

              1 Reply Last reply
              • HoraceH Offline
                HoraceH Offline
                Horace
                wrote on last edited by
                #95

                You could derail a trolley problem thread to provide a clever meta solution.

                Education is extremely important.

                1 Reply Last reply
                • jon-nycJ Offline
                  jon-nycJ Offline
                  jon-nyc
                  wrote on last edited by jon-nyc
                  #96

                  It could be very ethical (though not in a deontological sense) if a bunch of members were getting crushed with the current thread topic.

                  Only non-witches get due process.

                  • Cotton Mather, Salem Massachusetts, 1692
                  1 Reply Last reply
                  • Catseye3C Offline
                    Catseye3C Offline
                    Catseye3
                    wrote on last edited by
                    #97

                    Cats ➡ writing down deontological to look up later; it's too nice a day to get hung up on this shit.

                    Success is measured by your discipline and inner peace. – Mike Ditka

                    AxtremusA 1 Reply Last reply
                    • Catseye3C Catseye3

                      Cats ➡ writing down deontological to look up later; it's too nice a day to get hung up on this shit.

                      AxtremusA Offline
                      AxtremusA Offline
                      Axtremus
                      wrote on last edited by
                      #98

                      @Catseye3 said in Student loans:

                      Cats ➡ writing down deontological to look up later; it's too nice a day to get hung up on this shit.

                      Copied from Wikipedia:

                      In moral philosophy, deontological ethics or deontology (from Greek: δέον, 'obligation, duty' + λόγος, 'study') is the normative ethical theory that the morality of an action should be based on whether that action itself is right or wrong under a series of rules, rather than based on the consequences of the action. It is sometimes described as duty-, obligation-, or rule-based ethics. Deontological ethics is commonly contrasted to consequentialism, virtue ethics, and pragmatic ethics. In this terminology, action is more important than the consequences.

                      Catseye3C 1 Reply Last reply
                      • CopperC Offline
                        CopperC Offline
                        Copper
                        wrote on last edited by
                        #99

                        Paying off someone's loan for free would just suck the self-respect right out of them.

                        Anyone who had their loan paid off for no good reason would never get a good night's sleep again.

                        Most of them would probably end up as suicides.

                        The action itself is wrong.

                        1 Reply Last reply
                        • MikM Offline
                          MikM Offline
                          Mik
                          wrote on last edited by Mik
                          #100

                          In this article is exactly the people I do not sympathize with. $323,000 debt to be a teacher.

                          https://www.msn.com/en-us/money/careersandeducation/meet-a-teacher-with-303-000-in-student-debt-who-says-biden-s-10-000-loan-forgiveness-plan-is-not-even-a-drop-in-the-bucket/ar-AAY6vJH?ocid=msedgntp&cvid=04733097338b4f309e171b9adcda9a58

                          “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                          LuFins DadL 1 Reply Last reply
                          • JollyJ Offline
                            JollyJ Offline
                            Jolly
                            wrote on last edited by
                            #101

                            What idiot borrows over 300 grand to be a teacher?

                            And who would lend it to her?

                            “Cry havoc and let slip the DOGE of war!”

                            Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                            Catseye3C MikM 2 Replies Last reply
                            • AxtremusA Axtremus

                              @Catseye3 said in Student loans:

                              Cats ➡ writing down deontological to look up later; it's too nice a day to get hung up on this shit.

                              Copied from Wikipedia:

                              In moral philosophy, deontological ethics or deontology (from Greek: δέον, 'obligation, duty' + λόγος, 'study') is the normative ethical theory that the morality of an action should be based on whether that action itself is right or wrong under a series of rules, rather than based on the consequences of the action. It is sometimes described as duty-, obligation-, or rule-based ethics. Deontological ethics is commonly contrasted to consequentialism, virtue ethics, and pragmatic ethics. In this terminology, action is more important than the consequences.

                              Catseye3C Offline
                              Catseye3C Offline
                              Catseye3
                              wrote on last edited by Catseye3
                              #102

                              @Axtremus said in Student loans:

                              . . . the normative ethical theory that the morality of an action should be based on whether that action itself is right or wrong under a series of rules, rather than based on the consequences of the action. It is sometimes described as . . . rule-based ethics.

                              Thanks, Ax.

                              One of my favorite writers, Robert Crais, wrote a scene where the hero's best friend, a cop, and his partner -- also a cop but a sketchy one -- were about to arrest a suspected child molester and murderer. After some stuff, the sketchy cop was fixing to shoot the badguy when the first cop shot his partner to prevent him from doing this. Howling outrage back at the cop shop, needless to say.

                              The rules totally forbad the harming of a cop to save the life of a badguy, in this case a really bad guy. But the shooting cop could not accept what he saw as the greater crime -- a cop shooting someone to death on suspicion and/or general dislike of a non-threatening suspect (at that moment), without due process.

                              So he broke the rules, but felt he had no choice.

                              So deontologically what he did was wrong, yes?

                              Success is measured by your discipline and inner peace. – Mike Ditka

                              1 Reply Last reply
                              • JollyJ Jolly

                                What idiot borrows over 300 grand to be a teacher?

                                And who would lend it to her?

                                Catseye3C Offline
                                Catseye3C Offline
                                Catseye3
                                wrote on last edited by Catseye3
                                #103

                                @Jolly said in Student loans:

                                What idiot borrows over 300 grand to be a teacher?

                                A very, very, very, very, very, very committed one. 😛

                                Hopefully, if s/he succeeded in getting to a classroom they will know to say asked instead of ast, which to my shock I heard a teacher say one time in a classroom.

                                A teacher!

                                Success is measured by your discipline and inner peace. – Mike Ditka

                                1 Reply Last reply
                                • AxtremusA Offline
                                  AxtremusA Offline
                                  Axtremus
                                  wrote on last edited by
                                  #104

                                  What are the general guidelines for how much one can reasonably borrow for education to become a professional at something (e.g., a teacher, a doctor, a lawyer, an engineer)?

                                  How would you advise your own kids on this?

                                  1 Reply Last reply
                                  • JollyJ Jolly

                                    What idiot borrows over 300 grand to be a teacher?

                                    And who would lend it to her?

                                    MikM Offline
                                    MikM Offline
                                    Mik
                                    wrote on last edited by
                                    #105

                                    @Jolly said in Student loans:

                                    What idiot borrows over 300 grand to be a teacher?

                                    And who would lend it to her?

                                    A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college

                                    B. Gummint. $303,000 were gummint loans, $20,000 private.

                                    But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.

                                    “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                                    LuFins DadL 1 Reply Last reply
                                    • MikM Mik

                                      In this article is exactly the people I do not sympathize with. $323,000 debt to be a teacher.

                                      https://www.msn.com/en-us/money/careersandeducation/meet-a-teacher-with-303-000-in-student-debt-who-says-biden-s-10-000-loan-forgiveness-plan-is-not-even-a-drop-in-the-bucket/ar-AAY6vJH?ocid=msedgntp&cvid=04733097338b4f309e171b9adcda9a58

                                      LuFins DadL Offline
                                      LuFins DadL Offline
                                      LuFins Dad
                                      wrote on last edited by
                                      #106

                                      @Mik said in Student loans:

                                      In this article is exactly the people I do not sympathize with. $323,000 debt to be a teacher.

                                      https://www.msn.com/en-us/money/careersandeducation/meet-a-teacher-with-303-000-in-student-debt-who-says-biden-s-10-000-loan-forgiveness-plan-is-not-even-a-drop-in-the-bucket/ar-AAY6vJH?ocid=msedgntp&cvid=04733097338b4f309e171b9adcda9a58

                                      That's $80K a YEAR?!!!

                                      The Brad

                                      1 Reply Last reply
                                      • MikM Offline
                                        MikM Offline
                                        Mik
                                        wrote on last edited by Mik
                                        #107

                                        Nah. Only $50K a year. She got a master's too.

                                        “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                                        1 Reply Last reply
                                        • MikM Mik

                                          @Jolly said in Student loans:

                                          What idiot borrows over 300 grand to be a teacher?

                                          And who would lend it to her?

                                          A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college

                                          B. Gummint. $303,000 were gummint loans, $20,000 private.

                                          But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.

                                          LuFins DadL Offline
                                          LuFins DadL Offline
                                          LuFins Dad
                                          wrote on last edited by
                                          #108

                                          @Mik said in Student loans:

                                          @Jolly said in Student loans:

                                          What idiot borrows over 300 grand to be a teacher?

                                          And who would lend it to her?

                                          A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college

                                          B. Gummint. $303,000 were gummint loans, $20,000 private.

                                          But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.

                                          NO... Federal student loans are limited to $57500 if the student is independent and $31000 if a dependent.

                                          The Brad

                                          LuFins DadL HoraceH 2 Replies Last reply
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