Student loans
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Paying off someone's loan for free would just suck the self-respect right out of them.
Anyone who had their loan paid off for no good reason would never get a good night's sleep again.
Most of them would probably end up as suicides.
The action itself is wrong.
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In this article is exactly the people I do not sympathize with. $323,000 debt to be a teacher.
“I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill
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What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
“Cry havoc and let slip the DOGE of war!”
Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton
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@Catseye3 said in Student loans:
Cats
writing down deontological to look up later; it's too nice a day to get hung up on this shit.Copied from Wikipedia:
In moral philosophy, deontological ethics or deontology (from Greek: δέον, 'obligation, duty' + λόγος, 'study') is the normative ethical theory that the morality of an action should be based on whether that action itself is right or wrong under a series of rules, rather than based on the consequences of the action. It is sometimes described as duty-, obligation-, or rule-based ethics. Deontological ethics is commonly contrasted to consequentialism, virtue ethics, and pragmatic ethics. In this terminology, action is more important than the consequences.
@Axtremus said in Student loans:
. . . the normative ethical theory that the morality of an action should be based on whether that action itself is right or wrong under a series of rules, rather than based on the consequences of the action. It is sometimes described as . . . rule-based ethics.
Thanks, Ax.
One of my favorite writers, Robert Crais, wrote a scene where the hero's best friend, a cop, and his partner -- also a cop but a sketchy one -- were about to arrest a suspected child molester and murderer. After some stuff, the sketchy cop was fixing to shoot the badguy when the first cop shot his partner to prevent him from doing this. Howling outrage back at the cop shop, needless to say.
The rules totally forbad the harming of a cop to save the life of a badguy, in this case a really bad guy. But the shooting cop could not accept what he saw as the greater crime -- a cop shooting someone to death on suspicion and/or general dislike of a non-threatening suspect (at that moment), without due process.
So he broke the rules, but felt he had no choice.
So deontologically what he did was wrong, yes?
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@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
A very, very, very, very, very, very committed one.
Hopefully, if s/he succeeded in getting to a classroom they will know to say asked instead of ast, which to my shock I heard a teacher say one time in a classroom.
A teacher!
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@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
“I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill
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In this article is exactly the people I do not sympathize with. $323,000 debt to be a teacher.
@Mik said in Student loans:
In this article is exactly the people I do not sympathize with. $323,000 debt to be a teacher.
That's $80K a YEAR?!!!
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@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
@Mik said in Student loans:
@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
NO... Federal student loans are limited to $57500 if the student is independent and $31000 if a dependent.
The Brad
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@Mik said in Student loans:
@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
NO... Federal student loans are limited to $57500 if the student is independent and $31000 if a dependent.
@LuFins-Dad said in Student loans:
@Mik said in Student loans:
@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
NO... Federal student loans are limited to $57500 if the student is independent and $31000 if a dependent.
And that's the total over 4 years, not annual.
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@Mik said in Student loans:
@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
NO... Federal student loans are limited to $57500 if the student is independent and $31000 if a dependent.
@LuFins-Dad said in Student loans:
@Mik said in Student loans:
@Jolly said in Student loans:
What idiot borrows over 300 grand to be a teacher?
And who would lend it to her?
A. Someone who wants an Ivy League degree but has no money OR someone who wants to life the high life in college
B. Gummint. $303,000 were gummint loans, $20,000 private.
But yeah, that needs to be looked at when the debt is so out of proportion to the potential earnings.
NO... Federal student loans are limited to $57500 if the student is independent and $31000 if a dependent.
So, I wonder what hijinx is involved that a private, profit motivated company would loan this woman that money? I guess the fact that the loans can't be discharged in bankruptcy would be a factor. I think jon mentioned that.
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Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
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Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
@LuFins-Dad said in Student loans:
Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
While it may evoke the feeling of righteousness panning that teacher's unwise decisions, cases like her's are not driving policy proposals. Biden proposed $10k per head for student loan forgiveness, and now Biden is proposing the same $10k he campaigned on.
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@LuFins-Dad said in Student loans:
Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
While it may evoke the feeling of righteousness panning that teacher's unwise decisions, cases like her's are not driving policy proposals. Biden proposed $10k per head for student loan forgiveness, and now Biden is proposing the same $10k he campaigned on.
@Axtremus said in Student loans:
@LuFins-Dad said in Student loans:
Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
While it may evoke the feeling of righteousness panning that teacher's unwise decisions, cases like her's are not driving policy proposals.
Her case drove that sympathetic MSN article. Such sentiments, propagated by such mainstream media, do, in fact, drive policy. Anything that drives votes, drives policy. That's how that works.
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@LuFins-Dad said in Student loans:
Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
While it may evoke the feeling of righteousness panning that teacher's unwise decisions, cases like her's are not driving policy proposals. Biden proposed $10k per head for student loan forgiveness, and now Biden is proposing the same $10k he campaigned on.
@Axtremus said in Student loans:
@LuFins-Dad said in Student loans:
Wait a minute... The woman is 53 years old and was in forbearance while she was in school.
Who wants to bet that she went to school in her mid to late 30s full time, lived completely off of student loans, those loans were through Sally Mae making her think they were federal when most weren't, and probably stayed in school to get her masters just because she was stuck living off loans?
While it may evoke the feeling of righteousness panning that teacher's unwise decisions, cases like her's are not driving policy proposals. Biden proposed $10k per head for student loan forgiveness, and now Biden is proposing the same $10k he campaigned on.
And he has a snowball's chance in hell of dragging that one to the finish line.
