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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Make the Unvaccinated Pay!

Make the Unvaccinated Pay!

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  • AxtremusA Axtremus

    https://news.delta.com/ed-bastian-memo-covid-19-update

    Delta airlines announced various measures that penalize the employees who refuse to get vaccinated, including charging them an extra $200/month each on their healthcare insurance premiums starting in November, and refusing to extend “COVID pay protection” (whatever that is) to the unvaccinated.

    LuFins DadL Offline
    LuFins DadL Offline
    LuFins Dad
    wrote on last edited by
    #4

    @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

    Again, no problem, though $2400 a year seems high.

    I am curious as to how the unions respond.

    The Brad

    L 1 Reply Last reply
    • LuFins DadL LuFins Dad

      @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

      Again, no problem, though $2400 a year seems high.

      I am curious as to how the unions respond.

      L Offline
      L Offline
      Loki
      wrote on last edited by
      #5

      @lufins-dad said in Make the Unvaccinated Pay!:

      @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

      Again, no problem, though $2400 a year seems high.

      I am curious as to how the unions respond.

      It’s a win over mandated vaccines. That door could be opened wide in a dispute.

      1 Reply Last reply
      • AxtremusA Offline
        AxtremusA Offline
        Axtremus
        wrote on last edited by
        #6

        https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

        Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

        LuFins DadL 1 Reply Last reply
        • AxtremusA Axtremus

          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

          Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

          LuFins DadL Offline
          LuFins DadL Offline
          LuFins Dad
          wrote on last edited by
          #7

          @axtremus said in Make the Unvaccinated Pay!:

          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

          Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

          Above and beyond what they require for overweight people receiving just about any treatment for any of the hundreds of conditions associated with that weight?

          The Brad

          1 Reply Last reply
          • LuFins DadL Offline
            LuFins DadL Offline
            LuFins Dad
            wrote on last edited by
            #8

            Are smokers also paying coshares on their treatments?

            The Brad

            L 1 Reply Last reply
            • LuFins DadL LuFins Dad

              Are smokers also paying coshares on their treatments?

              L Offline
              L Offline
              Loki
              wrote on last edited by Loki
              #9

              @lufins-dad said in Make the Unvaccinated Pay!:

              Are smokers also paying coshares on their treatments?

              They pay via taxes on cigarettes. Bought a pack lately?

              Also study the money given to healthcare on tobacco settlements.

              LuFins DadL 1 Reply Last reply
              • L Loki

                @lufins-dad said in Make the Unvaccinated Pay!:

                Are smokers also paying coshares on their treatments?

                They pay via taxes on cigarettes. Bought a pack lately?

                Also study the money given to healthcare on tobacco settlements.

                LuFins DadL Offline
                LuFins DadL Offline
                LuFins Dad
                wrote on last edited by
                #10

                @loki said in Make the Unvaccinated Pay!:

                @lufins-dad said in Make the Unvaccinated Pay!:

                Are smokers also paying coshares on their treatments?

                They pay via taxes on cigarettes. Bought a pack lately?

                Also study the money given to healthcare on tobacco settlements.

                1. the taxes doesn’t go to healthcare…

                2. Great… Sue China the same way that the tobacco companies were sued.

                The Brad

                L 1 Reply Last reply
                • MikM Away
                  MikM Away
                  Mik
                  wrote on last edited by
                  #11

                  We seem to be missing the fundamentals of insurance - shared risk.

                  “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                  Doctor PhibesD 1 Reply Last reply
                  • LuFins DadL LuFins Dad

                    @loki said in Make the Unvaccinated Pay!:

                    @lufins-dad said in Make the Unvaccinated Pay!:

                    Are smokers also paying coshares on their treatments?

                    They pay via taxes on cigarettes. Bought a pack lately?

                    Also study the money given to healthcare on tobacco settlements.

                    1. the taxes doesn’t go to healthcare…

                    2. Great… Sue China the same way that the tobacco companies were sued.

                    L Offline
                    L Offline
                    Loki
                    wrote on last edited by
                    #12

                    @lufins-dad said in Make the Unvaccinated Pay!:

                    @loki said in Make the Unvaccinated Pay!:

                    @lufins-dad said in Make the Unvaccinated Pay!:

                    Are smokers also paying coshares on their treatments?

                    They pay via taxes on cigarettes. Bought a pack lately?

                    Also study the money given to healthcare on tobacco settlements.

                    1. the taxes doesn’t go to healthcare…

                    2. Great… Sue China the same way that the tobacco companies were sued.

                    Here you go

                    https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                    LuFins DadL 1 Reply Last reply
                    • MikM Mik

                      We seem to be missing the fundamentals of insurance - shared risk.

                      Doctor PhibesD Online
                      Doctor PhibesD Online
                      Doctor Phibes
                      wrote on last edited by Doctor Phibes
                      #13

                      @mik said in Make the Unvaccinated Pay!:

                      We seem to be missing the fundamentals of insurance - shared risk.

                      Not at all - if you're under 25 or you have a car accident, your premium goes up.

                      Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                      I was only joking

                      LuFins DadL 1 Reply Last reply
                      • MikM Away
                        MikM Away
                        Mik
                        wrote on last edited by Mik
                        #14

                        It's still shared risk adjusted. The principle remains the same.

                        “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                        1 Reply Last reply
                        • L Loki

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          Are smokers also paying coshares on their treatments?

                          They pay via taxes on cigarettes. Bought a pack lately?

                          Also study the money given to healthcare on tobacco settlements.

                          1. the taxes doesn’t go to healthcare…

                          2. Great… Sue China the same way that the tobacco companies were sued.

                          Here you go

                          https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                          LuFins DadL Offline
                          LuFins DadL Offline
                          LuFins Dad
                          wrote on last edited by
                          #15

                          @loki said in Make the Unvaccinated Pay!:

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          Are smokers also paying coshares on their treatments?

                          They pay via taxes on cigarettes. Bought a pack lately?

                          Also study the money given to healthcare on tobacco settlements.

                          1. the taxes don’t go to healthcare…

                          2. Great… Sue China the same way that the tobacco companies were sued.

                          Here you go

                          https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                          Ok, some of the Federal Taxes are applied to CHIP. They still aren't being used to address the healthcare costs directly related to smoking. And it's still irrelevant to the entire fucking conversation about insurance companies charging coshares for unvaccinated COVID illness costs...

                          The Brad

                          1 Reply Last reply
                          • Doctor PhibesD Doctor Phibes

                            @mik said in Make the Unvaccinated Pay!:

                            We seem to be missing the fundamentals of insurance - shared risk.

                            Not at all - if you're under 25 or you have a car accident, your premium goes up.

                            Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                            LuFins DadL Offline
                            LuFins DadL Offline
                            LuFins Dad
                            wrote on last edited by
                            #16

                            @doctor-phibes said in Make the Unvaccinated Pay!:

                            @mik said in Make the Unvaccinated Pay!:

                            We seem to be missing the fundamentals of insurance - shared risk.

                            Not at all - if you're under 25 or you have a car accident, your premium goes up.

                            Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                            Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

                            Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

                            The Brad

                            CopperC 1 Reply Last reply
                            • L Offline
                              L Offline
                              Loki
                              wrote on last edited by
                              #17

                              Unvaccinated may pay more for insurance.

                              https://www.abcactionnews.com/news/coronavirus/health-insurance-may-soon-cost-more-for-the-unvaccinated

                              1 Reply Last reply
                              • L Offline
                                L Offline
                                Loki
                                wrote on last edited by
                                #18

                                Unvaccinated share in Covid cost?

                                https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                LuFins DadL 1 Reply Last reply
                                • LuFins DadL LuFins Dad

                                  @doctor-phibes said in Make the Unvaccinated Pay!:

                                  @mik said in Make the Unvaccinated Pay!:

                                  We seem to be missing the fundamentals of insurance - shared risk.

                                  Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                  Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                  Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

                                  Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

                                  CopperC Online
                                  CopperC Online
                                  Copper
                                  wrote on last edited by
                                  #19

                                  @lufins-dad said in Make the Unvaccinated Pay!:

                                  You can't just change the rules on these people on a policy that was annually renewed

                                  Read the fine print

                                  I had this done on a life insurance policy I own

                                  1 Reply Last reply
                                  • L Loki

                                    Unvaccinated share in Covid cost?

                                    https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                    LuFins DadL Offline
                                    LuFins DadL Offline
                                    LuFins Dad
                                    wrote on last edited by
                                    #20

                                    @loki said in Make the Unvaccinated Pay!:

                                    Unvaccinated share in Covid cost?

                                    https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                    Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                    1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                    2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                    3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                    The Brad

                                    L 1 Reply Last reply
                                    • LuFins DadL LuFins Dad

                                      @loki said in Make the Unvaccinated Pay!:

                                      Unvaccinated share in Covid cost?

                                      https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                      Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                      1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                      2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                      3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                      L Offline
                                      L Offline
                                      Loki
                                      wrote on last edited by Loki
                                      #21

                                      @lufins-dad said in Make the Unvaccinated Pay!:

                                      @loki said in Make the Unvaccinated Pay!:

                                      Unvaccinated share in Covid cost?

                                      https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                      Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                      1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                      2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                      3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                      Employers contemplating following Delta’s lead.

                                      https://news.bloomberglaw.com/employee-benefits/sky-could-be-the-limit-for-surcharges-on-unvaccinated-workers

                                      Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                                      HoraceH 1 Reply Last reply
                                      • LuFins DadL Offline
                                        LuFins DadL Offline
                                        LuFins Dad
                                        wrote on last edited by
                                        #22

                                        What gig do you think is up? I was the first person on here to call for increasing their insurance premiums. I know quite a few antivaxxers, the insurance thing isn’t going to affect them one way or another. This isn’t going to get a needle into very many arms, and your enjoyment over this is a little disturbing and unproductive.

                                        The Brad

                                        1 Reply Last reply
                                        • L Loki

                                          @lufins-dad said in Make the Unvaccinated Pay!:

                                          @loki said in Make the Unvaccinated Pay!:

                                          Unvaccinated share in Covid cost?

                                          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                          Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                          1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                          2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                          3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                          Employers contemplating following Delta’s lead.

                                          https://news.bloomberglaw.com/employee-benefits/sky-could-be-the-limit-for-surcharges-on-unvaccinated-workers

                                          Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                                          HoraceH Offline
                                          HoraceH Offline
                                          Horace
                                          wrote on last edited by
                                          #23

                                          @loki said in Make the Unvaccinated Pay!:

                                          Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                                          You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                                          Education is extremely important.

                                          L 1 Reply Last reply
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