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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Make the Unvaccinated Pay!

Make the Unvaccinated Pay!

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  • LuFins DadL Offline
    LuFins DadL Offline
    LuFins Dad
    wrote on last edited by
    #2

    👍 👏 I am all for making the unvaccinated pay higher insurance rates! These are the type of legitimate steps that can and should be taken. Not just a couple hundred dollars, either… Think smoker premiums…

    I also would like to see them do away with the free vaccinations for adults. If you are going to get the shot post September 1, expect to pay…

    The Brad

    1 Reply Last reply
    • AxtremusA Away
      AxtremusA Away
      Axtremus
      wrote on last edited by
      #3

      https://news.delta.com/ed-bastian-memo-covid-19-update

      Delta airlines announced various measures that penalize the employees who refuse to get vaccinated, including charging them an extra $200/month each on their healthcare insurance premiums starting in November, and refusing to extend “COVID pay protection” (whatever that is) to the unvaccinated.

      LuFins DadL 1 Reply Last reply
      • AxtremusA Axtremus

        https://news.delta.com/ed-bastian-memo-covid-19-update

        Delta airlines announced various measures that penalize the employees who refuse to get vaccinated, including charging them an extra $200/month each on their healthcare insurance premiums starting in November, and refusing to extend “COVID pay protection” (whatever that is) to the unvaccinated.

        LuFins DadL Offline
        LuFins DadL Offline
        LuFins Dad
        wrote on last edited by
        #4

        @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

        Again, no problem, though $2400 a year seems high.

        I am curious as to how the unions respond.

        The Brad

        L 1 Reply Last reply
        • LuFins DadL LuFins Dad

          @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

          Again, no problem, though $2400 a year seems high.

          I am curious as to how the unions respond.

          L Offline
          L Offline
          Loki
          wrote on last edited by
          #5

          @lufins-dad said in Make the Unvaccinated Pay!:

          @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

          Again, no problem, though $2400 a year seems high.

          I am curious as to how the unions respond.

          It’s a win over mandated vaccines. That door could be opened wide in a dispute.

          1 Reply Last reply
          • AxtremusA Away
            AxtremusA Away
            Axtremus
            wrote on last edited by
            #6

            https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

            Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

            LuFins DadL 1 Reply Last reply
            • AxtremusA Axtremus

              https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

              Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

              LuFins DadL Offline
              LuFins DadL Offline
              LuFins Dad
              wrote on last edited by
              #7

              @axtremus said in Make the Unvaccinated Pay!:

              https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

              Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

              Above and beyond what they require for overweight people receiving just about any treatment for any of the hundreds of conditions associated with that weight?

              The Brad

              1 Reply Last reply
              • LuFins DadL Offline
                LuFins DadL Offline
                LuFins Dad
                wrote on last edited by
                #8

                Are smokers also paying coshares on their treatments?

                The Brad

                L 1 Reply Last reply
                • LuFins DadL LuFins Dad

                  Are smokers also paying coshares on their treatments?

                  L Offline
                  L Offline
                  Loki
                  wrote on last edited by Loki
                  #9

                  @lufins-dad said in Make the Unvaccinated Pay!:

                  Are smokers also paying coshares on their treatments?

                  They pay via taxes on cigarettes. Bought a pack lately?

                  Also study the money given to healthcare on tobacco settlements.

                  LuFins DadL 1 Reply Last reply
                  • L Loki

                    @lufins-dad said in Make the Unvaccinated Pay!:

                    Are smokers also paying coshares on their treatments?

                    They pay via taxes on cigarettes. Bought a pack lately?

                    Also study the money given to healthcare on tobacco settlements.

                    LuFins DadL Offline
                    LuFins DadL Offline
                    LuFins Dad
                    wrote on last edited by
                    #10

                    @loki said in Make the Unvaccinated Pay!:

                    @lufins-dad said in Make the Unvaccinated Pay!:

                    Are smokers also paying coshares on their treatments?

                    They pay via taxes on cigarettes. Bought a pack lately?

                    Also study the money given to healthcare on tobacco settlements.

                    1. the taxes doesn’t go to healthcare…

                    2. Great… Sue China the same way that the tobacco companies were sued.

                    The Brad

                    L 1 Reply Last reply
                    • MikM Offline
                      MikM Offline
                      Mik
                      wrote on last edited by
                      #11

                      We seem to be missing the fundamentals of insurance - shared risk.

                      “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                      Doctor PhibesD 1 Reply Last reply
                      • LuFins DadL LuFins Dad

                        @loki said in Make the Unvaccinated Pay!:

                        @lufins-dad said in Make the Unvaccinated Pay!:

                        Are smokers also paying coshares on their treatments?

                        They pay via taxes on cigarettes. Bought a pack lately?

                        Also study the money given to healthcare on tobacco settlements.

                        1. the taxes doesn’t go to healthcare…

                        2. Great… Sue China the same way that the tobacco companies were sued.

                        L Offline
                        L Offline
                        Loki
                        wrote on last edited by
                        #12

                        @lufins-dad said in Make the Unvaccinated Pay!:

                        @loki said in Make the Unvaccinated Pay!:

                        @lufins-dad said in Make the Unvaccinated Pay!:

                        Are smokers also paying coshares on their treatments?

                        They pay via taxes on cigarettes. Bought a pack lately?

                        Also study the money given to healthcare on tobacco settlements.

                        1. the taxes doesn’t go to healthcare…

                        2. Great… Sue China the same way that the tobacco companies were sued.

                        Here you go

                        https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                        LuFins DadL 1 Reply Last reply
                        • MikM Mik

                          We seem to be missing the fundamentals of insurance - shared risk.

                          Doctor PhibesD Offline
                          Doctor PhibesD Offline
                          Doctor Phibes
                          wrote on last edited by Doctor Phibes
                          #13

                          @mik said in Make the Unvaccinated Pay!:

                          We seem to be missing the fundamentals of insurance - shared risk.

                          Not at all - if you're under 25 or you have a car accident, your premium goes up.

                          Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                          I was only joking

                          LuFins DadL 1 Reply Last reply
                          • MikM Offline
                            MikM Offline
                            Mik
                            wrote on last edited by Mik
                            #14

                            It's still shared risk adjusted. The principle remains the same.

                            “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                            1 Reply Last reply
                            • L Loki

                              @lufins-dad said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              @lufins-dad said in Make the Unvaccinated Pay!:

                              Are smokers also paying coshares on their treatments?

                              They pay via taxes on cigarettes. Bought a pack lately?

                              Also study the money given to healthcare on tobacco settlements.

                              1. the taxes doesn’t go to healthcare…

                              2. Great… Sue China the same way that the tobacco companies were sued.

                              Here you go

                              https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                              LuFins DadL Offline
                              LuFins DadL Offline
                              LuFins Dad
                              wrote on last edited by
                              #15

                              @loki said in Make the Unvaccinated Pay!:

                              @lufins-dad said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              @lufins-dad said in Make the Unvaccinated Pay!:

                              Are smokers also paying coshares on their treatments?

                              They pay via taxes on cigarettes. Bought a pack lately?

                              Also study the money given to healthcare on tobacco settlements.

                              1. the taxes don’t go to healthcare…

                              2. Great… Sue China the same way that the tobacco companies were sued.

                              Here you go

                              https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                              Ok, some of the Federal Taxes are applied to CHIP. They still aren't being used to address the healthcare costs directly related to smoking. And it's still irrelevant to the entire fucking conversation about insurance companies charging coshares for unvaccinated COVID illness costs...

                              The Brad

                              1 Reply Last reply
                              • Doctor PhibesD Doctor Phibes

                                @mik said in Make the Unvaccinated Pay!:

                                We seem to be missing the fundamentals of insurance - shared risk.

                                Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                LuFins DadL Offline
                                LuFins DadL Offline
                                LuFins Dad
                                wrote on last edited by
                                #16

                                @doctor-phibes said in Make the Unvaccinated Pay!:

                                @mik said in Make the Unvaccinated Pay!:

                                We seem to be missing the fundamentals of insurance - shared risk.

                                Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

                                Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

                                The Brad

                                CopperC 1 Reply Last reply
                                • L Offline
                                  L Offline
                                  Loki
                                  wrote on last edited by
                                  #17

                                  Unvaccinated may pay more for insurance.

                                  https://www.abcactionnews.com/news/coronavirus/health-insurance-may-soon-cost-more-for-the-unvaccinated

                                  1 Reply Last reply
                                  • L Offline
                                    L Offline
                                    Loki
                                    wrote on last edited by
                                    #18

                                    Unvaccinated share in Covid cost?

                                    https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                    LuFins DadL 1 Reply Last reply
                                    • LuFins DadL LuFins Dad

                                      @doctor-phibes said in Make the Unvaccinated Pay!:

                                      @mik said in Make the Unvaccinated Pay!:

                                      We seem to be missing the fundamentals of insurance - shared risk.

                                      Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                      Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                      Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

                                      Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

                                      CopperC Offline
                                      CopperC Offline
                                      Copper
                                      wrote on last edited by
                                      #19

                                      @lufins-dad said in Make the Unvaccinated Pay!:

                                      You can't just change the rules on these people on a policy that was annually renewed

                                      Read the fine print

                                      I had this done on a life insurance policy I own

                                      1 Reply Last reply
                                      • L Loki

                                        Unvaccinated share in Covid cost?

                                        https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                        LuFins DadL Offline
                                        LuFins DadL Offline
                                        LuFins Dad
                                        wrote on last edited by
                                        #20

                                        @loki said in Make the Unvaccinated Pay!:

                                        Unvaccinated share in Covid cost?

                                        https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                        Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                        1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                        2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                        3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                        The Brad

                                        L 1 Reply Last reply
                                        • LuFins DadL LuFins Dad

                                          @loki said in Make the Unvaccinated Pay!:

                                          Unvaccinated share in Covid cost?

                                          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                          Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                          1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                          2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                          3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                          L Offline
                                          L Offline
                                          Loki
                                          wrote on last edited by Loki
                                          #21

                                          @lufins-dad said in Make the Unvaccinated Pay!:

                                          @loki said in Make the Unvaccinated Pay!:

                                          Unvaccinated share in Covid cost?

                                          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                          Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                          1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                          2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                          3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                          Employers contemplating following Delta’s lead.

                                          https://news.bloomberglaw.com/employee-benefits/sky-could-be-the-limit-for-surcharges-on-unvaccinated-workers

                                          Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                                          HoraceH 1 Reply Last reply
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