@kluurs said in Dumb Americans Exist:
The investment of a few hours (1-3) at the start of one's career can the make the difference between a healthy retirement and homelessness.
Me being around people who run and are fitness focused, I know a few folks who plan on working forever which they fail to realize may not be fully within their control. OTOH, I do know one person who is over 100, still goes to the office every day - but had the resources to retire 50 years ago. It is fickle finger of fate that rules the day.
Note the rise of the "bracket 401k". No, you don't have to think...You have a 35 year retirement date, you're going into this fund. We'll change investment mixtures for you as time passes.