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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Investing

Investing

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  • X Offline
    X Offline
    xenon
    wrote on 18 Feb 2021, 02:11 last edited by xenon
    #1

    Everything feels like a bubble - stocks, housing, crypto.

    Maybe it’s asset inflation from all the money being pumped into the system.

    For folks who have been through a few cycles. Is this a common feeling?

    Seems a bit unprecedented being 12 years into a bull market.

    1 Reply Last reply
    • 8 Offline
      8 Offline
      89th
      wrote on 18 Feb 2021, 02:22 last edited by
      #2

      Agreed...plenty of articles out there pointing to the warning signs of it being a bubble, too. I have some assets I'm ready to invest but am just holding to the side for now.

      X 1 Reply Last reply 18 Feb 2021, 02:35
      • 8 89th
        18 Feb 2021, 02:22

        Agreed...plenty of articles out there pointing to the warning signs of it being a bubble, too. I have some assets I'm ready to invest but am just holding to the side for now.

        X Offline
        X Offline
        xenon
        wrote on 18 Feb 2021, 02:35 last edited by xenon
        #3

        @89th said in Investing:

        Agreed...plenty of articles out there pointing to the warning signs of it being a bubble, too. I have some assets I'm ready to invest but am just holding to the side for now.

        I just don’t know how long this will last.

        I’ve been watching Vancouver real estate as an example, just out of interest. I thought it was a monstrous bubble in 2016 - and it is out of whack with historical metrics. but here we are 2021, even with the stress of a pandemic and high unemployment (in Canada) it’s up, up, up.

        The danger is sitting on the sideline and waiting for something to happen that never does.

        8 1 Reply Last reply 18 Feb 2021, 03:14
        • C Offline
          C Offline
          Copper
          wrote on 18 Feb 2021, 02:52 last edited by
          #4

          Make sure you time it just right.

          1 Reply Last reply
          • C Offline
            C Offline
            Copper
            wrote on 18 Feb 2021, 02:52 last edited by
            #5

            (That's a joke)

            1 Reply Last reply
            • X Offline
              X Offline
              xenon
              wrote on 18 Feb 2021, 03:01 last edited by
              #6

              To be clear - I’m not a timer. I push it almost completely to index funds.

              I don’t to get into the habit regularly of checking in on long term savings.

              1 Reply Last reply
              • D Online
                D Online
                Doctor Phibes
                wrote on 18 Feb 2021, 03:09 last edited by
                #7

                It always goes up if you wait long enough.

                As the actress said to the Bishop.

                I was only joking

                1 Reply Last reply
                • X xenon
                  18 Feb 2021, 02:35

                  @89th said in Investing:

                  Agreed...plenty of articles out there pointing to the warning signs of it being a bubble, too. I have some assets I'm ready to invest but am just holding to the side for now.

                  I just don’t know how long this will last.

                  I’ve been watching Vancouver real estate as an example, just out of interest. I thought it was a monstrous bubble in 2016 - and it is out of whack with historical metrics. but here we are 2021, even with the stress of a pandemic and high unemployment (in Canada) it’s up, up, up.

                  The danger is sitting on the sideline and waiting for something to happen that never does.

                  8 Offline
                  8 Offline
                  89th
                  wrote on 18 Feb 2021, 03:14 last edited by
                  #8

                  @xenon Yeah real estate is really ridiculous right now. In the northern virginia area, all last summer and fall...almost every home for sale had 10+ offers, and usually the winning bid was above ask, and waived inspections and appraisals. That is BANANAS. Apparently it's the same right now, too... Prices are just going up up up up up.

                  C 1 Reply Last reply 18 Feb 2021, 03:18
                  • 8 89th
                    18 Feb 2021, 03:14

                    @xenon Yeah real estate is really ridiculous right now. In the northern virginia area, all last summer and fall...almost every home for sale had 10+ offers, and usually the winning bid was above ask, and waived inspections and appraisals. That is BANANAS. Apparently it's the same right now, too... Prices are just going up up up up up.

                    C Offline
                    C Offline
                    Copper
                    wrote on 18 Feb 2021, 03:18 last edited by
                    #9

                    @89th said in Investing:

                    In the northern virginia area, all last summer and fall...almost every home for sale had 10+ offers, and usually the winning bid was above ask, and waived inspections and appraisals.

                    Yes, that started just after I sold my NOVA house.

                    You're welcome.

                    1 Reply Last reply
                    • M Offline
                      M Offline
                      Mik
                      wrote on 18 Feb 2021, 03:18 last edited by
                      #10

                      Buy solid stocks and hold them.

                      “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                      L 1 Reply Last reply 18 Feb 2021, 05:56
                      • M Mik
                        18 Feb 2021, 03:18

                        Buy solid stocks and hold them.

                        L Offline
                        L Offline
                        LuFins Dad
                        wrote on 18 Feb 2021, 05:56 last edited by
                        #11

                        I was considering buying some Hilton... There is going to be a travel boom in 6 months....

                        The Brad

                        8 T 2 Replies Last reply 18 Feb 2021, 14:05
                        • L LuFins Dad
                          18 Feb 2021, 05:56

                          I was considering buying some Hilton... There is going to be a travel boom in 6 months....

                          8 Offline
                          8 Offline
                          89th
                          wrote on 18 Feb 2021, 14:05 last edited by
                          #12

                          @lufins-dad I think that might've been priced into the April 2020 + recovery already? I have been buying into various airlines a little here and there. Delta, AA, United, Southwest... they have to recover eventually and the risk of bankruptcy is low since I think we see an end to this pandemic on the horizon.

                          1 Reply Last reply
                          • M Offline
                            M Offline
                            Mik
                            wrote on 18 Feb 2021, 14:32 last edited by
                            #13

                            Not sure I’d make that bet on the airlines. Hard to tell how much damage has been done and what reorganizations and bankruptcies are coming.

                            “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                            A 1 Reply Last reply 18 Feb 2021, 15:00
                            • M Mik
                              18 Feb 2021, 14:32

                              Not sure I’d make that bet on the airlines. Hard to tell how much damage has been done and what reorganizations and bankruptcies are coming.

                              A Away
                              A Away
                              Axtremus
                              wrote on 18 Feb 2021, 15:00 last edited by
                              #14

                              I share you concerns regarding the airline stocks, @mik.
                              I suppose, just as a matter of age, @89th can afford to take more risk that you or I can.

                              1 Reply Last reply
                              • 8 Offline
                                8 Offline
                                89th
                                wrote on 18 Feb 2021, 16:07 last edited by
                                #15

                                Yeah I'm talking less than 1% of my portfolio...if I didn't see any bankruptcy risk, I would dump a ton in airlines. Almost a guarantee in 5 years they'll be up 50-100%.

                                C 1 Reply Last reply 18 Feb 2021, 17:21
                                • J Offline
                                  J Offline
                                  Jolly
                                  wrote on 18 Feb 2021, 16:21 last edited by
                                  #16

                                  Know what has beat the stock market over the last century or so? Good farmland.

                                  Problem is, hard to invest in, at least as I'd like to do it.

                                  So, my advice...Diversify, diversify, diversify. Pick some good stocks to hold. Pick a few funds for speculation, in sectors you know a little about. Invest in a bit if real estate. If you're handy, maybe buy a fixer-upper, live in it and eventually flip it when done remodeling (just dont sink money in it you can't recover).

                                  The best investment may be a side business or a side job. NEVER spend that money on regular expenses, but use that money for 529 funds, additional mortgage money, etc.

                                  Lastly, control debt. Everybody has to stick their necks out sometime, but the more you stick it out, the easier it is to lose your head. I was debt-free, mortgage and all, by 52. And that's with two kids in college. When you're debt free, you have a lot more financial options.

                                  “Cry havoc and let slip the DOGE of war!”

                                  Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                                  1 Reply Last reply
                                  • 8 Offline
                                    8 Offline
                                    89th
                                    wrote on 18 Feb 2021, 16:24 last edited by
                                    #17

                                    Good advice @Jolly . Would love to get into land investing at some point. Seems to be the one asset that almost (ALMOST) always goes up and up, because it's inherently a limited supply and an every-increasing demand.

                                    L 1 Reply Last reply 18 Feb 2021, 16:25
                                    • 8 89th
                                      18 Feb 2021, 16:24

                                      Good advice @Jolly . Would love to get into land investing at some point. Seems to be the one asset that almost (ALMOST) always goes up and up, because it's inherently a limited supply and an every-increasing demand.

                                      L Offline
                                      L Offline
                                      LuFins Dad
                                      wrote on 18 Feb 2021, 16:25 last edited by
                                      #18

                                      @89th said in Investing:

                                      Good advice @Jolly . Would love to get into land investing at some point. Seems to be the one asset that almost (ALMOST) always goes up and up, because it's inherently a limited supply and an every-increasing demand.

                                      Actually, I read an article recently that suggests that land has underperformed the stock market over 100 years.

                                      The Brad

                                      J 1 Reply Last reply 18 Feb 2021, 16:27
                                      • L LuFins Dad
                                        18 Feb 2021, 16:25

                                        @89th said in Investing:

                                        Good advice @Jolly . Would love to get into land investing at some point. Seems to be the one asset that almost (ALMOST) always goes up and up, because it's inherently a limited supply and an every-increasing demand.

                                        Actually, I read an article recently that suggests that land has underperformed the stock market over 100 years.

                                        J Offline
                                        J Offline
                                        Jolly
                                        wrote on 18 Feb 2021, 16:27 last edited by
                                        #19

                                        @lufins-dad said in Investing:

                                        @89th said in Investing:

                                        Good advice @Jolly . Would love to get into land investing at some point. Seems to be the one asset that almost (ALMOST) always goes up and up, because it's inherently a limited supply and an every-increasing demand.

                                        Actually, I read an article recently that suggests that land has underperformed the stock market over 100 years.

                                        Some land has.

                                        Location, location, etc.

                                        But good farmland has consistently done well.

                                        “Cry havoc and let slip the DOGE of war!”

                                        Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                                        1 Reply Last reply
                                        • 8 89th
                                          18 Feb 2021, 16:07

                                          Yeah I'm talking less than 1% of my portfolio...if I didn't see any bankruptcy risk, I would dump a ton in airlines. Almost a guarantee in 5 years they'll be up 50-100%.

                                          C Offline
                                          C Offline
                                          Copper
                                          wrote on 18 Feb 2021, 17:21 last edited by
                                          #20

                                          @89th said in Investing:

                                          Yeah I'm talking less than 1% of my portfolio...if I didn't see any bankruptcy risk, I would dump a ton in airlines. Almost a guarantee in 5 years they'll be up 50-100%.

                                          Be careful

                                          https://www.foxnews.com/politics/green-new-deal-ocasio-cortez-aims-to-make-air-travel-obsolete-aid-those-unwilling-to-work

                                          Green New Deal: Ocasio-Cortez aims to make air travel obsolete, aid those ‘unwilling’ to work

                                          In what may be the most far-reaching proposal to ever be considered in Congress, Rep. Alexandria Ocasio-Cortez, D-N.Y., unveiled her "Green New Deal" on Thursday -- a government-led overhaul of virtually every aspect of American life that would guarantee a host of taxpayer-covered benefits for all and phase out fossil fuels.

                                          Along the way, her office says the plan would aim to make air travel obsolete, upgrade or replace every building in America to ensure energy efficiency and give economic security even to those "unwilling" to work.

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