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The New Coffee Room

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  3. Make the Unvaccinated Pay!

Make the Unvaccinated Pay!

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  • D Doctor Phibes
    27 Aug 2021, 16:37

    @mik said in Make the Unvaccinated Pay!:

    We seem to be missing the fundamentals of insurance - shared risk.

    Not at all - if you're under 25 or you have a car accident, your premium goes up.

    Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

    L Offline
    L Offline
    LuFins Dad
    wrote on 27 Aug 2021, 18:07 last edited by
    #16

    @doctor-phibes said in Make the Unvaccinated Pay!:

    @mik said in Make the Unvaccinated Pay!:

    We seem to be missing the fundamentals of insurance - shared risk.

    Not at all - if you're under 25 or you have a car accident, your premium goes up.

    Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

    Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

    Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

    The Brad

    C 1 Reply Last reply 27 Aug 2021, 19:32
    • L Offline
      L Offline
      Loki
      wrote on 27 Aug 2021, 18:42 last edited by
      #17

      Unvaccinated may pay more for insurance.

      https://www.abcactionnews.com/news/coronavirus/health-insurance-may-soon-cost-more-for-the-unvaccinated

      1 Reply Last reply
      • L Offline
        L Offline
        Loki
        wrote on 27 Aug 2021, 18:44 last edited by
        #18

        Unvaccinated share in Covid cost?

        https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

        L 1 Reply Last reply 27 Aug 2021, 21:39
        • L LuFins Dad
          27 Aug 2021, 18:07

          @doctor-phibes said in Make the Unvaccinated Pay!:

          @mik said in Make the Unvaccinated Pay!:

          We seem to be missing the fundamentals of insurance - shared risk.

          Not at all - if you're under 25 or you have a car accident, your premium goes up.

          Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

          Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

          Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

          C Offline
          C Offline
          Copper
          wrote on 27 Aug 2021, 19:32 last edited by
          #19

          @lufins-dad said in Make the Unvaccinated Pay!:

          You can't just change the rules on these people on a policy that was annually renewed

          Read the fine print

          I had this done on a life insurance policy I own

          1 Reply Last reply
          • L Loki
            27 Aug 2021, 18:44

            Unvaccinated share in Covid cost?

            https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

            L Offline
            L Offline
            LuFins Dad
            wrote on 27 Aug 2021, 21:39 last edited by
            #20

            @loki said in Make the Unvaccinated Pay!:

            Unvaccinated share in Covid cost?

            https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

            Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

            1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

            2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

            3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

            The Brad

            L 1 Reply Last reply 27 Aug 2021, 21:45
            • L LuFins Dad
              27 Aug 2021, 21:39

              @loki said in Make the Unvaccinated Pay!:

              Unvaccinated share in Covid cost?

              https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

              Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

              1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

              2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

              3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

              L Offline
              L Offline
              Loki
              wrote on 27 Aug 2021, 21:45 last edited by Loki
              #21

              @lufins-dad said in Make the Unvaccinated Pay!:

              @loki said in Make the Unvaccinated Pay!:

              Unvaccinated share in Covid cost?

              https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

              Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

              1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

              2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

              3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

              Employers contemplating following Delta’s lead.

              https://news.bloomberglaw.com/employee-benefits/sky-could-be-the-limit-for-surcharges-on-unvaccinated-workers

              Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

              H 1 Reply Last reply 27 Aug 2021, 22:03
              • L Offline
                L Offline
                LuFins Dad
                wrote on 27 Aug 2021, 21:49 last edited by
                #22

                What gig do you think is up? I was the first person on here to call for increasing their insurance premiums. I know quite a few antivaxxers, the insurance thing isn’t going to affect them one way or another. This isn’t going to get a needle into very many arms, and your enjoyment over this is a little disturbing and unproductive.

                The Brad

                1 Reply Last reply
                • L Loki
                  27 Aug 2021, 21:45

                  @lufins-dad said in Make the Unvaccinated Pay!:

                  @loki said in Make the Unvaccinated Pay!:

                  Unvaccinated share in Covid cost?

                  https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                  Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                  1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                  2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                  3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                  Employers contemplating following Delta’s lead.

                  https://news.bloomberglaw.com/employee-benefits/sky-could-be-the-limit-for-surcharges-on-unvaccinated-workers

                  Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                  H Offline
                  H Offline
                  Horace
                  wrote on 27 Aug 2021, 22:03 last edited by
                  #23

                  @loki said in Make the Unvaccinated Pay!:

                  Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                  You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                  Education is extremely important.

                  L 1 Reply Last reply 27 Aug 2021, 22:19
                  • H Horace
                    27 Aug 2021, 22:03

                    @loki said in Make the Unvaccinated Pay!:

                    Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                    You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                    L Offline
                    L Offline
                    Loki
                    wrote on 27 Aug 2021, 22:19 last edited by
                    #24

                    @horace said in Make the Unvaccinated Pay!:

                    @loki said in Make the Unvaccinated Pay!:

                    Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                    You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                    I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                    H 1 Reply Last reply 27 Aug 2021, 22:20
                    • L Loki
                      27 Aug 2021, 22:19

                      @horace said in Make the Unvaccinated Pay!:

                      @loki said in Make the Unvaccinated Pay!:

                      Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                      You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                      I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                      H Offline
                      H Offline
                      Horace
                      wrote on 27 Aug 2021, 22:20 last edited by
                      #25

                      @loki said in Make the Unvaccinated Pay!:

                      @horace said in Make the Unvaccinated Pay!:

                      @loki said in Make the Unvaccinated Pay!:

                      Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                      You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                      I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                      So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                      Education is extremely important.

                      L 1 Reply Last reply 27 Aug 2021, 22:23
                      • H Horace
                        27 Aug 2021, 22:20

                        @loki said in Make the Unvaccinated Pay!:

                        @horace said in Make the Unvaccinated Pay!:

                        @loki said in Make the Unvaccinated Pay!:

                        Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                        You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                        I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                        So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                        L Offline
                        L Offline
                        Loki
                        wrote on 27 Aug 2021, 22:23 last edited by
                        #26

                        @horace said in Make the Unvaccinated Pay!:

                        @loki said in Make the Unvaccinated Pay!:

                        @horace said in Make the Unvaccinated Pay!:

                        @loki said in Make the Unvaccinated Pay!:

                        Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                        You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                        I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                        So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                        You are going to call me out in a place like this. I have to ask, why?

                        H 1 Reply Last reply 27 Aug 2021, 22:30
                        • L Loki
                          27 Aug 2021, 22:23

                          @horace said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          @horace said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                          You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                          I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                          So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                          You are going to call me out in a place like this. I have to ask, why?

                          H Offline
                          H Offline
                          Horace
                          wrote on 27 Aug 2021, 22:30 last edited by
                          #27

                          @loki said in Make the Unvaccinated Pay!:

                          @horace said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          @horace said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                          You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                          I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                          So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                          You are going to call me out in a place like this. I have to ask, why?

                          I was responding to this:

                          Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                          Which, as far as I'm aware, is a figment of your imagination. I was wondering if you could cite the posts you have been proven right about and were crucified for. The people who crucified you might owe you an apology. Or maybe you owe an apology for inventing another dramatic conflict that took place only in your head, where you were the island of sanity in this sea of forum craziness.

                          Education is extremely important.

                          L 1 Reply Last reply 27 Aug 2021, 22:35
                          • H Horace
                            27 Aug 2021, 22:30

                            @loki said in Make the Unvaccinated Pay!:

                            @horace said in Make the Unvaccinated Pay!:

                            @loki said in Make the Unvaccinated Pay!:

                            @horace said in Make the Unvaccinated Pay!:

                            @loki said in Make the Unvaccinated Pay!:

                            Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                            You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                            I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                            So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                            You are going to call me out in a place like this. I have to ask, why?

                            I was responding to this:

                            Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                            Which, as far as I'm aware, is a figment of your imagination. I was wondering if you could cite the posts you have been proven right about and were crucified for. The people who crucified you might owe you an apology. Or maybe you owe an apology for inventing another dramatic conflict that took place only in your head, where you were the island of sanity in this sea of forum craziness.

                            L Offline
                            L Offline
                            Loki
                            wrote on 27 Aug 2021, 22:35 last edited by
                            #28

                            @horace said in Make the Unvaccinated Pay!:

                            @loki said in Make the Unvaccinated Pay!:

                            @horace said in Make the Unvaccinated Pay!:

                            @loki said in Make the Unvaccinated Pay!:

                            @horace said in Make the Unvaccinated Pay!:

                            @loki said in Make the Unvaccinated Pay!:

                            Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                            You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                            I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                            So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                            You are going to call me out in a place like this. I have to ask, why?

                            I was responding to this:

                            Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                            Which, as far as I'm aware, is a figment of your imagination. I was wondering if you could cite the posts you have been proven right about and were crucified for. The people who crucified you might owe you an apology. Or maybe you owe an apology for inventing another dramatic conflict that took place only in your head, where you were the island of sanity in this sea of forum craziness.

                            I keep forgetting how non judgemental you are except when you are right. My apologies.

                            H 1 Reply Last reply 27 Aug 2021, 22:46
                            • L Loki
                              27 Aug 2021, 22:35

                              @horace said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              @horace said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              @horace said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                              You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                              I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                              So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                              You are going to call me out in a place like this. I have to ask, why?

                              I was responding to this:

                              Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                              Which, as far as I'm aware, is a figment of your imagination. I was wondering if you could cite the posts you have been proven right about and were crucified for. The people who crucified you might owe you an apology. Or maybe you owe an apology for inventing another dramatic conflict that took place only in your head, where you were the island of sanity in this sea of forum craziness.

                              I keep forgetting how non judgemental you are except when you are right. My apologies.

                              H Offline
                              H Offline
                              Horace
                              wrote on 27 Aug 2021, 22:46 last edited by
                              #29

                              @loki said in Make the Unvaccinated Pay!:

                              @horace said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              @horace said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              @horace said in Make the Unvaccinated Pay!:

                              @loki said in Make the Unvaccinated Pay!:

                              Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                              You are rarely clear about the reality of what anybody thinks or writes, when you're feeling dramatic. But I would be curious to see links to these posts where you felt you were being "crucified for predicting that the gig was up for the unvaccinated".

                              I keep forgetting that you don’t do well reading rhetoric just delivering it. LOL

                              So false claims about what people post here, and crucifixion complexes, are your “rhetoric”? Ok then.

                              You are going to call me out in a place like this. I have to ask, why?

                              I was responding to this:

                              Let’s be honest, the gig is up for the unvaccinated. I was crucified for predicting it weeks ago and told I was full of it. Now it’s in full stride.a. And it’s not me, it’s reality…let’s be clear on that.

                              Which, as far as I'm aware, is a figment of your imagination. I was wondering if you could cite the posts you have been proven right about and were crucified for. The people who crucified you might owe you an apology. Or maybe you owe an apology for inventing another dramatic conflict that took place only in your head, where you were the island of sanity in this sea of forum craziness.

                              I keep forgetting how non judgemental you are except when you are right. My apologies.

                              I can't be right when there's nothing to be right about, other than the fact that you made up some drama about an imaginary conflict here, and then claimed total vindication about it.

                              Education is extremely important.

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