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General Discussion

A place to talk about whatever you want

38.0k Topics 343.4k Posts
  • As read on the Dead Pelican

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  • D3 texted today

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    MikM
    Link to video
  • Trapped in Disney

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    MikM
    So much for the Happiest Place on Earth.
  • NPs vs Physicians

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    JollyJ
    @LuFins-Dad said in NPs vs Physicians: I forwarded on to Lucas as he is considering the NP or even PA path instead of medical school. He replied with the same comment that Mik made… Feed him saltpeter and send him to medical school.
  • Student Loan sob story of the day

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    LuFins DadL
    Student Debt needs to be dischargeable in bankruptcy. Make lenders actually have to start determining credit worthiness before just giving loans to everybody at high interest rates. This will also make s lot of students have to look at more realistic and probably better situations for themselves. Trade schools, 2 years of Community College, etc… This will also force universities to be more competitive for students and instructors. Put the same requirements onto student loans as you require for any FDIC Approved Lenders for commercial credit. Simple Interest, no Capitalization or no Capitalization that takes you above the original loan request plus 10% one time. Payment options should START at interest repayment. If your monthly interest accrual is $70, then that’s your minimum repayment option. Deferred payments till graduation? That’s no longer the default, that’s a feature that you need to apply for and approval should be on strict standards. The payment portals should be required to show the Fed Box and readily accessible amortization figures. Pell Grants need to be accessible ONLY for 2 year community colleges and trade schools to start unless the student can show scholarships that will cover the rest of tuition and housing. Students in the income bracket to receive Pell Grants generally aren’t going to have the financial resources necessary to support them at a 4 year institution and will be far more likely to get truly behind and victimized in the Student Loan racket. Once 2 years of Community College and/or Trade School is successfully completed, the Pell Grants can be used towards a 4 year degree. Student Loans are a one time approval and NOT an open line of credit. Funds can only be used for tuition, campus approved housing, and fees assessed prior to the academic year. Schools accepting student loans should be required to provide fiscal counselors in addition to an academic counselor. Work with the students on their projected academic path, costs associated, and projected salaries… Public High Schools should add an actual financial preparation class that is a requirement for students in the college prep or stem tracks in HS. For those existing in substantial student debt now, put a cap on total payback at a no capitalization, 10% APR on the original loan request. If they’ve already paid it off, the balance is forgiven. This can only be on Federal Direct or Subsidized Loans.
  • Smiling Sun

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    Doctor PhibesD
    @Horace said in Smiling Sun: Second greatest orange man ever. Once again, Britain's ahead of you.... Link to video
  • When people don't know what they are talking about.

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    Doctor PhibesD
    Mrs. Phibes' grandfather was half-Austrian, and was interned during the war after fleeing the continent, during which time he repaired tanks. When his internment ended, the story goes that he was given the option of either joining a tank regiment or becoming a diver (a somewhat dangerous occupation). Based on what he'd seen of the tanks, he chose diving.
  • NYT vs WSJ

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    jon-nycJ
    @Horace said in NYT vs WSJ: @jon-nyc said in NYT vs WSJ: @Horace said in NYT vs WSJ: @George-K said in NYT vs WSJ: @jon-nyc said in NYT vs WSJ: The bigger issue is whether Bolsonaro steps down. Is there a possibility that he won't? It’s possible in the same sense as it’s possible in the US. A military coup. As every one of us knows, the fat man’s attempt was to create a constitutional crisis by engineering ambiguity in the electoral college and/or finding corrupt local officials that would either disenfranchise precincts that voted against him or “find” thousands of votes for him. So your mind worm about that coup strategy has metastasized into worry over all democratic elections worldwide. You misspelled 'memory'. But no, this wasn't an exogenous imposition on my part, the comment I made above is based on Bolsonaro's comments over the last year. He still hasn't made any comment on the election and is holed up in his home, though his allies have made some promising noises. Since we’re hand waving nonsense, I’ll make a claim that any coup-by-legal-technicality would have to be backed by a real military coup. Otherwise it’s a child holding his breath until he is blue, at which time he is escorted out of the Oval Office. WHo's "we"? You got a mouse in your pocket?
  • Lying

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  • Remember all those masks you bought?

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    JollyJ
    A. I didn't buy any. B. Outside of work, I rarely wore them. At the very first, I do admit to using some N95's.
  • Tomāto/Tomahto

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    JollyJ
    Safe, legal and rare. That used to be the position of the Democrat Party.
  • I learned a new word today

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    George KG
    @jon-nyc said in I learned a new word today: It’s the word for “noise” in French and they pronounce it like you do Yeah, I knew that, and I've heard lots of carotid bruits. But, I've never heard it used as a verb like that, with a totally different meaning. Probably different etymologies.
  • third shot

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    bachophileB
    @jon-nyc we were notified Oct 1 that’s it’s here. Only now got around to it.
  • Deep Fake

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    89th8
    @taiwan_girl said in Deep Fake: @Aqua-Letifer Was that a "staged" picture? I believe the photographer dragged that body from another field (and photo) so he could also take the above photo.
  • What is this vent?

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    89th8
    [image: 1667217051876-7655d31f-ce32-4123-9632-13a4cdeefb18.jpeg]
  • Mass Casualty in Korea

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    George KG
    Just horrible.
  • "I need more training."

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    taiwan_girlT
    @George-K Why is it that the babies will try and avoid grass?
  • I smell a scam

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    George KG
    [image: 1667176989892-4_06862099fbf4f9f3667f583925956a27.jpg]
  • Teddy Roosevelt on Russians

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    jon-nycJ
    [image: 1667168658186-b897454a-78da-4141-a0a5-f95236121bb6.jpeg]
  • 'Do we really need to say...'

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    Aqua LetiferA
    @Horace said in 'Do we really need to say...': Beautiful Asian women are always a spiritual compass. Unless they were hired to wear loud clothing and hack into mainframes.