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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. FFS - Marketing Related

FFS - Marketing Related

Scheduled Pinned Locked Moved General Discussion
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  • LuFins DadL Offline
    LuFins DadL Offline
    LuFins Dad
    wrote last edited by
    #1

    As a couple of you know, Karla’s in the process of taking over a slightly larger pet care company. She’s a little worried that there may be a period where the payroll period will go out before the billing cycle is completed the first month, so we decided to open a HELOC to have a buffer, just in case.

    Yesterday afternoon, I began the application, and am completing it today. Since I started the application, I’ve gotten 6 calls from mortgage companies and 4 text messages telling me that my application has been approved. None from the lender that I am working with (my credit union)…

    I don’t know if it’s cookies from their site, or if our phones passively picked up our conversations, but in that case I would expect ads, not outright phone spamming…

    The Brad

    1 Reply Last reply
    • 89th8 Offline
      89th8 Offline
      89th
      wrote last edited by
      #2

      Ugh that's annoying. Is there any chance you filled out a form to initiate the process, but the form was really an intake that then sends it out to a network of lenders, like lending tree?

      LuFins DadL 1 Reply Last reply
      • 89th8 89th

        Ugh that's annoying. Is there any chance you filled out a form to initiate the process, but the form was really an intake that then sends it out to a network of lenders, like lending tree?

        LuFins DadL Offline
        LuFins DadL Offline
        LuFins Dad
        wrote last edited by
        #3

        @89th No, this was directly on the Credit Union’s site, link sent by the Credit Union Agent we worked with.

        The Brad

        1 Reply Last reply
        • LuFins DadL Offline
          LuFins DadL Offline
          LuFins Dad
          wrote last edited by
          #4

          Since I’ve posted this, I’ve received 3 more.

          The Brad

          1 Reply Last reply
          • LuFins DadL Offline
            LuFins DadL Offline
            LuFins Dad
            wrote last edited by
            #5

            Spoke with my bank. Apparently, FICA is the culprit. They sell out your info to lenders. Here’s their opt out page - https://www.optoutprescreen.com/

            The Brad

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            • AxtremusA Offline
              AxtremusA Offline
              Axtremus
              wrote last edited by
              #6

              Are those unsolicited offers "better" than they one you get from your credit union?
              Just trying to see if you benefit from FICA selling your information to other lenders.

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