Things that make you think about life...
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wrote on 21 Jan 2025, 17:43 last edited by
My goal is to retire in 15 years, if the market does better, perhaps earlier. I'd be 57. My wife said I'll get bored, but I've never been that personality, I have so many other things I'd rather do during the day... golf, workout, watch movies or tv, read classics, write, photography, hike, swim, get a massage, sleep in, travel... man oh man I would never ever get bored.
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My goal is to retire in 15 years, if the market does better, perhaps earlier. I'd be 57. My wife said I'll get bored, but I've never been that personality, I have so many other things I'd rather do during the day... golf, workout, watch movies or tv, read classics, write, photography, hike, swim, get a massage, sleep in, travel... man oh man I would never ever get bored.
wrote on 21 Jan 2025, 17:53 last edited by@89th said in Things that make you think about life...:
My goal is to retire in 15 years, if the market does better, perhaps earlier. I'd be 57.
I could have retired at 60 - except health insurance was unaffordable. My group covered me until I turned 65. That's the only reason I kept gong for another 4 years.
Boredom is not an issue for me either.
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wrote on 21 Jan 2025, 17:54 last edited by
My primary hobby of sitting on a chair in the middle of the room and staring at the wall, seems inexhaustible. It pains me to be torn away from it by work and other things.
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wrote on 21 Jan 2025, 18:38 last edited by
I'd retire this year if it wasn't for the cost of health insurance.
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wrote on 21 Jan 2025, 19:16 last edited by
Signed my first papers at 52.
I still work PRN.
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I'd retire this year if it wasn't for the cost of health insurance.
wrote on 21 Jan 2025, 19:31 last edited by -
wrote on 21 Jan 2025, 19:37 last edited by
@Jolly said in Things that make you think about life...:
Signed my first papers at 52.
I still work PRN.
I'd still happily work p/t if I retired, just not at what I do now.
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wrote on 21 Jan 2025, 20:23 last edited by jon-nyc
I threw in the towel at 44. Special circumstances of course. My plan always (since I was probably 20) had been 50.
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wrote on 21 Jan 2025, 20:34 last edited by
I'll keep doing this as long as they let me.
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@Jolly said in Things that make you think about life...:
Signed my first papers at 52.
I still work PRN.
I'd still happily work p/t if I retired, just not at what I do now.
wrote on 21 Jan 2025, 20:51 last edited by@Doctor-Phibes said in Things that make you think about life...:
@Jolly said in Things that make you think about life...:
Signed my first papers at 52.
I still work PRN.
I'd still happily work p/t if I retired, just not at what I do now.
Check here for obamacare - this site will give an estimate for Massachusetts
https://betterhealthconnector.com/get-an-estimate
They will pay for health insurance based on income, not net worth. So if you are living off savings and and don't have much income they will pick up the tab. You can have a lot of money, but it is only income that matters.
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wrote on 21 Jan 2025, 21:09 last edited by
I’m torn on this too now. I’ve got 25 years ahead of me until official retirement age… but I should be able to get there in 10 if I buckle down and grind out my middle-mgmt tech career. (Probably way too optimistic).
Or do I really try to branch out and try something different while I still have the energy….
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@Doctor-Phibes said in Things that make you think about life...:
@Jolly said in Things that make you think about life...:
Signed my first papers at 52.
I still work PRN.
I'd still happily work p/t if I retired, just not at what I do now.
Check here for obamacare - this site will give an estimate for Massachusetts
https://betterhealthconnector.com/get-an-estimate
They will pay for health insurance based on income, not net worth. So if you are living off savings and and don't have much income they will pick up the tab. You can have a lot of money, but it is only income that matters.
wrote on 21 Jan 2025, 21:36 last edited by@Copper said in Things that make you think about life...:
@Doctor-Phibes said in Things that make you think about life...:
@Jolly said in Things that make you think about life...:
Signed my first papers at 52.
I still work PRN.
I'd still happily work p/t if I retired, just not at what I do now.
Check here for obamacare - this site will give an estimate for Massachusetts
https://betterhealthconnector.com/get-an-estimate
They will pay for health insurance based on income, not net worth. So if you are living off savings and and don't have much income they will pick up the tab. You can have a lot of money, but it is only income that matters.
I'm guessing the spoilsports would consider my pension as income.
I should also have said '....and if I didn't have two kids in college'.
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@Jolly said in Things that make you think about life...:
Signed my first papers at 52.
I still work PRN.
I'd still happily work p/t if I retired, just not at what I do now.
wrote on 21 Jan 2025, 22:36 last edited byLong did you pay into CPP before you moved to the US?
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@89th said in Things that make you think about life...:
My goal is to retire in 15 years, if the market does better, perhaps earlier. I'd be 57.
I could have retired at 60 - except health insurance was unaffordable. My group covered me until I turned 65. That's the only reason I kept gong for another 4 years.
Boredom is not an issue for me either.
wrote on 21 Jan 2025, 23:12 last edited by@George-K said in Things that make you think about life...:
I could have retired at 60 - except health insurance was unaffordable. My group covered me until I turned 65. That's the only reason I kept gong for another 4 years.
Single-payer universal healthcare FTW!
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wrote on 21 Jan 2025, 23:14 last edited by
@Horace said in Things that make you think about life...:
I'll keep doing this as long as they let me.
Why do you need their permission to do what you do?
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Long did you pay into CPP before you moved to the US?
wrote on 21 Jan 2025, 23:20 last edited by@Renauda said in Things that make you think about life...:
Long did you pay into CPP before you moved to the US?
It was only 5 years. I don't think I get anything. I have a relatively small GIC left over, and I also get a bit from my British company pension. The main reason I'm still in my current job is there's a really great company pension on top of the 401K retirement savings that I'm squirreling away.
There's a significant difference in income if I work 3 more years and retire at 65, so that's the plan.
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@Horace said in Things that make you think about life...:
I'll keep doing this as long as they let me.
Why do you need their permission to do what you do?
wrote on 21 Jan 2025, 23:23 last edited by@Axtremus said in Things that make you think about life...:
@Horace said in Things that make you think about life...:
I'll keep doing this as long as they let me.
Why do you need their permission to do what you do?
Because I do internal R&D with products that require large teams to create?
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@Renauda said in Things that make you think about life...:
Long did you pay into CPP before you moved to the US?
It was only 5 years. I don't think I get anything. I have a relatively small GIC left over, and I also get a bit from my British company pension. The main reason I'm still in my current job is there's a really great company pension on top of the 401K retirement savings that I'm squirreling away.
There's a significant difference in income if I work 3 more years and retire at 65, so that's the plan.
wrote on 22 Jan 2025, 00:02 last edited by@Doctor-Phibes said in Things that make you think about life...:
@Renauda said in Things that make you think about life...:
Long did you pay into CPP before you moved to the US?
It was only 5 years. I don't think I get anything. I have a relatively small GIC left over, and I also get a bit from my British company pension. The main reason I'm still in my current job is there's a really great company pension on top of the 401K retirement savings that I'm squirreling away.
There's a significant difference in income if I work 3 more years and retire at 65, so that's the plan.
I think you are right, you have to pay into CPP for at least 10 years in order to collect. You still may want to check into it when the time comes.
3 years goes by fast. Max out whatever you possibly can. My spouse is in a similar situation - where she works if your age combined with number of years of service equals 80, a person can retire and collect full pension based on the best last three years of salary.
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A couple cliche, but still true:
You can't add time to the end of your retirement, only to the beginning.
No one on their deathbed ever said that they wished they would have spent more time at the office.
wrote on 22 Jan 2025, 00:33 last edited by@taiwan_girl said in Things that make you think about life...:
A couple cliche, but still true:
You can't add time to the end of your retirement, only to the beginning.
No one on their deathbed ever said that they wished they would have spent more time at the office.
Not quite true. After three years I found I missed the involvement. Starting my third year of part time consulting and loving it. To each his own.
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@taiwan_girl said in Things that make you think about life...:
A couple cliche, but still true:
You can't add time to the end of your retirement, only to the beginning.
No one on their deathbed ever said that they wished they would have spent more time at the office.
Not quite true. After three years I found I missed the involvement. Starting my third year of part time consulting and loving it. To each his own.
wrote on 22 Jan 2025, 00:42 last edited by@Mik said in Things that make you think about life...:
After three years I found I missed the involvement.
Yes. We're all different. I keep in touch with my surgeon friends.
As the old saying goes, "I don't miss the work, I miss the people."
