What are you, an idiot?
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Perhaps one can look at this sort of consumer behavior and say "aha, it's a commercial opportunity!" An ethical, socially responsible businessperson may even try to come up with a business model that provides the convenience and/or satisfy the cravings in a way that is more affordable to the regular workers and is still profitable.
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If you really want a store-prepared coffee every day, there are affordable options. E.g., https://www.panerabread.com/en-us/mypanera/subscription/faqs.html
What is the Panera Unlimited Sip Club Subscription?
For $14.99/month plus tax, you can enjoy any size drip hot coffee, hot tea, iced coffee, iced tea, lemonade, or fountain beverage every two (2) hours during regular bakery-café hours, including free refills of the same beverage at any participating U.S. Panera Bread bakery-cafes. You can choose any size drip hot coffee, hot tea, iced coffee, iced tea, lemonade, or fountain beverage when redeeming your subscription benefits. Cold Brew, espresso drinks, and other beverages are not included in your subscription.
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Not a bad deal. O'Leary is referring mostly to city workers. How convenient is access to Panera for most of them?
Don't overlook the main point, though...Being frugal in these small things frees up money for other things. $100/month, averaging 6% is over $100,000 at thirty years.
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I have the Panera annual subscription, comes out to about 10 bucks a month. Great deal.
O'Leary is right, but from a numbers perspective. If you could ask people would they rather have $100k in 30 years or have the convenience, flavor, experience, joy, whatever of having a daily coffee each day until then, I think it's reasonable for people to prefer the "here and now".
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I think what O'Leary is missing is that most of these people ARE making coffee at home, and getting it on the road as well.
And most aren’t getting coffee. They are getting mocha frappe caramel cream oat milk concoctions.
The Brad
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I think what O'Leary is missing is that most of these people ARE making coffee at home, and getting it on the road as well.
And most aren’t getting coffee. They are getting mocha frappe caramel cream oat milk concoctions.
@LuFins-Dad said in What are you, an idiot?:
They are getting mocha frappe caramel cream oat milk concoctions...
...and getting fat.
At morning rounds, of of the CRNAs routinely walked in with a Starbucks whatever. One of my partners commented, "That coffee is costing you $1000 a year."
She switched to the free OR sludge.
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@Mik said in What are you, an idiot?:
Yep. The regular coffee is not that expensive.
Though boy has it increased over the years.
I remember we had a Starbucks in the building where I worked in the late 90s. I used to order a venti coffee, hand then 2 dollar bills and get change. At some point around then the price went up to a hair over two dollars so I started buying grandes. I didn’t want to acquire 95c a day in change and it was more than I was willing to tip.
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Lot of things could be "trimmed" from monthly expenses. A lot of people have multiple streaming services and maybe even cable. Phone plans - those can be pretty expensive. Excessive speeding and hard starts and stops probably increases your car gas bill 15% or so. Buying lunch every day rather than bring lunch with you. Keeping A/C low (and heat high) when you are at work and nobody home. Etc.
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If you really want to save money, just don't have kids. Or sell the ones you do have. First you save on the kids, then you save on not needing as much coffee, alcohol or prescription medication.
