Bullseye: Northwestern
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@xenon said in Bullseye: Northwestern:
Who fulfills or guarantees these loans? The government - that’s the problem.
Forget people doing their own research - private underwriters wouldn’t go in for this sort of thing.
Then the pushback will be that education is extremely important and it is precisely the role of government to provide for this extremely important thing that the free markets would not provide for.
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Ok, I'll give you some radical proposals...
For the first couple of years of college, you don't need big research labs, high technology, etc. You need a few rooms, a speedy internet connection and teachers with at least Master's degrees. We've got a lot of empty public schools, especially old, locally historic buildings. Let's create something new...Let's rehab these buildings. Let's set up some basic college courses in those buildings and let's make sure those courses transfer to any public university.
Let's screen our applicants. A kid has to live in the college's district. He has to have a minimum ACT or SAT. The college will be on the Quarter System, taking at least 8 hours per quarter. The student must attend at least three quarters per year. The college will admit some provisional students, if certain hardships are met, but it's two and out. If you don't make passing grades (2.0 GPA/ 4 point scale)the first two quarters, you're gone.
And let's make it free.
I've got more...
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Let's open up that local college to high school seniors. If they wish to forgo their senior year at high school and they meet the minimum SAT or ACT requirements, they can attend for the same cost as everybody else.
Free.
And that includes books. And fees. And transportation (school bus).
There will be no organized sports above club level. There will be no fraternities or sororities. There will be clubs allowed other than athletic, but those will be service clubs for the school and community, such as Circle K.
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@Copper said in Bullseye: Northwestern:
@xenon said in Bullseye: Northwestern:
At least the government could theoretically control costs
um
I paid $5k full year tuition at a public Canadian university. It’s one of the top 3 schools in the country. Spots are limited, but heavily subsidized by government.
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@xenon said in Bullseye: Northwestern:
theoretically control costs
Sure, theoretically
Nice for the student.
Not so nice for the taxpayer.
https://financialpost.com/opinion/higher-education-benefit-lower-subsidies
According to Steve Orsini, president and CEO of the Council of Ontario Universities, at least 10 of the province’s universities project operating deficits this year, with their red ink totalling $175 million. Next year their expected collective deficit is $273 million.
Without exception, government control of a sector causes deteriorating quality and increased financial pressures.
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Here’s my proposal
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the first two years of a PELL Grant can ONLY be used at a Community College or Trade School.
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Any student applying for a loan must pass an exam where they calculate out the monthly interest of the loan and show the the total amount paid over 10 years.
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