Children are a gift from God
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Millennials and Gen Z? I’ve had quite a few as employees over the last few years.
Of the 6, 3 now own their own places. The other 3 rent, on their own. I expect 1 will be buying a house soon. The other 2 won’t until after grad school. All have had a modicum of support from the parents, but most also had side gigs. 2 of them had problems because they were spending too much on travel and going out, but have corrected course. One, I’ve gotten him to use the debt snowball to pay off his college and car loans, open an IRA, and buy a cheap condo rather than rent. He’s now gotten married and doing great.