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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Tech Costs 💰

Tech Costs 💰

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  • JollyJ Offline
    JollyJ Offline
    Jolly
    wrote on last edited by
    #1

    https://www.komando.com/money/sky-high-car-insurance/900430/

    “Cry havoc and let slip the DOGE of war!”

    Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

    1 Reply Last reply
    • AxtremusA Offline
      AxtremusA Offline
      Axtremus
      wrote on last edited by
      #2

      Do you like all those sensors?
      Back up camera, 360° view cameras, proximity alerts, blind spot monitors, collision avoidance auto breaking, driver assistance that keeps you in lane or even parks the car for you …

      I reckon we are in this transition period where the insurers know the cost of these additional parts and system but haven’t the actuarial data to adjust for the reduced risks brought by these additional parts and systems.

      LuFins DadL 1 Reply Last reply
      • JollyJ Offline
        JollyJ Offline
        Jolly
        wrote on last edited by
        #3

        Actually, I think I can drive pretty well without them.

        About the only new technologies I can see being used, is the ability to disable some smartphone functions while the car is moving and the (dirt cheap) backup camera.

        “Cry havoc and let slip the DOGE of war!”

        Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

        taiwan_girlT 1 Reply Last reply
        • X Offline
          X Offline
          xenon
          wrote on last edited by
          #4

          Yeah - repair cost on this stuff is through the roof. That said, some tech features must be pushing down collisions and costs as well: automatic collision-detection braking, lane change monitors (and intervention), etc.

          I think the problem is that cell phones are probably driving up collisions at the same time. In countries with more manual transmissions collision rates are relatively lower over the last 10 or so years - presumably because you can't use a smartphone with a stick shift easily.

          1 Reply Last reply
          • AxtremusA Axtremus

            Do you like all those sensors?
            Back up camera, 360° view cameras, proximity alerts, blind spot monitors, collision avoidance auto breaking, driver assistance that keeps you in lane or even parks the car for you …

            I reckon we are in this transition period where the insurers know the cost of these additional parts and system but haven’t the actuarial data to adjust for the reduced risks brought by these additional parts and systems.

            LuFins DadL Offline
            LuFins DadL Offline
            LuFins Dad
            wrote on last edited by
            #5

            @Axtremus said in Tech Costs 💰:

            Do you like all those sensors?
            Back up camera, 360° view cameras, proximity alerts, blind spot monitors, collision avoidance auto breaking, driver assistance that keeps you in lane or even parks the car for you …

            I reckon we are in this transition period where the insurers know the cost of these additional parts and system but haven’t the actuarial data to adjust for the reduced risks brought by these additional parts and systems.

            No. They’ve been mandated since 2017 and were common five years before that. The actuarial data was actually used as part of the argument to mandate backup cameras.

            The Brad

            1 Reply Last reply
            • LuFins DadL Offline
              LuFins DadL Offline
              LuFins Dad
              wrote on last edited by
              #6

              Correction, backup cameras have been mandated. Point still stands.

              The Brad

              1 Reply Last reply
              • JollyJ Jolly

                Actually, I think I can drive pretty well without them.

                About the only new technologies I can see being used, is the ability to disable some smartphone functions while the car is moving and the (dirt cheap) backup camera.

                taiwan_girlT Offline
                taiwan_girlT Offline
                taiwan_girl
                wrote on last edited by
                #7

                @Jolly said in Tech Costs 💰:

                Actually, I think I can drive pretty well without them.

                I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                JollyJ LuFins DadL 2 Replies Last reply
                • taiwan_girlT taiwan_girl

                  @Jolly said in Tech Costs 💰:

                  Actually, I think I can drive pretty well without them.

                  I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                  JollyJ Offline
                  JollyJ Offline
                  Jolly
                  wrote on last edited by Jolly
                  #8

                  @taiwan_girl said in Tech Costs 💰:

                  @Jolly said in Tech Costs 💰:

                  Actually, I think I can drive pretty well without them.

                  I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                  Juice ain't worth the squeeze.

                  Never mind...

                  “Cry havoc and let slip the DOGE of war!”

                  Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                  taiwan_girlT 1 Reply Last reply
                  • JollyJ Jolly

                    @taiwan_girl said in Tech Costs 💰:

                    @Jolly said in Tech Costs 💰:

                    Actually, I think I can drive pretty well without them.

                    I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                    Juice ain't worth the squeeze.

                    Never mind...

                    taiwan_girlT Offline
                    taiwan_girlT Offline
                    taiwan_girl
                    wrote on last edited by
                    #9

                    @Jolly said in Tech Costs 💰:

                    Juice ain't worth the squeeze.

                    I think that is Louisiana talk. LOL

                    1 Reply Last reply
                    • taiwan_girlT taiwan_girl

                      @Jolly said in Tech Costs 💰:

                      Actually, I think I can drive pretty well without them.

                      I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                      LuFins DadL Offline
                      LuFins DadL Offline
                      LuFins Dad
                      wrote on last edited by
                      #10

                      @taiwan_girl said in Tech Costs 💰:

                      @Jolly said in Tech Costs 💰:

                      Actually, I think I can drive pretty well without them.

                      I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                      Everybody on the highway that is driving faster than me are lunatics and a danger to themselves and others and shouldn’t be on the road.

                      Everybody on the highway driving slower than me are incompetent drivers and are obviously petrified and a danger to themselves and others and shouldn’t be on the road.

                      The Brad

                      AxtremusA 1 Reply Last reply
                      • LuFins DadL LuFins Dad

                        @taiwan_girl said in Tech Costs 💰:

                        @Jolly said in Tech Costs 💰:

                        Actually, I think I can drive pretty well without them.

                        I saw a poll and I thought it was somewhat funny but true. Something like 80% of male drivers consider themselves to be an above average driver. LOL

                        Everybody on the highway that is driving faster than me are lunatics and a danger to themselves and others and shouldn’t be on the road.

                        Everybody on the highway driving slower than me are incompetent drivers and are obviously petrified and a danger to themselves and others and shouldn’t be on the road.

                        AxtremusA Offline
                        AxtremusA Offline
                        Axtremus
                        wrote on last edited by
                        #11

                        @LuFins-Dad, the obvious solution is the transporter; virtually Scotty would just beam you anywhere, instantly.

                        1 Reply Last reply
                        • LuFins DadL Offline
                          LuFins DadL Offline
                          LuFins Dad
                          wrote on last edited by LuFins Dad
                          #12

                          https://www.thezebra.com/resources/research/new-car-tech-wont-lower-insurance-rates/

                          This article linked to another.. it looks like the number of lethal accidents are increasing despite all the new features.

                          https://www.thezebra.com/resources/driving/driver-assist-technology-distracting/

                          The Brad

                          1 Reply Last reply
                          • taiwan_girlT Offline
                            taiwan_girlT Offline
                            taiwan_girl
                            wrote on last edited by
                            #13

                            Maybe the speed restrictors that California is proposing is the answer.

                            https://nodebb.the-new-coffee-room.club/topic/29281/slow-down-in-california?_=1706711269010

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