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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Bad timing

Bad timing

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  • I Ivorythumper
    3 Sept 2022, 14:39

    @Doctor-Phibes said in Bad timing:

    @Horace said in Bad timing:

    That sounds very stressful. Sorry for all the bad luck with the septic systems Phibes.

    Thanks - it's certainly not ideal. I don't understand why they don't build sewers. It's bloody stupid in built up areas.

    When was the house built? Ours was 1928, with a sewer system.

    Btw for $20/year we got an underground utility rider on the homeowners insurance that covers repairs up to $25,000. For a 100 year old terracotta sewer system seems like cheap insurance….

    D Offline
    D Offline
    Doctor Phibes
    wrote on 3 Sept 2022, 15:02 last edited by
    #106

    @Ivorythumper our current one is 1988, the next one is 1962.

    I was only joking

    I 1 Reply Last reply 3 Sept 2022, 15:26
    • D Doctor Phibes
      3 Sept 2022, 15:02

      @Ivorythumper our current one is 1988, the next one is 1962.

      I Offline
      I Offline
      Ivorythumper
      wrote on 3 Sept 2022, 15:26 last edited by
      #107

      @Doctor-Phibes said in Bad timing:

      @Ivorythumper our current one is 1988, the next one is 1962.

      I’m surprised a recent housing development in a major urban area would allow septic. Does the municipality have a waste sewer system?

      D 1 Reply Last reply 3 Sept 2022, 16:03
      • I Ivorythumper
        3 Sept 2022, 15:26

        @Doctor-Phibes said in Bad timing:

        @Ivorythumper our current one is 1988, the next one is 1962.

        I’m surprised a recent housing development in a major urban area would allow septic. Does the municipality have a waste sewer system?

        D Offline
        D Offline
        Doctor Phibes
        wrote on 3 Sept 2022, 16:03 last edited by
        #108

        @Ivorythumper said in Bad timing:

        @Doctor-Phibes said in Bad timing:

        @Ivorythumper our current one is 1988, the next one is 1962.

        I’m surprised a recent housing development in a major urban area would allow septic. Does the municipality have a waste sewer system?

        The town put together a big study a few years back and came to the conclusion that hooking everyone up was the only way to go. Sadly, they put it to a vote and the short-sighted morons won the day. They were going to charge everyone about 18k to connect. I thought they would have been better spreading the cost throughout the entire town as they do when, for example, they build a school - everyone pays, not just the people who use it, and the septic system has real environmental dangers for everyone

        I was only joking

        I C 2 Replies Last reply 3 Sept 2022, 16:07
        • D Doctor Phibes
          3 Sept 2022, 16:03

          @Ivorythumper said in Bad timing:

          @Doctor-Phibes said in Bad timing:

          @Ivorythumper our current one is 1988, the next one is 1962.

          I’m surprised a recent housing development in a major urban area would allow septic. Does the municipality have a waste sewer system?

          The town put together a big study a few years back and came to the conclusion that hooking everyone up was the only way to go. Sadly, they put it to a vote and the short-sighted morons won the day. They were going to charge everyone about 18k to connect. I thought they would have been better spreading the cost throughout the entire town as they do when, for example, they build a school - everyone pays, not just the people who use it, and the septic system has real environmental dangers for everyone

          I Offline
          I Offline
          Ivorythumper
          wrote on 3 Sept 2022, 16:07 last edited by
          #109

          @Doctor-Phibes said in Bad timing:

          @Ivorythumper said in Bad timing:

          @Doctor-Phibes said in Bad timing:

          @Ivorythumper our current one is 1988, the next one is 1962.

          I’m surprised a recent housing development in a major urban area would allow septic. Does the municipality have a waste sewer system?

          The town put together a big study a few years back and came to the conclusion that hooking everyone up was the only way to go. Sadly, they put it to a vote and the short-sighted morons won the day. They were going to charge everyone about 18k to connect. I thought they would have been better spreading the cost throughout the entire town as they do when, for example, they build a school - everyone pays, not just the people who use it, and the septic system has real environmental dangers for everyone

          The masses are asses.

          1 Reply Last reply
          • D Doctor Phibes
            3 Sept 2022, 16:03

            @Ivorythumper said in Bad timing:

            @Doctor-Phibes said in Bad timing:

            @Ivorythumper our current one is 1988, the next one is 1962.

            I’m surprised a recent housing development in a major urban area would allow septic. Does the municipality have a waste sewer system?

            The town put together a big study a few years back and came to the conclusion that hooking everyone up was the only way to go. Sadly, they put it to a vote and the short-sighted morons won the day. They were going to charge everyone about 18k to connect. I thought they would have been better spreading the cost throughout the entire town as they do when, for example, they build a school - everyone pays, not just the people who use it, and the septic system has real environmental dangers for everyone

            C Offline
            C Offline
            Copper
            wrote on 3 Sept 2022, 20:51 last edited by
            #110

            @Doctor-Phibes said in Bad timing:

            They were going to charge everyone about 18k to connect.

            That is a lot of money for the average homeowner.

            Shouldn't the county issue a long term bond issue or something like that to cover the cost.

            Like this: https://www.schwab.com/learn/story/understanding-municipal-revenue-bonds

            1 Reply Last reply
            • 8 89th
              26 Aug 2022, 00:57

              Congrats @Horace, my realtor had the same signature in her email too. Perhaps it’s semantics, but usually when you both sign the closing papers, the property is officially transferred to the new owner unless you had a rent-back in the contract. Anyway, time to buy that Apple Air Tag.

              @Doctor-Phibes exciting, and best of luck. Yes market timing isn’t the best compared to 6 months ago but compare it to 6 years ago or even 10 years ago…I’m sure you’re home value is up. You should move to Minnesota btw. Horace too.

              B Offline
              B Offline
              brenda
              wrote on 4 Sept 2022, 00:09 last edited by
              #111

              @89th said in Bad timing:

              Congrats @Horace, my realtor had the same signature in her email too. Perhaps it’s semantics, but usually when you both sign the closing papers, the property is officially transferred to the new owner unless you had a rent-back in the contract. Anyway, time to buy that Apple Air Tag.

              @Doctor-Phibes exciting, and best of luck. Yes market timing isn’t the best compared to 6 months ago but compare it to 6 years ago or even 10 years ago…I’m sure you’re home value is up. You should move to Minnesota btw. Horace too.

              +1 and +1

              Yes, everyone should move to Minnesooooooota!!!

              1 Reply Last reply
              • H Offline
                H Offline
                Horace
                wrote on 4 Sept 2022, 23:37 last edited by
                #112

                Got here and the first stop was the home we have a contract for. Not to the taste of the important half of the decision makers. Some unwelcome things have become apparent now that the fencing is in. Looks like we will be renting for a while. On the bright side, the Airbnb is very nice. But we will only be here for 4 weeks.

                Education is extremely important.

                G 1 Reply Last reply 4 Sept 2022, 23:43
                • H Horace
                  4 Sept 2022, 23:37

                  Got here and the first stop was the home we have a contract for. Not to the taste of the important half of the decision makers. Some unwelcome things have become apparent now that the fencing is in. Looks like we will be renting for a while. On the bright side, the Airbnb is very nice. But we will only be here for 4 weeks.

                  G Offline
                  G Offline
                  George K
                  wrote on 4 Sept 2022, 23:43 last edited by
                  #113

                  @Horace said in Bad timing:

                  Some unwelcome things have become apparent now that the fencing is in

                  Like....?

                  "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                  The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                  H 1 Reply Last reply 5 Sept 2022, 00:07
                  • G George K
                    4 Sept 2022, 23:43

                    @Horace said in Bad timing:

                    Some unwelcome things have become apparent now that the fencing is in

                    Like....?

                    H Offline
                    H Offline
                    Horace
                    wrote on 5 Sept 2022, 00:07 last edited by
                    #114

                    @George-K said in Bad timing:

                    @Horace said in Bad timing:

                    Some unwelcome things have become apparent now that the fencing is in

                    Like....?

                    The yard is too small. The back yard, and the side yards. The windows in the bedrooms that face the side of the house, make those rooms feel like jail cells, with the privacy fence an arm’s length away.

                    Education is extremely important.

                    F G 2 Replies Last reply 5 Sept 2022, 19:08
                    • H Horace
                      5 Sept 2022, 00:07

                      @George-K said in Bad timing:

                      @Horace said in Bad timing:

                      Some unwelcome things have become apparent now that the fencing is in

                      Like....?

                      The yard is too small. The back yard, and the side yards. The windows in the bedrooms that face the side of the house, make those rooms feel like jail cells, with the privacy fence an arm’s length away.

                      F Offline
                      F Offline
                      Friday
                      wrote on 5 Sept 2022, 19:08 last edited by
                      #115

                      @Horace

                      I'm surprised that the house and yard are like that. I would expect that in California, not in Texas.

                      H 1 Reply Last reply 5 Sept 2022, 22:17
                      • H Horace
                        5 Sept 2022, 00:07

                        @George-K said in Bad timing:

                        @Horace said in Bad timing:

                        Some unwelcome things have become apparent now that the fencing is in

                        Like....?

                        The yard is too small. The back yard, and the side yards. The windows in the bedrooms that face the side of the house, make those rooms feel like jail cells, with the privacy fence an arm’s length away.

                        G Offline
                        G Offline
                        George K
                        wrote on 5 Sept 2022, 21:06 last edited by
                        #116

                        @Horace said in Bad timing:

                        @George-K said in Bad timing:

                        @Horace said in Bad timing:

                        Some unwelcome things have become apparent now that the fencing is in

                        Like....?

                        The yard is too small. The back yard, and the side yards. The windows in the bedrooms that face the side of the house, make those rooms feel like jail cells, with the privacy fence an arm’s length away.

                        I’m surprised that wasn’t obvious from the listing or sale documents.

                        "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                        The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                        H 1 Reply Last reply 5 Sept 2022, 22:20
                        • F Friday
                          5 Sept 2022, 19:08

                          @Horace

                          I'm surprised that the house and yard are like that. I would expect that in California, not in Texas.

                          H Offline
                          H Offline
                          Horace
                          wrote on 5 Sept 2022, 22:17 last edited by Horace 9 May 2022, 22:18
                          #117

                          @Friday said in Bad timing:

                          @Horace

                          I'm surprised that the house and yard are like that. I would expect that in California, not in Texas.

                          These master planned communities are built to maximize number of houses. There’s lots of space, but that doesn’t mean lots of space per house. See for instance the satellite view I posted above.

                          Better lots are available, but they come at the cost of price and time. You have to buy the lot first, then build on it. The less expensive options are resale houses and inventory houses. Inventory are the new homes the builder builds on spec. If they complete before they go under contract, then they are sold at whatever price the market will bear. In a market like today’s, that is about 10% less than the wishful list prices of 4 months ago.

                          Right now we are considering buying a nice lot and building on it. That would take most of 2023 probably.

                          Education is extremely important.

                          1 Reply Last reply
                          • G George K
                            5 Sept 2022, 21:06

                            @Horace said in Bad timing:

                            @George-K said in Bad timing:

                            @Horace said in Bad timing:

                            Some unwelcome things have become apparent now that the fencing is in

                            Like....?

                            The yard is too small. The back yard, and the side yards. The windows in the bedrooms that face the side of the house, make those rooms feel like jail cells, with the privacy fence an arm’s length away.

                            I’m surprised that wasn’t obvious from the listing or sale documents.

                            H Offline
                            H Offline
                            Horace
                            wrote on 5 Sept 2022, 22:20 last edited by
                            #118

                            @George-K said in Bad timing:

                            @Horace said in Bad timing:

                            @George-K said in Bad timing:

                            @Horace said in Bad timing:

                            Some unwelcome things have become apparent now that the fencing is in

                            Like....?

                            The yard is too small. The back yard, and the side yards. The windows in the bedrooms that face the side of the house, make those rooms feel like jail cells, with the privacy fence an arm’s length away.

                            I’m surprised that wasn’t obvious from the listing or sale documents.

                            It should not have come as a great surprise. But it’s all good. I’m excited to be free if this contract and re-enter the market in some months.

                            Then again we might find something tomorrow. Or we might decide to go with this current place at a substantial price reduction.

                            Education is extremely important.

                            1 Reply Last reply
                            • D Offline
                              D Offline
                              Doctor Phibes
                              wrote on 6 Sept 2022, 19:07 last edited by
                              #119

                              After the open house this weekend, we just had two offers on our place - both for $20K over asking price (which will cover the neighbours septic cost). I don't want to jinx things, but things are actually looking up....

                              I was only joking

                              C H J M 4 Replies Last reply 6 Sept 2022, 19:09
                              • D Doctor Phibes
                                6 Sept 2022, 19:07

                                After the open house this weekend, we just had two offers on our place - both for $20K over asking price (which will cover the neighbours septic cost). I don't want to jinx things, but things are actually looking up....

                                C Offline
                                C Offline
                                Catseye3
                                wrote on 6 Sept 2022, 19:09 last edited by
                                #120

                                @Doctor-Phibes Good news! Keep us posted, 'k?

                                Success is measured by your discipline and inner peace. – Mike Ditka

                                1 Reply Last reply
                                • D Offline
                                  D Offline
                                  Doctor Phibes
                                  wrote on 6 Sept 2022, 19:15 last edited by
                                  #121

                                  We also found a second mortgage provider who seems ok with a septic tank designed for only 4 bedrooms in a 5 bedroom house, when we're only using it as a 3 bedroom house.

                                  Now we just wait for the septic inspection results...

                                  I was only joking

                                  J 1 Reply Last reply 6 Sept 2022, 19:44
                                  • D Doctor Phibes
                                    6 Sept 2022, 19:07

                                    After the open house this weekend, we just had two offers on our place - both for $20K over asking price (which will cover the neighbours septic cost). I don't want to jinx things, but things are actually looking up....

                                    H Offline
                                    H Offline
                                    Horace
                                    wrote on 6 Sept 2022, 19:19 last edited by
                                    #122

                                    @Doctor-Phibes said in Bad timing:

                                    After the open house this weekend, we just had two offers on our place - both for $20K over asking price (which will cover the neighbours septic cost). I don't want to jinx things, but things are actually looking up....

                                    Awesome, glad to hear that.

                                    Education is extremely important.

                                    1 Reply Last reply
                                    • D Doctor Phibes
                                      6 Sept 2022, 19:07

                                      After the open house this weekend, we just had two offers on our place - both for $20K over asking price (which will cover the neighbours septic cost). I don't want to jinx things, but things are actually looking up....

                                      J Offline
                                      J Offline
                                      jon-nyc
                                      wrote on 6 Sept 2022, 19:32 last edited by
                                      #123

                                      @Doctor-Phibes

                                      Awesome.

                                      Thank you for your attention to this matter.

                                      1 Reply Last reply
                                      • 8 Offline
                                        8 Offline
                                        89th
                                        wrote on 6 Sept 2022, 19:39 last edited by
                                        #124

                                        Very good to hear, man.

                                        1 Reply Last reply
                                        • D Doctor Phibes
                                          6 Sept 2022, 19:15

                                          We also found a second mortgage provider who seems ok with a septic tank designed for only 4 bedrooms in a 5 bedroom house, when we're only using it as a 3 bedroom house.

                                          Now we just wait for the septic inspection results...

                                          J Offline
                                          J Offline
                                          Jolly
                                          wrote on 6 Sept 2022, 19:44 last edited by
                                          #125

                                          @Doctor-Phibes said in Bad timing:

                                          We also found a second mortgage provider who seems ok with a septic tank designed for only 4 bedrooms in a 5 bedroom house, when we're only using it as a 3 bedroom house.

                                          Now we just wait for the septic inspection results...

                                          See there, prayer helps. 😛😛

                                          “Cry havoc and let slip the DOGE of war!”

                                          Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                                          C D 2 Replies Last reply 6 Sept 2022, 22:55
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