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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Inflation hedge

Inflation hedge

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  • X xenon
    5 Jan 2022, 20:14

    Do you all do anything different with your savings during times of inflation?

    I just keep buying index funds... but not sure if I should switch it up.

    L Offline
    L Offline
    LuFins Dad
    wrote on 5 Jan 2022, 20:27 last edited by
    #3

    @xenon said in Inflation hedge:

    Do you all do anything different with your savings during times of inflation?

    I just keep buying index funds... but not sure if I should switch it up.

    I took out a loan on my house to buy 6 bitcoins. I’m sure it will work out.

    The Brad

    X 1 Reply Last reply 5 Jan 2022, 20:42
    • X xenon
      5 Jan 2022, 20:14

      Do you all do anything different with your savings during times of inflation?

      I just keep buying index funds... but not sure if I should switch it up.

      D Offline
      D Offline
      Doctor Phibes
      wrote on 5 Jan 2022, 20:32 last edited by
      #4

      @xenon said in Inflation hedge:

      Do you all do anything different with your savings during times of inflation?

      The last time we had really high inflation I had a little Post Office savings account and wasn't allowed to take any out unless my mum went with me.

      I'm not a particularly sophisticated investor even today.

      I was only joking

      1 Reply Last reply
      • L LuFins Dad
        5 Jan 2022, 20:27

        @xenon said in Inflation hedge:

        Do you all do anything different with your savings during times of inflation?

        I just keep buying index funds... but not sure if I should switch it up.

        I took out a loan on my house to buy 6 bitcoins. I’m sure it will work out.

        X Offline
        X Offline
        xenon
        wrote on 5 Jan 2022, 20:42 last edited by
        #5

        @lufins-dad said in Inflation hedge:

        @xenon said in Inflation hedge:

        Do you all do anything different with your savings during times of inflation?

        I just keep buying index funds... but not sure if I should switch it up.

        I took out a loan on my house to buy 6 bitcoins. I’m sure it will work out.

        Diamond hands

        1 Reply Last reply
        • J Online
          J Online
          jon-nyc
          wrote on 5 Jan 2022, 21:32 last edited by
          #6

          Many years ago I moved most of my fixed income into inflation protected bonds and I’ve owned gold on and off over the years. Not too much though.

          "You never know what worse luck your bad luck has saved you from."
          -Cormac McCarthy

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          • J Offline
            J Offline
            Jolly
            wrote on 6 Jan 2022, 00:03 last edited by
            #7

            Notice what the I-bonds have been paying?

            Think that has any chance of continuing?

            “Cry havoc and let slip the DOGE of war!”

            Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

            1 Reply Last reply
            • J Online
              J Online
              jon-nyc
              wrote on 6 Jan 2022, 00:14 last edited by
              #8

              @jolly said in Inflation hedge:

              Notice what the I-bonds have been paying?

              Think that has any chance of continuing?

              No, the fixed portion on them is zero.

              I have i-bonds with 1.4% fixed component from 2002-3

              "You never know what worse luck your bad luck has saved you from."
              -Cormac McCarthy

              1 Reply Last reply
              • 8 Offline
                8 Offline
                89th
                wrote on 6 Jan 2022, 04:07 last edited by
                #9

                Index fund investing is my plan for the next decade or two. If inflation causes prices to increase then maybe companies see better stock performance because of the increased revenue? Who knows. I do recall when interest rates were up about 10-15 years ago you could throw cash into savings accounts making 3-4%, so that’s always an option that may appear in the future too once the feds begin to raise rates in the next few years.

                1 Reply Last reply
                • J Offline
                  J Offline
                  Jolly
                  wrote on 6 Jan 2022, 12:22 last edited by
                  #10

                  Didn't Lynch say something recently about index funds and inflation?

                  “Cry havoc and let slip the DOGE of war!”

                  Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                  J 1 Reply Last reply 6 Jan 2022, 22:19
                  • L Offline
                    L Offline
                    LuFins Dad
                    wrote on 6 Jan 2022, 15:52 last edited by
                    #11

                    Social Security has my back.

                    The Brad

                    1 Reply Last reply
                    • J Offline
                      J Offline
                      Jolly
                      wrote on 6 Jan 2022, 18:25 last edited by
                      #12

                      Hope you have a small back.

                      “Cry havoc and let slip the DOGE of war!”

                      Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                      1 Reply Last reply
                      • L Offline
                        L Offline
                        Larry
                        wrote on 6 Jan 2022, 18:30 last edited by
                        #13

                        I don't put money in the stock market. Never have, never will. I didn't want to get such a small ROI.

                        1 Reply Last reply
                        • J Jolly
                          6 Jan 2022, 12:22

                          Didn't Lynch say something recently about index funds and inflation?

                          J Online
                          J Online
                          jon-nyc
                          wrote on 6 Jan 2022, 22:19 last edited by
                          #14

                          @jolly said in Inflation hedge:

                          Didn't Lynch say something recently about index funds and inflation?

                          Peter? David? Merrill?

                          "You never know what worse luck your bad luck has saved you from."
                          -Cormac McCarthy

                          J 1 Reply Last reply 6 Jan 2022, 22:28
                          • J jon-nyc
                            6 Jan 2022, 22:19

                            @jolly said in Inflation hedge:

                            Didn't Lynch say something recently about index funds and inflation?

                            Peter? David? Merrill?

                            J Offline
                            J Offline
                            Jolly
                            wrote on 6 Jan 2022, 22:28 last edited by
                            #15

                            @jon-nyc said in Inflation hedge:

                            @jolly said in Inflation hedge:

                            Didn't Lynch say something recently about index funds and inflation?

                            Peter? David? Merrill?

                            The Magellan guy...

                            “Cry havoc and let slip the DOGE of war!”

                            Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

                            1 Reply Last reply
                            • X Offline
                              X Offline
                              xenon
                              wrote on 6 Jan 2022, 23:00 last edited by
                              #16

                              The real interesting thing about index funds is - if everyone were to just buy index funds, the buy/sell signals of individual trades dries up.

                              Does the market still work ok with only relatively few people actively trading equities.

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