Student loans
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What does this mean for kids like Luke who accumulated Federal college loans during COVID but wouldn’t start paying them for another 3 years anyway? Not seeing a good explanation.
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They need to compete better on price and value rather than status and amenities.
The best way to do that would be to not have student loans be excluded from bankruptcy and to not have the federal backstop.
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@George-K said in Student loans:
Those who have a remaining balance on their Corinthian debt will also get refunds on payments they have already made, Education Department officials said. But the action does not apply to loans that have already been paid off in full.
lol.
Education is extremely important.
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@George-K said in Student loans:
Those who have a remaining balance on their Corinthian debt will also get refunds on payments they have already made, Education Department officials said. But the action does not apply to loans that have already been paid off in full.
lol.
@Horace said in Student loans:
@George-K said in Student loans:
Those who have a remaining balance on their Corinthian debt will also get refunds on payments they have already made, Education Department officials said. But the action does not apply to loans that have already been paid off in full.
Corinthian Colleges … haven’t seen that name for a while.
There are court rulings behind those student loans that predate the Biden administration.
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@Larry said in Student loans:
I paid my own way through college. I worked. When i graduated I owed nothing.
I had scholarships, grants, and fellowships pay for all my degrees (except for about $8K in student loans for my undergrad). I got lucky, and doubt I could do it again...
@Ivorythumper said in Student loans:
@Larry said in Student loans:
I paid my own way through college. I worked. When i graduated I owed nothing.
I had scholarships, grants, and fellowships pay for all my degrees (except for about $8K in student loans for my undergrad). I got lucky, and doubt I could do it again...
I had a scholarship for undergrad and a fellowship for grad, and worked summers and during the school year to pay for all my expenses such as room and board. I had no debt, and saved enough from my grad stipend to have a small nest egg when I got married.
A little history:
Dad told me when I was eleven that mother would spend every dime on my older brother's education, and Dad was correct. Dad also said to marry whomever I chose, and to ignore mother, to trust my own judgment. Dad was right again. Even after being married to hubby for over 30 years, she said he wasn't really my family. I disagreed. She was furious.While kiddo was in college, mother began telling her hubby and I had never loved kiddo, and that she was the only person who ever had. Kiddo chose on her own to cut off contact with my mother, and I have, too, asking her to please get professional help. She was cruel and harmful to me as I grew up, and I doubt she will ever stop. College was my way out, and I was fortunate to have that.
Dad died in 1989. I still miss him, and I have no idea how he managed to live with my mother.
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@jon-nyc said in Student loans:
Thats really sad Brenda.
:hugs:
As a kid, I didn't know it was abuse or abnormal. I didn't see her odd behaviors as setting me up for sexual abuse from my brother, causing physical harm from lack of medical care (yes, they had insurance), and emotional abuse. Everyone treated her like she was normal, so as a child I assumed she was. By my teens, I was determined to get out, but it was in my 50s that I really could see the whole picture, and she was still being abusive then . College got me out, but it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
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@jon-nyc said in Student loans:
Thats really sad Brenda.
:hugs:
As a kid, I didn't know it was abuse or abnormal. I didn't see her odd behaviors as setting me up for sexual abuse from my brother, causing physical harm from lack of medical care (yes, they had insurance), and emotional abuse. Everyone treated her like she was normal, so as a child I assumed she was. By my teens, I was determined to get out, but it was in my 50s that I really could see the whole picture, and she was still being abusive then . College got me out, but it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
@brenda said in Student loans:
it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
Same-same. I also had maternal shit, and it also took me to well into adulthood (and on my own surrounded by normal people, at least to outsiders) to recognize it. I was handicapped by living in a three-person household that moved often, so no intimacies from outsiders were able to be formed, and a father who was absent a lot re TDY (temporary duty).
Success is measured by your discipline and inner peace. – Mike Ditka
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@Ivorythumper said in Student loans:
@Larry said in Student loans:
I paid my own way through college. I worked. When i graduated I owed nothing.
I had scholarships, grants, and fellowships pay for all my degrees (except for about $8K in student loans for my undergrad). I got lucky, and doubt I could do it again...
I had a scholarship for undergrad and a fellowship for grad, and worked summers and during the school year to pay for all my expenses such as room and board. I had no debt, and saved enough from my grad stipend to have a small nest egg when I got married.
A little history:
Dad told me when I was eleven that mother would spend every dime on my older brother's education, and Dad was correct. Dad also said to marry whomever I chose, and to ignore mother, to trust my own judgment. Dad was right again. Even after being married to hubby for over 30 years, she said he wasn't really my family. I disagreed. She was furious.While kiddo was in college, mother began telling her hubby and I had never loved kiddo, and that she was the only person who ever had. Kiddo chose on her own to cut off contact with my mother, and I have, too, asking her to please get professional help. She was cruel and harmful to me as I grew up, and I doubt she will ever stop. College was my way out, and I was fortunate to have that.
Dad died in 1989. I still miss him, and I have no idea how he managed to live with my mother.
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@brenda said in Student loans:
it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
Same-same. I also had maternal shit, and it also took me to well into adulthood (and on my own surrounded by normal people, at least to outsiders) to recognize it. I was handicapped by living in a three-person household that moved often, so no intimacies from outsiders were able to be formed, and a father who was absent a lot re TDY (temporary duty).
@Catseye3 said in Student loans:
@brenda said in Student loans:
it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
Same-same. I also had maternal shit, and it also took me to well into adulthood (and on my own surrounded by normal people, at least to outsiders) to recognize it. I was handicapped by living in a three-person household that moved often, so no intimacies from outsiders were able to be formed, and a father who was absent a lot re TDY (temporary duty).
Many similarities with my family there. There was no way to reach out for help without making life ten times worse. Dad worked second shift, so I didn't see him much. Mother had pushed him out of his role as dad, except when she wanted him to physically discipline us. Afterwards, she would tell us that he would" beat us every day" if it weren't for her protecting us. I began to realize that it was her who made any beatings happen, and it was her tool for trying to make us hate our dad. It worked for my brother, and he really did hate dad. Their relationship never improved, although my brother seemed to have become more reflective years after dad died.
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Sheesh Brenda, do you have any idea what happened to make her so off? Was it a legacy?
The Brad
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@Catseye3 said in Student loans:
@brenda said in Student loans:
it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
Same-same. I also had maternal shit, and it also took me to well into adulthood (and on my own surrounded by normal people, at least to outsiders) to recognize it. I was handicapped by living in a three-person household that moved often, so no intimacies from outsiders were able to be formed, and a father who was absent a lot re TDY (temporary duty).
Many similarities with my family there. There was no way to reach out for help without making life ten times worse. Dad worked second shift, so I didn't see him much. Mother had pushed him out of his role as dad, except when she wanted him to physically discipline us. Afterwards, she would tell us that he would" beat us every day" if it weren't for her protecting us. I began to realize that it was her who made any beatings happen, and it was her tool for trying to make us hate our dad. It worked for my brother, and he really did hate dad. Their relationship never improved, although my brother seemed to have become more reflective years after dad died.
@brenda said in Student loans:
@Catseye3 said in Student loans:
@brenda said in Student loans:
it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
Same-same. I also had maternal shit, and it also took me to well into adulthood (and on my own surrounded by normal people, at least to outsiders) to recognize it. I was handicapped by living in a three-person household that moved often, so no intimacies from outsiders were able to be formed, and a father who was absent a lot re TDY (temporary duty).
Many similarities with my family there. There was no way to reach out for help without making life ten times worse. Dad worked second shift, so I didn't see him much. Mother had pushed him out of his role as dad, except when she wanted him to physically discipline us. Afterwards, she would tell us that he would" beat us every day" if it weren't for her protecting us. I began to realize that it was her who made any beatings happen, and it was her tool for trying to make us hate our dad. It worked for my brother, and he really did hate dad. Their relationship never improved, although my brother seemed to have become more reflective years after dad died.
Holy crap, brenda.
️ I'm so sorry you had to deal with that.Please love yourself.
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Sheesh Brenda, do you have any idea what happened to make her so off? Was it a legacy?
@LuFins-Dad said in Student loans:
Sheesh Brenda, do you have any idea what happened to make her so off? Was it a legacy?
There was some family history that could have made it a legacy thing, and she definitely has a personality disorder. No details on how, but I had a professional meet with mom and me for a discussion, and a last chance to ask mom about some history in our relationship. In a rare moment, mother showed her true self during the meeting. Afterwards, when my mother had left, the professional leaned forward, put her face in her hands, and said, "Oh, Brenda. Your mother ... your mother ..." My reply: "Isn't she a peach?"
I asked the professional if my mother could ever change. That was what I wanted to know. She said of all the people she worked with, this type of personality disorder was the most difficult. "They don't want to change. Nothing is ever their fault. They never do anything wrong." Since mother was getting worse, trying to hurt my husband and daughter, and not willing to make a change herself, then I had to make a change. I don't know what started her problem, but I know who ended it.
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@brenda said in Student loans:
@Catseye3 said in Student loans:
@brenda said in Student loans:
it took decades for me to see all of what she was doing and had done. Childhood abuse is very insidious, and difficult for the child to recognize.
Same-same. I also had maternal shit, and it also took me to well into adulthood (and on my own surrounded by normal people, at least to outsiders) to recognize it. I was handicapped by living in a three-person household that moved often, so no intimacies from outsiders were able to be formed, and a father who was absent a lot re TDY (temporary duty).
Many similarities with my family there. There was no way to reach out for help without making life ten times worse. Dad worked second shift, so I didn't see him much. Mother had pushed him out of his role as dad, except when she wanted him to physically discipline us. Afterwards, she would tell us that he would" beat us every day" if it weren't for her protecting us. I began to realize that it was her who made any beatings happen, and it was her tool for trying to make us hate our dad. It worked for my brother, and he really did hate dad. Their relationship never improved, although my brother seemed to have become more reflective years after dad died.
Holy crap, brenda.
️ I'm so sorry you had to deal with that. -
@Catseye3 said in Student loans:
@Aqua-Letifer said in Student loans:
Holy crap, brenda. ️ I'm so sorry you had to deal with that.
Right back at ya, buddy!
