Insurers stopped waiving COVID-19 co-pays and deductibles
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https://www.washingtonpost.com/business/2021/09/18/covid-hospital-bills-insurance-deductible/
Last year, according to the Kaiser Family Foundation, 88 percent of people covered by private insurance had their co-pays and deductibles for covid treatment waived. By August 2021, only 28 percent of the two largest plans in each state and D.C. still had the waivers in place, and another 10 percent planned to phase them out by the end of October, the Kaiser survey found. Its survey this year of employer-sponsored plans reflected similar patterns.
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@copper said in Insurers stopped waiving COVID-19 co-pays and deductibles:
Let's put a huge tax on wine to cover the cost of liver disease.
Let's put a huge tax on being born to cover the cost of death.
If Covid didn’t have such a huge impact on supply chains and the world economies I would agree with you. The economics of each scenario is amazingly different. I notice you didn’t pick opioids.
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@loki said in Insurers stopped waiving COVID-19 co-pays and deductibles:
There is a solution now so its the patient’s choice.
The good news is I don’t see an outcry objecting to it.
Since it is entirely the patient's choice, how about the 10% Pfizer does not protect? What about the Delta breakthrough cases?
What about Mu, which laughs at the current vaccines?
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@jolly said in Insurers stopped waiving COVID-19 co-pays and deductibles:
What about Mu, which laughs at the current vaccines?
Highly unlikely it'll surpass Delta as the main variant.
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I don't put anything past a mutating virus.
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@jolly said in Insurers stopped waiving COVID-19 co-pays and deductibles:
@loki said in Insurers stopped waiving COVID-19 co-pays and deductibles:
There is a solution now so its the patient’s choice.
The good news is I don’t see an outcry objecting to it.
Since it is entirely the patient's choice, how about the 10% Pfizer does not protect? What about the Delta breakthrough cases?
What about Mu, which laughs at the current vaccines?
What about the 2000 a day that are dying that don’t need to while you throw out all your hypotheticals?
2000 a day. Say it outloud, tell me why those deaths are worth it in your mental model.
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Are you lumping in vaccinated vs. unvaccinated?
You know what? I'm taking care of these type patients. You don't. I work with a lot of healthcare professionals that aren't vaxxed. If it doesn't bother them, it doesn't bother me.
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We had to change the definition of vaccine, to cover COVID vaccines. They really aren't, not in the traditional sense in that they prevent disease.
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Why should you be afraid of the unvaxxed? You've taken the vaccine. You're safe. Or are you? Or do you just live in perpetual fear? Life is too short for irrational fear.
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In the case of a vaccination that isn't a vaccination, if people choose to not take the vaccine or if they have had the disease and have natural immunity, I feel they should have the freedom to make their own decisions. I'm not ready for your brand of facism.
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I linked an FDA video today. If you listen to the folks on the feed (yeah, I know it's several hours long), you'll find them talking about natural immunity and how we have not considered it as we should.
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@jolly said in Insurers stopped waiving COVID-19 co-pays and deductibles:
natural immunity and how we have not considered it as we should
Yes, this is really strange
It seems to be a political move, but neither "side" seems to be pro or con, it is just ignored.
I guess this is, in part, because there are limited statistics. There are certainly a lot of people who were asymptomatic who developed immunity. We don't know how many, but why doesn't someone just make up a number like happens with all the other covid stats?
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Antibody levels.
We aren't utilizing the test like we should. I know antibody levels don't always equate to immunity levels, but they do give us some ballpark figures. I know several healthcare professionals who have had COVID, that check their antibody levels every thirty days. They're not going to vaccinate until those levels drop significantly.
Instead of one-size-fits-all medicine, why don't we consider things like antibody levels and natural immunity?
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@jolly said in Insurers stopped waiving COVID-19 co-pays and deductibles:
Antibody levels.
We aren't utilizing the test like we should. I know antibody levels don't always equate to immunity levels, but they do give us some ballpark figures. I know several healthcare professionals who have had COVID, that check their antibody levels every thirty days. They're not going to vaccinate until those levels drop significantly.
Instead of one-size-fits-all medicine, why don't we consider things like antibody levels and natural immunity?
Do you see the general public checking their antibody levels every thirty days? How much would that cost and is that even feasible given the size of the US population and the testing capacity we have (or can reasonably scale up) today? Would be more or less antithetical to freedom/liberty to get one to two jabs a year for vaccination or to get 12 or more needle sticks a year to check antibody levels every 30 days?
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@axtremus said in Insurers stopped waiving COVID-19 co-pays and deductibles:
@jolly said in Insurers stopped waiving COVID-19 co-pays and deductibles:
Antibody levels.
We aren't utilizing the test like we should. I know antibody levels don't always equate to immunity levels, but they do give us some ballpark figures. I know several healthcare professionals who have had COVID, that check their antibody levels every thirty days. They're not going to vaccinate until those levels drop significantly.
Instead of one-size-fits-all medicine, why don't we consider things like antibody levels and natural immunity?
Do you see the general public checking their antibody levels every thirty days? How much would that cost and is that even feasible given the size of the US population and the testing capacity we have (or can reasonably scale up) today? Would be more or less antithetical to freedom/liberty to get one to two jabs a year for vaccination or to get 12 or more needle sticks a year to check antibody levels every 30 days?
Wouldn't have to do it every 90 days. Do the studies and determine the appropriate times.
Can we scale up? Helluva lot easier than the PCR test.
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@axtremus said in Insurers stopped waiving COVID-19 co-pays and deductibles:
Do you see the general public checking their antibody levels every thirty days?
Sure, Emmy celebs do it every 48 hours.
Additionally, the department was told that all attendees tested negative for COVID-19 within 48 hours of the event. Similarly, production crews were required to be vaccinated or test negative for the virus twice per week.
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Does anybody really have an issue with insurers no longer waiving the copays for COVID related treatment? I don’t.
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@lufins-dad said in Insurers stopped waiving COVID-19 co-pays and deductibles:
Does anybody really have an issue with insurers no longer waiving the copays for COVID related treatment? I don’t.
You have to understand, The Holy Compost ran a story and acolyte Ax was smitten by the Word.
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@lufins-dad said in Insurers stopped waiving COVID-19 co-pays and deductibles:
Does anybody really have an issue with insurers no longer waiving the copays for COVID related treatment? I don’t.
Why did they wave them in the first place?
Was it a mistake or has the environment changed?