Unvaccinated pay more insurance?
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I was surprised to see Art Caplan, head of bio ethics at University of Pennsylvania advancing this.
https://www.barrons.com/articles/coronavirus-vaccine-mask-mandate-unvaccinated-51627939803
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Edit - I just read the article. It doesn't look to me like he is proposing unvaccinated pay higher health insurance premiums... He is proposing unvaccinated have to carry liability insurance and be held liable for damages to others... Not a fucking chance. You want to hold people liable, start and end in China...
Love to see that first court case.
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I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
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I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
@copper said in Unvaccinated pay more insurance?:
I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.
I was only joking
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I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
@copper said in Unvaccinated pay more insurance?:
I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
The concept of people paying more, smokers for example, and there are several others so the concept is not new.
I don’t think it will fly but I think vaccine mandates will get the job done.
I think at the end of the day we will not rely solely on coaxing the hesitant but have a dual strategy.
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@copper said in Unvaccinated pay more insurance?:
I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.
@doctor-phibes said in Unvaccinated pay more insurance?:
Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.
Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.
It's your prerogative to think that's stupid, but, as we know, "The law is an ass."
As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.
For the record, I own this many firearms: Zero.
"Now look here, you Baltic gas passer... " - Mik, 6/14/08
The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.
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I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
@copper said in Unvaccinated pay more insurance?:
I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
Again, we're not talking about paying extra for health insurance. He's talking about paying liability insurance or flat out fining people for not being vaccinated.
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@copper said in Unvaccinated pay more insurance?:
I don’t like it because I doubt we have good numbers to identify who should pay how much.
But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.
We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.
Again, we're not talking about paying extra for health insurance. He's talking about paying liability insurance or flat out fining people for not being vaccinated.
We reserve treatment like this for people we want to torture.
Torture is fine with me, but how do you quantify it?
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@doctor-phibes said in Unvaccinated pay more insurance?:
Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.
Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.
It's your prerogative to think that's stupid, but, as we know, "The law is an ass."
As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.
For the record, I own this many firearms: Zero.
@george-k said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.
Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.
It's your prerogative to think that's stupid, but, as we know, "The law is an ass."
As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.
For the record, I own this many firearms: Zero.
Yeah, I understand, it's an American thing - my point was about it increasing risk - it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking, particularly since gun owners are a protected group, somewhat like ethnic minorities.
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@george-k said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.
Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.
It's your prerogative to think that's stupid, but, as we know, "The law is an ass."
As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.
For the record, I own this many firearms: Zero.
Yeah, I understand, it's an American thing - my point was about it increasing risk - it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking, particularly since gun owners are a protected group, somewhat like ethnic minorities.
@doctor-phibes said in Unvaccinated pay more insurance?:
it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking
Good point.
Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.
Good luck with that.
"Now look here, you Baltic gas passer... " - Mik, 6/14/08
The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.
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to the extent there's a positive correlation between having black skin and not wanting the vaccine... good luck getting legal mandates pushed through. I mean, as long as anybody is able to deploy the race card effectively. The progressive media won't be on the side of the race mongers, for a change, so it may not be feasible to play that card. But it may provoke some interesting discussions.
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@doctor-phibes said in Unvaccinated pay more insurance?:
it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking
Good point.
Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.
Good luck with that.
@george-k said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking
Good point.
Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.
Good luck with that.
No, there would have to be a correlation between gun-ownership and risk of injury. Nothing to do with crime at all.
You could say the same about motorcycle ownership.
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@george-k said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking
Good point.
Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.
Good luck with that.
No, there would have to be a correlation between gun-ownership and risk of injury. Nothing to do with crime at all.
You could say the same about motorcycle ownership.
@doctor-phibes said in Unvaccinated pay more insurance?:
there would have to be a correlation between gun-ownership and risk of injury.
I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).
However, to assign ALL injuries to those who legally own firearms is a heavy lift.
I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.
The statistics are probably out there but I'm too lazy to look them up.
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@doctor-phibes said in Unvaccinated pay more insurance?:
there would have to be a correlation between gun-ownership and risk of injury.
I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).
However, to assign ALL injuries to those who legally own firearms is a heavy lift.
I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.
The statistics are probably out there but I'm too lazy to look them up.
@george-k said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
there would have to be a correlation between gun-ownership and risk of injury.
I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).
However, to assign ALL injuries to those who legally own firearms is a heavy lift.
I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.
The statistics are probably out there but I'm too lazy to look them up.
It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.
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@george-k said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
there would have to be a correlation between gun-ownership and risk of injury.
I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).
However, to assign ALL injuries to those who legally own firearms is a heavy lift.
I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.
The statistics are probably out there but I'm too lazy to look them up.
It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.
@doctor-phibes said in Unvaccinated pay more insurance?:
It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.
At least he made room for the gays.
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@doctor-phibes said in Unvaccinated pay more insurance?:
It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.
At least he made room for the gays.
@aqua-letifer said in Unvaccinated pay more insurance?:
@doctor-phibes said in Unvaccinated pay more insurance?:
It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.
At least he made room for the gays.
We could do a Venn diagram. I wonder how many overweight gun owners are also gay hang-gliders. They'd make a hell of a mess if they crashed.
