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The New Coffee Room

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  3. Unvaccinated pay more insurance?

Unvaccinated pay more insurance?

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  • HoraceH Offline
    HoraceH Offline
    Horace
    wrote on last edited by
    #2

    The comments - in a Barron's article - do not appear supportive.

    Education is extremely important.

    1 Reply Last reply
    • LuFins DadL Offline
      LuFins DadL Offline
      LuFins Dad
      wrote on last edited by LuFins Dad
      #3

      Edit - I just read the article. It doesn't look to me like he is proposing unvaccinated pay higher health insurance premiums... He is proposing unvaccinated have to carry liability insurance and be held liable for damages to others... Not a fucking chance. You want to hold people liable, start and end in China...

      Love to see that first court case.

      The Brad

      1 Reply Last reply
      • CopperC Offline
        CopperC Offline
        Copper
        wrote on last edited by Copper
        #4

        I don’t like it because I doubt we have good numbers to identify who should pay how much.

        But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

        We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

        Doctor PhibesD L LuFins DadL 3 Replies Last reply
        • CopperC Copper

          I don’t like it because I doubt we have good numbers to identify who should pay how much.

          But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

          We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

          Doctor PhibesD Offline
          Doctor PhibesD Offline
          Doctor Phibes
          wrote on last edited by
          #5

          @copper said in Unvaccinated pay more insurance?:

          I don’t like it because I doubt we have good numbers to identify who should pay how much.

          But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

          We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

          Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.

          I was only joking

          George KG 1 Reply Last reply
          • CopperC Copper

            I don’t like it because I doubt we have good numbers to identify who should pay how much.

            But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

            We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

            L Offline
            L Offline
            Loki
            wrote on last edited by Loki
            #6

            @copper said in Unvaccinated pay more insurance?:

            I don’t like it because I doubt we have good numbers to identify who should pay how much.

            But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

            We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

            The concept of people paying more, smokers for example, and there are several others so the concept is not new.

            I don’t think it will fly but I think vaccine mandates will get the job done.

            I think at the end of the day we will not rely solely on coaxing the hesitant but have a dual strategy.

            1 Reply Last reply
            • Doctor PhibesD Doctor Phibes

              @copper said in Unvaccinated pay more insurance?:

              I don’t like it because I doubt we have good numbers to identify who should pay how much.

              But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

              We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

              Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.

              George KG Offline
              George KG Offline
              George K
              wrote on last edited by George K
              #7

              @doctor-phibes said in Unvaccinated pay more insurance?:

              Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.

              Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.

              It's your prerogative to think that's stupid, but, as we know, "The law is an ass."

              As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.

              For the record, I own this many firearms: Zero.

              "Now look here, you Baltic gas passer... " - Mik, 6/14/08

              The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

              Doctor PhibesD 1 Reply Last reply
              • CopperC Copper

                I don’t like it because I doubt we have good numbers to identify who should pay how much.

                But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

                We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

                LuFins DadL Offline
                LuFins DadL Offline
                LuFins Dad
                wrote on last edited by
                #8

                @copper said in Unvaccinated pay more insurance?:

                I don’t like it because I doubt we have good numbers to identify who should pay how much.

                But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

                We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

                Again, we're not talking about paying extra for health insurance. He's talking about paying liability insurance or flat out fining people for not being vaccinated.

                The Brad

                CopperC 1 Reply Last reply
                • LuFins DadL LuFins Dad

                  @copper said in Unvaccinated pay more insurance?:

                  I don’t like it because I doubt we have good numbers to identify who should pay how much.

                  But I love the idea of charging based on risk assuming insurance companies can do a good job of quantifying the risk.

                  We could charge extra for fat people, by the pound. We could charge extra for gays, people who get speeding tickets, sky divers, jay walkers, drug users, poor people, minorities and a whole host of higher risk types.

                  Again, we're not talking about paying extra for health insurance. He's talking about paying liability insurance or flat out fining people for not being vaccinated.

                  CopperC Offline
                  CopperC Offline
                  Copper
                  wrote on last edited by
                  #9

                  @lufins-dad

                  We reserve treatment like this for people we want to torture.

                  Torture is fine with me, but how do you quantify it?

                  1 Reply Last reply
                  • George KG George K

                    @doctor-phibes said in Unvaccinated pay more insurance?:

                    Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.

                    Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.

                    It's your prerogative to think that's stupid, but, as we know, "The law is an ass."

                    As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.

                    For the record, I own this many firearms: Zero.

                    Doctor PhibesD Offline
                    Doctor PhibesD Offline
                    Doctor Phibes
                    wrote on last edited by Doctor Phibes
                    #10

                    @george-k said in Unvaccinated pay more insurance?:

                    @doctor-phibes said in Unvaccinated pay more insurance?:

                    Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.

                    Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.

                    It's your prerogative to think that's stupid, but, as we know, "The law is an ass."

                    As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.

                    For the record, I own this many firearms: Zero.

                    Yeah, I understand, it's an American thing - my point was about it increasing risk - it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking, particularly since gun owners are a protected group, somewhat like ethnic minorities.

                    I was only joking

                    George KG 1 Reply Last reply
                    • Doctor PhibesD Doctor Phibes

                      @george-k said in Unvaccinated pay more insurance?:

                      @doctor-phibes said in Unvaccinated pay more insurance?:

                      Gun ownership was one that you neglected to add, but that leapt unbidden to my tireless mind.

                      Agree or not, but that is the law of the land. It's embedded in the Constitution, according to SCOTUS.

                      It's your prerogative to think that's stupid, but, as we know, "The law is an ass."

                      As an attorney who used to frequent The (old) New Coffee Room admonished many times, "If you don't like the law, change it." I would submit the same applies to the Constitution.

                      For the record, I own this many firearms: Zero.

                      Yeah, I understand, it's an American thing - my point was about it increasing risk - it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking, particularly since gun owners are a protected group, somewhat like ethnic minorities.

                      George KG Offline
                      George KG Offline
                      George K
                      wrote on last edited by
                      #11

                      @doctor-phibes said in Unvaccinated pay more insurance?:

                      it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking

                      Good point.

                      Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.

                      Good luck with that.

                      "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                      The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                      Doctor PhibesD 1 Reply Last reply
                      • HoraceH Offline
                        HoraceH Offline
                        Horace
                        wrote on last edited by
                        #12

                        to the extent there's a positive correlation between having black skin and not wanting the vaccine... good luck getting legal mandates pushed through. I mean, as long as anybody is able to deploy the race card effectively. The progressive media won't be on the side of the race mongers, for a change, so it may not be feasible to play that card. But it may provoke some interesting discussions.

                        Education is extremely important.

                        1 Reply Last reply
                        • George KG George K

                          @doctor-phibes said in Unvaccinated pay more insurance?:

                          it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking

                          Good point.

                          Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.

                          Good luck with that.

                          Doctor PhibesD Offline
                          Doctor PhibesD Offline
                          Doctor Phibes
                          wrote on last edited by Doctor Phibes
                          #13

                          @george-k said in Unvaccinated pay more insurance?:

                          @doctor-phibes said in Unvaccinated pay more insurance?:

                          it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking

                          Good point.

                          Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.

                          Good luck with that.

                          No, there would have to be a correlation between gun-ownership and risk of injury. Nothing to do with crime at all.

                          You could say the same about motorcycle ownership.

                          I was only joking

                          George KG 1 Reply Last reply
                          • Doctor PhibesD Doctor Phibes

                            @george-k said in Unvaccinated pay more insurance?:

                            @doctor-phibes said in Unvaccinated pay more insurance?:

                            it would be interesting to know what would happen if insurance companies started treating gun ownership like smoking

                            Good point.

                            Of course, that would have to be correlated with the incidence of gun-related crime and legal ownership of firearms.

                            Good luck with that.

                            No, there would have to be a correlation between gun-ownership and risk of injury. Nothing to do with crime at all.

                            You could say the same about motorcycle ownership.

                            George KG Offline
                            George KG Offline
                            George K
                            wrote on last edited by
                            #14

                            @doctor-phibes said in Unvaccinated pay more insurance?:

                            there would have to be a correlation between gun-ownership and risk of injury.

                            I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).

                            However, to assign ALL injuries to those who legally own firearms is a heavy lift.

                            I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.

                            The statistics are probably out there but I'm too lazy to look them up.

                            "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                            The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                            Doctor PhibesD 1 Reply Last reply
                            • George KG George K

                              @doctor-phibes said in Unvaccinated pay more insurance?:

                              there would have to be a correlation between gun-ownership and risk of injury.

                              I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).

                              However, to assign ALL injuries to those who legally own firearms is a heavy lift.

                              I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.

                              The statistics are probably out there but I'm too lazy to look them up.

                              Doctor PhibesD Offline
                              Doctor PhibesD Offline
                              Doctor Phibes
                              wrote on last edited by
                              #15

                              @george-k said in Unvaccinated pay more insurance?:

                              @doctor-phibes said in Unvaccinated pay more insurance?:

                              there would have to be a correlation between gun-ownership and risk of injury.

                              I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).

                              However, to assign ALL injuries to those who legally own firearms is a heavy lift.

                              I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.

                              The statistics are probably out there but I'm too lazy to look them up.

                              It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.

                              I was only joking

                              Aqua LetiferA 1 Reply Last reply
                              • Doctor PhibesD Doctor Phibes

                                @george-k said in Unvaccinated pay more insurance?:

                                @doctor-phibes said in Unvaccinated pay more insurance?:

                                there would have to be a correlation between gun-ownership and risk of injury.

                                I'll agree that there is an increased risk of injury in households that have gun ownership. Same as swimming pools (which, according to Malcolm Gladwell are more dangerous).

                                However, to assign ALL injuries to those who legally own firearms is a heavy lift.

                                I wonder what percentage of gun-related injuries are caused by legally-owned firearms vs illegally-owned firearms.

                                The statistics are probably out there but I'm too lazy to look them up.

                                It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.

                                Aqua LetiferA Offline
                                Aqua LetiferA Offline
                                Aqua Letifer
                                wrote on last edited by
                                #16

                                @doctor-phibes said in Unvaccinated pay more insurance?:

                                It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.

                                At least he made room for the gays.

                                Please love yourself.

                                Doctor PhibesD 1 Reply Last reply
                                • Aqua LetiferA Aqua Letifer

                                  @doctor-phibes said in Unvaccinated pay more insurance?:

                                  It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.

                                  At least he made room for the gays.

                                  Doctor PhibesD Offline
                                  Doctor PhibesD Offline
                                  Doctor Phibes
                                  wrote on last edited by Doctor Phibes
                                  #17

                                  @aqua-letifer said in Unvaccinated pay more insurance?:

                                  @doctor-phibes said in Unvaccinated pay more insurance?:

                                  It's more of an academic exercise. Copper listed a big bunch of people he felt were at higher risk and deserved to be punished financially, I just added one I thought he'd accidentally omitted.

                                  At least he made room for the gays.

                                  We could do a Venn diagram. I wonder how many overweight gun owners are also gay hang-gliders. They'd make a hell of a mess if they crashed.

                                  I was only joking

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