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The New Coffee Room

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  3. Pretty soon you're talking about real money

Pretty soon you're talking about real money

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  • C Copper
    22 Jul 2020, 17:48

    @xenon said in Pretty soon you're talking about real money:

    @Copper Is there cost competition on standard of care?

    There's competition in the system - but not necessarily in the places that are driving the cost increases.

    Of course there is competition.

    And of course the better doctors cost more.

    Here is a program I used up until last year.

    It was not covered by insurance, I paid for it myself so I could have access to the doctor I wanted. Believe me, this was a cost increase.

    https://learnmore.mdvip.com/live-your-best-new?utm_source=google&utm_medium=cpc&st-t=google_&mdvip_campaign=Branded-+Top+Docs+CATCH+ALL&mdvip_term=%2Bvip+md&gclid=EAIaIQobChMIxJOE-7Th6gIVYQiICR3slg_nEAAYASAAEgLYz_D_BwE&gclsrc=aw.ds

    X Offline
    X Offline
    xenon
    wrote on 22 Jul 2020, 18:15 last edited by
    #52

    @Copper The most expensive thing we've done in the U.S. is have kids.

    In SF our OB gyn's resume was ridiculous (Harvard, Standard med school, head of OB at UCSF... lots of other prestigious positions).

    In Seattle our OB was fantastic - but a bit more "normal" on the qualifications and earlier in her career (we actually loved her, since she had more time to spend with us).

    Don't know what they cost - wasn't any different for us.

    1 Reply Last reply
    • C Offline
      C Offline
      Copper
      wrote on 22 Jul 2020, 18:49 last edited by
      #53

      I don't doubt it.

      One doctor's story doesn't define the USA healthcare system.

      And, by the way, there is no such thing as the USA healthcare system.

      1 Reply Last reply
      • 8 Offline
        8 Offline
        89th
        wrote on 22 Jul 2020, 18:51 last edited by
        #54

        @Horace thanks for the update. So you paid the $1,400. What else do you expect to pay out of pocket from here forward?

        1 Reply Last reply
        • H Online
          H Online
          Horace
          wrote on 22 Jul 2020, 18:59 last edited by
          #55

          That was just for the surgery center facility. There is another bill for the surgeon, another for the anesthesiologist. Those are all covered directly by my health insurance but there's always a portion I am responsible for, even after the deductible is covered. I figure the whole thumb thing will cost me about 10-15k out of pocket when it's all done.

          Education is extremely important.

          J 1 Reply Last reply 23 Jul 2020, 00:34
          • 8 Offline
            8 Offline
            89th
            wrote on 22 Jul 2020, 22:56 last edited by
            #56

            Ah I see, kind of like dental insurance on special procedures (like an implant) but way bigger bills.

            1 Reply Last reply
            • H Horace
              22 Jul 2020, 18:59

              That was just for the surgery center facility. There is another bill for the surgeon, another for the anesthesiologist. Those are all covered directly by my health insurance but there's always a portion I am responsible for, even after the deductible is covered. I figure the whole thumb thing will cost me about 10-15k out of pocket when it's all done.

              J Offline
              J Offline
              Jolly
              wrote on 23 Jul 2020, 00:34 last edited by
              #57

              @Horace said in Pretty soon you're talking about real money:

              That was just for the surgery center facility. There is another bill for the surgeon, another for the anesthesiologist. Those are all covered directly by my health insurance but there's always a portion I am responsible for, even after the deductible is covered. I figure the whole thumb thing will cost me about 10-15k out of pocket when it's all done.

              If they are in network, that would seem to be a bit high for your part. Have you received your EOB's on their services?

              “Cry havoc and let slip the DOGE of war!”

              Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

              1 Reply Last reply
              • H Online
                H Online
                Horace
                wrote on 23 Jul 2020, 00:45 last edited by
                #58

                I mean across all three surgeries and including all doctor visits, physical therapy, etc.

                Education is extremely important.

                1 Reply Last reply
                • T Offline
                  T Offline
                  taiwan_girl
                  wrote on 23 Jul 2020, 00:51 last edited by
                  #59

                  @jon-nyc Dont know if you would be willing to share, but what was the gross cost for your medical procedure?

                  1 Reply Last reply
                  • J Offline
                    J Offline
                    jon-nyc
                    wrote on 23 Jul 2020, 00:53 last edited by jon-nyc
                    #60

                    Around 900k.

                    But that’s everything, all the visits before and after, special tests (a heart cath can be 10-15k and I’ve had 4 of them), rehab and ‘prehab’, surgery, ICU time, hospital time, etc.

                    Only non-witches get due process.

                    • Cotton Mather, Salem Massachusetts, 1692
                    1 Reply Last reply
                    • J Offline
                      J Offline
                      jon-nyc
                      wrote on 23 Jul 2020, 00:56 last edited by jon-nyc
                      #61

                      I don’t know what I spent, it was probably capped at a few grand per year for co-pays.

                      We even had some reimbursement for relocation, but I was listed long enough that we burned through it. So I probably spent 20-30k of my own money (over, say, 2014-16) if I had to guess.

                      Most of it didn’t feel like medical bills. Like buying a home oxygen concentrator or paying rent or renting furniture.

                      Only non-witches get due process.

                      • Cotton Mather, Salem Massachusetts, 1692
                      1 Reply Last reply
                      • 8 Offline
                        8 Offline
                        89th
                        wrote on 2 Aug 2020, 00:06 last edited by
                        #62

                        @Horace I require 1x update plz

                        H 1 Reply Last reply 2 Aug 2020, 01:29
                        • 8 89th
                          2 Aug 2020, 00:06

                          @Horace I require 1x update plz

                          H Online
                          H Online
                          Horace
                          wrote on 2 Aug 2020, 01:29 last edited by
                          #63

                          @89th I paid the $1433 and am now hoping the 98k bill just magically disappears. I received no receipt of payment, though the woman on the phone said she'd send me one. Nor have I ever received a bill. The only bill received so far is the one sent to my insurance company. So basically the process is that this surgery center sends a huge out of network bill to the insurer, gets pennies on the dollar for it, and accepts some other "small" amount from the patient. I have to trust the system that the balance of the 98k bill is not legally passed on to me. Having seen no paper yet, I really don't know.

                          Education is extremely important.

                          1 Reply Last reply
                          • RainmanR Offline
                            RainmanR Offline
                            Rainman
                            wrote on 2 Aug 2020, 02:00 last edited by
                            #64

                            Horace said, "I have to trust the system..."

                            No kidding. He actually said that. Look at his post!
                            It looks like his typing, far as I can tell.

                            Scary, might be Covid-20 or something.
                            Too much sun? Bad water. Drunk on Jon. Found religion.

                            Ax, help him help him!! Soon he'll be drowning in trust, and then, blam! No return from utopia.

                            1 Reply Last reply
                            • Doctor PhibesD Offline
                              Doctor PhibesD Offline
                              Doctor Phibes
                              wrote on 2 Aug 2020, 03:00 last edited by
                              #65

                              You either trust the system or you move to Canada.

                              I was only joking

                              1 Reply Last reply
                              • 8 Offline
                                8 Offline
                                89th
                                wrote on 2 Aug 2020, 03:01 last edited by
                                #66

                                Thanks @Horace what an almost unbelievable lack of paper records given the amounts you’re talking about.

                                1 Reply Last reply
                                • Doctor PhibesD Offline
                                  Doctor PhibesD Offline
                                  Doctor Phibes
                                  wrote on 2 Aug 2020, 04:06 last edited by
                                  #67

                                  It's unbelievable that we have to live with this shit.

                                  You get a bill for $100K, and are told 'not to worry, it's an administrative error'.

                                  Yeah, that just fills me with confidence. I really hope the same people doing the accounting aren't the same ones wielding the scalpels.

                                  I was only joking

                                  Catseye3C 1 Reply Last reply 2 Aug 2020, 04:13
                                  • Doctor PhibesD Doctor Phibes
                                    2 Aug 2020, 04:06

                                    It's unbelievable that we have to live with this shit.

                                    You get a bill for $100K, and are told 'not to worry, it's an administrative error'.

                                    Yeah, that just fills me with confidence. I really hope the same people doing the accounting aren't the same ones wielding the scalpels.

                                    Catseye3C Offline
                                    Catseye3C Offline
                                    Catseye3
                                    wrote on 2 Aug 2020, 04:13 last edited by
                                    #68

                                    @Doctor-Phibes said in Pretty soon you're talking about real money:

                                    I really hope the same people doing the accounting aren't the same ones wielding the scalpels.

                                    OR SURGEON to nurse: "Remind me again, which side is the appendix on? Left or right?"

                                    (With apologies to Bach. 😬 )

                                    Success is measured by your discipline and inner peace. – Mike Ditka

                                    RainmanR 1 Reply Last reply 2 Aug 2020, 05:43
                                    • Catseye3C Catseye3
                                      2 Aug 2020, 04:13

                                      @Doctor-Phibes said in Pretty soon you're talking about real money:

                                      I really hope the same people doing the accounting aren't the same ones wielding the scalpels.

                                      OR SURGEON to nurse: "Remind me again, which side is the appendix on? Left or right?"

                                      (With apologies to Bach. 😬 )

                                      RainmanR Offline
                                      RainmanR Offline
                                      Rainman
                                      wrote on 2 Aug 2020, 05:43 last edited by
                                      #69

                                      @Catseye3 said in Pretty soon you're talking about real money:

                                      @Doctor-Phibes said in Pretty soon you're talking about real money:

                                      I really hope the same people doing the accounting aren't the same ones wielding the scalpels.

                                      OR SURGEON to nurse: "Remind me again, which side is the appendix on? Left or right?"

                                      (With apologies to Bach. 😬 )

                                      Why are you apologizing to Bach?
                                      Don't tell me he did it again!

                                      1 Reply Last reply
                                      • bachophileB Offline
                                        bachophileB Offline
                                        bachophile
                                        wrote on 2 Aug 2020, 08:16 last edited by
                                        #70

                                        Situs inversus.

                                        Look it up

                                        George KG 1 Reply Last reply 2 Aug 2020, 11:42
                                        • bachophileB bachophile
                                          2 Aug 2020, 08:16

                                          Situs inversus.

                                          Look it up

                                          George KG Offline
                                          George KG Offline
                                          George K
                                          wrote on 2 Aug 2020, 11:42 last edited by
                                          #71

                                          @bachophile said in Pretty soon you're talking about real money:

                                          Situs inversus.

                                          Look it up

                                          Ever seen it? We had one for a CABG - really screwy from what I understand (I wasn't the gas passer on that one).

                                          "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                                          The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

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