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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Pretty soon you're talking about real money

Pretty soon you're talking about real money

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  • 8 Offline
    8 Offline
    89th
    wrote on 21 Jul 2020, 01:57 last edited by
    #3

    Ugh what a disaster. Sorry!

    1 Reply Last reply
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      Axtremus
      wrote on 21 Jul 2020, 02:00 last edited by
      #4

      Sorry, @Horace , I hope your thumb and the billing issue both work out for you.

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        Doctor Phibes
        wrote on 21 Jul 2020, 02:06 last edited by
        #5

        Jesus, what a nightmare. There shouldn't be this level of uncertainty associated with medical procedures. I can't think of anything else where they get away with just not being able to tell you what something is going to cost.

        I hope they get it fixed.

        I was only joking

        1 Reply Last reply
        • G Offline
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          George K
          wrote on 21 Jul 2020, 02:10 last edited by
          #6

          The whole "out of network" stuff is a nightmare.

          Our group was told that, to renew our contract, we had to be in all networks that the hospital was in. That's how it should be.

          D3 needed an operation in June. The hospital that she was going to go to was "out of network." She cancelled...

          "Now look here, you Baltic gas passer... " - Mik, 6/14/08

          The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

          1 Reply Last reply
          • T Offline
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            taiwan_girl
            wrote on 21 Jul 2020, 02:11 last edited by
            #7

            @Horace Ouch!!!! That is so bad to have the problems with the thumb and then to add on the problem with the bill

            Hope that both get settled in the right way!!!

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            • H Offline
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              Horace
              wrote on 21 Jul 2020, 02:35 last edited by
              #8

              Thanks everybody. I think it will get cleared up. I have a form they gave me before the surgery where they wrote that my out of pocket expense would be 1,400. That should come in handy. However I never signed anything binding because all their costs were "estimates".

              Education is extremely important.

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                Aqua Letifer
                wrote on 21 Jul 2020, 03:23 last edited by
                #9

                Holy shit man. 😞 I'm really sorry. I've been in a similar spot a couple of times. It's a crazy time burden on your part but usually you can fight them into something reasonable. Here's hoping.

                Please love yourself.

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                • H Offline
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                  Horace
                  wrote on 21 Jul 2020, 03:31 last edited by
                  #10

                  I think this is a simple mistake. Maybe I'm naive. I'll know more tomorrow. But the surgeon's group is covered by my insurance and the surgery center checked with my insurance before the surgery, which is how they quoted me the 1,400 number. Somehow it got billed as "out of network" which I think may be a clerical error.

                  Education is extremely important.

                  1 Reply Last reply
                  • 8 Offline
                    8 Offline
                    89th
                    wrote on 21 Jul 2020, 03:53 last edited by 89th
                    #11

                    First, I still don’t understand how medical costs work. The doctors, the facilities, private vs institutions, insurance, networks, etc. Gives me a headache.

                    Second, I love how $98,000 could be so easily made as a mistake on their end. Pretty sure if you went to buy three or four new cars from a dealership, the price wouldn’t be a guess.

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                    • H Offline
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                      Horace
                      wrote on 21 Jul 2020, 03:59 last edited by
                      #12

                      the american system of health care is more bonkers than can really be expressed with mere words.

                      Education is extremely important.

                      1 Reply Last reply
                      • R Offline
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                        Rainman
                        wrote on 21 Jul 2020, 04:47 last edited by
                        #13

                        Wow, Horace. You're pretty cool and collected about this, I think I'd be a wreck.
                        Of course the difference is, $98,000 is just pocket change to you, not that big a deal, just a nuisance, a slight bother, just one less bottle of expensive wine, one hour less in the Gulfstream.

                        The thumb issue though, that's different. As someone that likes to dabble playing the piano, that would be more than catastrophic. I think it would send me into an emotional tailspin.

                        As I recall, Trump issued an EO that at least prescription prices on ads would need to be displayed, as a first step towards people being able to compare prices in the health care field. Blocked by a court (again).

                        Good luck and give 'em hell.

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                        • A Away
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                          Axtremus
                          wrote on 21 Jul 2020, 04:47 last edited by
                          #14

                          I keep telling you folks, single-payer universal healthcare FTW.

                          L 1 Reply Last reply 21 Jul 2020, 19:12
                          • K Offline
                            K Offline
                            Klaus
                            wrote on 21 Jul 2020, 12:06 last edited by
                            #15

                            American exceptionalism at its best.

                            Don't worry, though. If you sit in front of a mirror and say "But we have the best healthcare in the world!" a thousand times you can make yourself believe it.

                            A 1 Reply Last reply 21 Jul 2020, 13:51
                            • K Klaus
                              21 Jul 2020, 12:06

                              American exceptionalism at its best.

                              Don't worry, though. If you sit in front of a mirror and say "But we have the best healthcare in the world!" a thousand times you can make yourself believe it.

                              A Offline
                              A Offline
                              Aqua Letifer
                              wrote on 21 Jul 2020, 13:51 last edited by
                              #16

                              @Klaus said in Pretty soon you're talking about real money:

                              American exceptionalism at its best.

                              Don't worry, though. If you sit in front of a mirror and say "But we have the best healthcare in the world!" a thousand times you can make yourself believe it.

                              Klaus, everything is best over here. Because over here is America.

                              You might not know what that means, but I'll clue you in: everything American is better than everything non-American, simply by virtue of being American. American cheese is better than non-American cheese. The same goes for American German beer, American museums that house European works of art, American incarceration rates, American healthcare debt, etc., etc.

                              Please love yourself.

                              D 1 Reply Last reply 21 Jul 2020, 18:51
                              • A Aqua Letifer
                                21 Jul 2020, 13:51

                                @Klaus said in Pretty soon you're talking about real money:

                                American exceptionalism at its best.

                                Don't worry, though. If you sit in front of a mirror and say "But we have the best healthcare in the world!" a thousand times you can make yourself believe it.

                                Klaus, everything is best over here. Because over here is America.

                                You might not know what that means, but I'll clue you in: everything American is better than everything non-American, simply by virtue of being American. American cheese is better than non-American cheese. The same goes for American German beer, American museums that house European works of art, American incarceration rates, American healthcare debt, etc., etc.

                                D Offline
                                D Offline
                                Doctor Phibes
                                wrote on 21 Jul 2020, 18:51 last edited by
                                #17

                                @Aqua-Letifer said in Pretty soon you're talking about real money:

                                American cheese product is better than non-American cheese product .

                                FIFY

                                I was only joking

                                1 Reply Last reply
                                • H Offline
                                  H Offline
                                  Horace
                                  wrote on 21 Jul 2020, 19:05 last edited by
                                  #18

                                  I haven't finalized anything yet, but it is seeming like this surgery center sends these huge bills as leverage to get the patient to pay the smaller amount they are really looking for, asap. Like, before the patient pays any other bills they may have. The problem is that I never received a bill for the smaller amount. Only this estimate they gave me before the surgery.

                                  Education is extremely important.

                                  1 Reply Last reply
                                  • H Offline
                                    H Offline
                                    Horace
                                    wrote on 21 Jul 2020, 19:09 last edited by
                                    #19

                                    The surgery center is basically choosing to be a bad citizen by doing whatever they can within the law and clearly outside ethical boundaries, to jump to the front of the customer's priority queue for paying their bills.

                                    Education is extremely important.

                                    1 Reply Last reply
                                    • A Axtremus
                                      21 Jul 2020, 04:47

                                      I keep telling you folks, single-payer universal healthcare FTW.

                                      L Offline
                                      L Offline
                                      Larry
                                      wrote on 21 Jul 2020, 19:12 last edited by
                                      #20

                                      @Axtremus said in Pretty soon you're talking about real money:

                                      I keep telling you folks, single-payer universal healthcare FTW.

                                      No. If that had been in place he would have had to wait so long to get his surgery that the joints would have healed leaving him deformed, when he finally did get to have surgery it would have been done by a half trained flunky who didn't give a shit whether or not he did a good job because he's working for peanuts and if you don't like it tough shit because the government writes his paycheck not you.

                                      1 Reply Last reply
                                      • K Offline
                                        K Offline
                                        Klaus
                                        wrote on 21 Jul 2020, 19:28 last edited by
                                        #21
                                        1. Single-payer universal healthcare doesn't necessarily mean long waiting times or bad health service. In some countries it works well, in other countries not so much.
                                        2. There are various health systems that work better than the American one that are not single-payer universal.

                                        I have the impression that the healthcare debate in the US is much too focused on a seemingly one-dimensional binary decision, but in reality health care systems have many many dimensions, and there are many incremental improvements on dimensions different from single-payer universal vs private.

                                        1 Reply Last reply
                                        • L Offline
                                          L Offline
                                          Larry
                                          wrote on 21 Jul 2020, 19:41 last edited by
                                          #22

                                          What country has single payer and no waiting line?

                                          K 1 Reply Last reply 21 Jul 2020, 20:14
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