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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. I remember when 7% was good.

I remember when 7% was good.

Scheduled Pinned Locked Moved General Discussion
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  • J Offline
    J Offline
    Jolly
    wrote on 5 May 2023, 12:56 last edited by
    #1

    A regular home wasn't over $300,000, though...

    https://www.dailymail.co.uk/news/article-12049351/US-home-listings-plunged-21-April-new-homeowners-reluctant-locked-high-rates.html

    “Cry havoc and let slip the DOGE of war!”

    Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

    1 Reply Last reply
    • J Offline
      J Offline
      jon-nyc
      wrote on 5 May 2023, 13:17 last edited by
      #2

      I’m just waiting for prices to drop. Hasn’t happened much yet.

      Only non-witches get due process.

      • Cotton Mather, Salem Massachusetts, 1692
      8 L 2 Replies Last reply 5 May 2023, 13:53
      • J Offline
        J Offline
        Jolly
        wrote on 5 May 2023, 13:19 last edited by
        #3

        Still pent-up demand, but with real wages down, I don't see how people can afford what they want. I think as inventory increases and rates stay high, prices will come down. More in some areas than others.

        “Cry havoc and let slip the DOGE of war!”

        Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

        1 Reply Last reply
        • J Offline
          J Offline
          jon-nyc
          wrote on 5 May 2023, 13:21 last edited by
          #4

          I’m figuring I’ll have to resign my lease one more time.

          Only non-witches get due process.

          • Cotton Mather, Salem Massachusetts, 1692
          1 Reply Last reply
          • J Offline
            J Offline
            Jolly
            wrote on 5 May 2023, 13:23 last edited by
            #5

            I think we're idiots in Louisiana. Land in some parishes is still fairly reasonable. Keep the value of a home below a certain amount and there is NO property tax. I don't think we tax 401a government pensions, either.

            What we could do with a bit of leadership....

            “Cry havoc and let slip the DOGE of war!”

            Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

            1 Reply Last reply
            • J jon-nyc
              5 May 2023, 13:17

              I’m just waiting for prices to drop. Hasn’t happened much yet.

              8 Online
              8 Online
              89th
              wrote on 5 May 2023, 13:53 last edited by
              #6

              @jon-nyc said in I remember when 7% was good.:

              I’m just waiting for prices to drop. Hasn’t happened much yet.

              It's hard to see any prices drop, even with basic economics and demand decreasing.....don't tell my Econ 101 professor I said that. But houses, Big Macs, groceries... I just don't see the prices retracting to where they "should" be.

              G 1 Reply Last reply 5 May 2023, 14:03
              • 8 89th
                5 May 2023, 13:53

                @jon-nyc said in I remember when 7% was good.:

                I’m just waiting for prices to drop. Hasn’t happened much yet.

                It's hard to see any prices drop, even with basic economics and demand decreasing.....don't tell my Econ 101 professor I said that. But houses, Big Macs, groceries... I just don't see the prices retracting to where they "should" be.

                G Offline
                G Offline
                George K
                wrote on 5 May 2023, 14:03 last edited by
                #7

                @89th said in I remember when 7% was good.:

                I just don't see the prices retracting to where they "should" be.

                Over the long-ish term (5 years?), have housing prices ever dropped?

                "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                8 1 Reply Last reply 5 May 2023, 14:52
                • 8 Online
                  8 Online
                  89th
                  wrote on 5 May 2023, 14:50 last edited by
                  #8

                  fce453fd-bd37-49ab-b681-954b9cbf111f-image.png

                  1 Reply Last reply
                  • G George K
                    5 May 2023, 14:03

                    @89th said in I remember when 7% was good.:

                    I just don't see the prices retracting to where they "should" be.

                    Over the long-ish term (5 years?), have housing prices ever dropped?

                    8 Online
                    8 Online
                    89th
                    wrote on 5 May 2023, 14:52 last edited by
                    #9

                    @George-K I guess the only big time was after the 2007 housing crisis, and it looks like it's cooling down after the pandemic spike.

                    1 Reply Last reply
                    • J jon-nyc
                      5 May 2023, 13:17

                      I’m just waiting for prices to drop. Hasn’t happened much yet.

                      L Offline
                      L Offline
                      LuFins Dad
                      wrote on 5 May 2023, 17:12 last edited by
                      #10

                      @jon-nyc said in I remember when 7% was good.:

                      I’m just waiting for prices to drop. Hasn’t happened much yet.

                      I was planning on looking at a rental property investment next spring. Either a 3 bedroom condo down at Lucas’ school that would be rented out to students or a 4 season vacation house that could be rented out. I am thinking that those plans are changing.

                      The Brad

                      1 Reply Last reply
                      • J Offline
                        J Offline
                        Jolly
                        wrote on 5 May 2023, 18:33 last edited by Jolly 5 May 2023, 18:35
                        #11

                        Handy with a hammer?

                        Had a buddy who bought a house in the garden district within walking distance of LSU, for the purpose of renting out two bedrooms while his daughter lived in the third bedroom. House needed some TLC.

                        He went in and fixed a few small things on the outside, then painted the exterior. Next, he tackled the kitchen, repainting the walls,cabinets and laying builder's quality ceramic tile on the floor. That was followed by some bathroom work I don't think was too expensive. Don't know what he did in the front room, but I know he painted the bedrooms after doing some sheetrock repair and then had FHA carpet (it was faster and cheaper) laid down.

                        He sold the house after his daughter graduated. I don't think he made a huge profit, but his daughter's housing expenses in college were pretty low.

                        “Cry havoc and let slip the DOGE of war!”

                        Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

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