The big short
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@Copper Well, yeah. The entire insurance system is based on a health situation that doesn't include a pandemic. It's really delusional to think they'll be able to cover all of your care in addition to everyone else's.
So you think the number is whatever the buyer is willing to pay. If they aren't willing or able to cover your hospital stay, then, you're okay with not going and dying?
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@Horace Dead people can't work. That's why I think the best thing for the economy is to place public safety as paramount. But no I don't think that means shut things down.
Please love yourself.
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@Aqua-Letifer Paramount, priceless, choose your word. The bottom line is how much unhappiness are you willing to sow in exchange for lives.
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@Aqua-Letifer said in The big short:
@Copper Well, yeah. The entire insurance system is based on a health situation that doesn't include a pandemic. It's really delusional to think they'll be able to cover all of your care in addition to everyone else's.
So you think the number is whatever the buyer is willing to pay. If they aren't willing or able to cover your hospital stay, then, you're okay with not going and dying?
It's not really a matter of their willingness, they have committed to certain provisions.
I'm OK with them abiding by those conditions.
I am not OK with them not abiding by those conditions.
It is not delusional to expect them to pay to cover what they committed to cover.
I am not aware of insurance companies saying they won't honor commitments. Is this happening? I actually think I saw the opposite happening, I received an email from my insurance company saying they would cover expenses related to COVID. To be honest I didn't pay much attention to it. They may have been forced by the government to do this.
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When you have two sides that are worlds apart, it leaves all kinds of room in the middle for reasonable solutions.
Rather than snipe at each other, why not discuss what would seem reasonable to you?
By the way, I wish they would start qualifying statements such as “government mandated shutdowns”. Not everything is shutdown, many of the businesses that are shuttered did so voluntarily without Government mandates, and the government mandated stay at home orders have come from the state level, not the Federal.
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@Copper Still haven't shared your number.
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@LuFins-Dad said in The big short:
Rather than snipe at each other, why not discuss what would seem reasonable to you?
Restaurants have curbside pickup, delivery, and also double as grocery distributors. (They're already doing that last in my area.)
Retail stores do the same with curbside and online ordering. Strict limits on who can be in the store at any given time. Employees given sanitary equipment. (And really what they should be doing is tripling down on their online presence. Well-targeted Facebook and Instagram ads can be like printing money if done right.)
Offices stay remote. Because come on.
Maybe in warehouses, have a few more people on staff, not less, so that packages can be moved around through a zone system instead of every worker crossing paths with every other.
Ramp the hell out of sanitary wipe/hand sanitizer production, along with masks, and basically make it mandatory that companies provide these on-site.
So okay those are my stupid ideas. What are everyone else's?
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@Aqua-Letifer said in The big short:
@Copper Still haven't shared your number.
Yes, I did - a couple million dollars. It's right up there in my post 39 minutes ago.
I might be off by a million or 2.
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@Copper So let's say 2 million then to make it concrete. You're saying that they should pull the plug on you the moment they run over that number?
Please love yourself.
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@Aqua-Letifer said in The big short:
@Copper So let's say 2 million then to make it concrete. You're saying that they should pull the plug on you the moment they run over that number?
Yes.
What else would I do?
I guess I could start taking out loans that my family would have to repay. That would be a selfish thing to do .
I guess I could ask for handouts. Which I might take depending on any conditions attached.
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@Copper Maybe donate that money so that other people can live instead. If a handful of patients are just a few thousand short of keeping them alive, your 2 million would go a long way.
Please love yourself.
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@Aqua-Letifer said in The big short:
@Copper Maybe donate that money so that other people can live instead. If a handful of patients are just a few thousand short of keeping them alive, your 2 million would go a long way.
It's not my 2 million, it is money paid by the insurance company to cover my bills.
The federal government would be happy to buy the same insurance for you, or any other citizen, if you can't afford it. Check out healthcare.gov if you want some.
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@Copper I'm good, actually. But if it's the economy you're worried about, spending that much on one person who's no longer working sounds selfish and inefficient. It'd be a better use of resources to use your payments to save the life of someone who's still actually contributing to the economy, no?
Please love yourself.
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@Aqua-Letifer said in The big short:
@Copper I'm good, actually. But if it's the economy you're worried about, spending that much on one person who's no longer working sounds selfish and inefficient. It'd be a better use of resources to use your payments to save the life of someone who's still actually contributing to the economy, no?
Tell it to the death panel. I'm sure they would be happy to receive your petition to kill some old people.
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I’ll take it a little further in some regards and less in others. It’s about controlled risk. There have been a couple physicians videos that strike home about how easy it is to destroy with soap and water. You keep pushing this. We can be open. Just keep your distance and practice good hygiene...
Office Work - Say hello to the 2-3 day on site work week. Rotate staff so you never have more than 50% on site, the other half works from home that day. The rest is telecommute.
Non-Essential Retail - Limit the number of customers at one time, reduce hours and close on Sundays.
Schools - That will be the hard one...
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@LuFins-Dad Shouldn't there be some sort of graduated risk for those who pose a higher possibility of getting a serious case?
