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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. New home search

New home search

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  • M Away
    M Away
    Mik
    wrote on 26 Jun 2022, 21:18 last edited by
    #13

    This is getting to me. Last night I dreamed I was moving to Houston, but it was to promote and manage a rock band. MFR said it was OK.

    It's a weird mashup. My daughter was complaining about how rude the Black Crowes' team was at Wolftrap the other night. Apparently they had sent in an incorrect hospitality rider.

    "The intelligent man who is proud of his intelligence is like the condemned man who is proud of his large cell." Simone Weil

    1 Reply Last reply
    • H Offline
      H Offline
      Horace
      wrote on 26 Jun 2022, 23:54 last edited by
      #14

      Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

      Education is extremely important.

      G 1 Reply Last reply 27 Jun 2022, 00:07
      • H Horace
        26 Jun 2022, 23:54

        Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

        G Offline
        G Offline
        George K
        wrote on 27 Jun 2022, 00:07 last edited by
        #15

        @Horace said in New home search:

        Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

        So, IOW, you're done.

        "Now look here, you Baltic gas passer... " - Mik, 6/14/08

        The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

        H 1 Reply Last reply 27 Jun 2022, 00:08
        • G George K
          27 Jun 2022, 00:07

          @Horace said in New home search:

          Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

          So, IOW, you're done.

          H Offline
          H Offline
          Horace
          wrote on 27 Jun 2022, 00:08 last edited by
          #16

          @George-K said in New home search:

          @Horace said in New home search:

          Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

          So, IOW, you're done.

          YOLO

          Education is extremely important.

          8 1 Reply Last reply 27 Jun 2022, 02:15
          • J Offline
            J Offline
            Jolly
            wrote on 27 Jun 2022, 01:11 last edited by
            #17

            Happy wife, happy life.

            “Cry havoc and let slip the DOGE of war!”

            Those who cheered as J-6 American prisoners were locked in solitary for 18 months without trial, now suddenly fight tooth and nail for foreign terrorists’ "due process". — Buck Sexton

            1 Reply Last reply
            • H Horace
              27 Jun 2022, 00:08

              @George-K said in New home search:

              @Horace said in New home search:

              Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

              So, IOW, you're done.

              YOLO

              8 Offline
              8 Offline
              89th
              wrote on 27 Jun 2022, 02:15 last edited by
              #18

              @Horace said in New home search:

              @George-K said in New home search:

              @Horace said in New home search:

              Thanks all for the feedback. Mik, my wife said this was a dream house, so I assume that’s what she meant.

              So, IOW, you're done.

              YOLO

              YODO, too

              1 Reply Last reply
              • G Offline
                G Offline
                George K
                wrote on 29 Jun 2022, 11:25 last edited by
                #19

                Pro tip, @Horace,

                Don't buy this house.

                "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                1 Reply Last reply
                • T Offline
                  T Offline
                  taiwan_girl
                  wrote on 29 Jun 2022, 11:45 last edited by
                  #20

                  Is that TWO snakes???? :eek

                  1 Reply Last reply
                  • 8 Offline
                    8 Offline
                    89th
                    wrote on 29 Jun 2022, 12:37 last edited by
                    #21

                    Almost looked like an octopus

                    T 1 Reply Last reply 29 Jun 2022, 13:55
                    • 8 89th
                      29 Jun 2022, 12:37

                      Almost looked like an octopus

                      T Offline
                      T Offline
                      taiwan_girl
                      wrote on 29 Jun 2022, 13:55 last edited by
                      #22

                      @89th said in New home search:

                      Almost looked like an octopus

                      Ah okay! It is amazing how octopus can escape and fit into such small small places.

                      I have read that they are actually quite smart animals.

                      G 1 Reply Last reply 29 Jun 2022, 13:56
                      • T taiwan_girl
                        29 Jun 2022, 13:55

                        @89th said in New home search:

                        Almost looked like an octopus

                        Ah okay! It is amazing how octopus can escape and fit into such small small places.

                        I have read that they are actually quite smart animals.

                        G Offline
                        G Offline
                        George K
                        wrote on 29 Jun 2022, 13:56 last edited by George K
                        #23

                        @taiwan_girl said in New home search:

                        I have read that they are actually quite smart animals.

                        Wonderful book:

                        The Soul of an Octopus.

                        "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                        The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                        1 Reply Last reply
                        • H Offline
                          H Offline
                          Horace
                          wrote on 29 Jun 2022, 16:02 last edited by
                          #24

                          The tweet doesn't show for me.

                          Education is extremely important.

                          G 1 Reply Last reply 29 Jun 2022, 17:14
                          • H Horace
                            29 Jun 2022, 16:02

                            The tweet doesn't show for me.

                            G Offline
                            G Offline
                            George K
                            wrote on 29 Jun 2022, 17:14 last edited by
                            #25

                            @Horace said in New home search:

                            The tweet doesn't show for me.

                            Not showing for me either now. Looks like it's been taken down.

                            "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                            The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                            H 1 Reply Last reply 29 Jun 2022, 17:17
                            • G George K
                              29 Jun 2022, 17:14

                              @Horace said in New home search:

                              The tweet doesn't show for me.

                              Not showing for me either now. Looks like it's been taken down.

                              H Offline
                              H Offline
                              Horace
                              wrote on 29 Jun 2022, 17:17 last edited by
                              #26

                              @George-K said in New home search:

                              @Horace said in New home search:

                              The tweet doesn't show for me.

                              Not showing for me either now. Looks like it's been taken down.

                              I just want you to know that I probably would have been pleased by the tweet, and may even have loled. In fact, I think I will proffer this now. Lol. Thank you sir.

                              Education is extremely important.

                              1 Reply Last reply
                              • H Offline
                                H Offline
                                Horace
                                wrote on 13 Jul 2022, 17:55 last edited by
                                #27

                                Got a chilling email from our selling agent this morning that the bottom is dropping out of our market, and just in the three weeks since we initially contacted her, she's advising to lower the asking price by 5%. Seems like a bad time to make this move. We'd save more every couple months, sticking to our current mortgage, than we'd lose for backing out of the Houston contract. We'll see what, if any, offers we get on this place. I've always known that financially this is an indefensible move, but it's becoming more and more ridiculous if prices continue to drop and we sell low and buy high. By any objective "affordability" metric we can afford it regardless, but the principle of the thing grates if you feel like your timing was godawful.

                                Education is extremely important.

                                8 CopperC 2 Replies Last reply 13 Jul 2022, 18:06
                                • Catseye3C Offline
                                  Catseye3C Offline
                                  Catseye3
                                  wrote on 13 Jul 2022, 18:03 last edited by
                                  #28

                                  I am unable to see the octopus house that George posted.

                                  Success is measured by your discipline and inner peace. – Mike Ditka

                                  1 Reply Last reply
                                  • H Horace
                                    13 Jul 2022, 17:55

                                    Got a chilling email from our selling agent this morning that the bottom is dropping out of our market, and just in the three weeks since we initially contacted her, she's advising to lower the asking price by 5%. Seems like a bad time to make this move. We'd save more every couple months, sticking to our current mortgage, than we'd lose for backing out of the Houston contract. We'll see what, if any, offers we get on this place. I've always known that financially this is an indefensible move, but it's becoming more and more ridiculous if prices continue to drop and we sell low and buy high. By any objective "affordability" metric we can afford it regardless, but the principle of the thing grates if you feel like your timing was godawful.

                                    8 Offline
                                    8 Offline
                                    89th
                                    wrote on 13 Jul 2022, 18:06 last edited by
                                    #29

                                    @Horace said in New home search:

                                    Got a chilling email from our selling agent this morning that the bottom is dropping out of our market, and just in the three weeks since we initially contacted her, she's advising to lower the asking price by 5%. Seems like a bad time to make this move. We'd save more every couple months, sticking to our current mortgage, than we'd lose for backing out of the Houston contract. We'll see what, if any, offers we get on this place. I've always known that financially this is an indefensible move, but it's becoming more and more ridiculous if prices continue to drop and we sell low and buy high. By any objective "affordability" metric we can afford it regardless, but the principle of the thing grates if you feel like your timing was godawful.

                                    Are you impacted by the rising interest rates on your buying end? That would make it harder and harder to buy (hence the whole point of the fed...to STOP being from buying). Otherwise you are right, with one exception... if you plan on living in the new house for a while, then I would prioritize any housing/location benefits over the financial timing. But that's just me... you're only on this earth for so long.

                                    H 1 Reply Last reply 13 Jul 2022, 18:14
                                    • 8 89th
                                      13 Jul 2022, 18:06

                                      @Horace said in New home search:

                                      Got a chilling email from our selling agent this morning that the bottom is dropping out of our market, and just in the three weeks since we initially contacted her, she's advising to lower the asking price by 5%. Seems like a bad time to make this move. We'd save more every couple months, sticking to our current mortgage, than we'd lose for backing out of the Houston contract. We'll see what, if any, offers we get on this place. I've always known that financially this is an indefensible move, but it's becoming more and more ridiculous if prices continue to drop and we sell low and buy high. By any objective "affordability" metric we can afford it regardless, but the principle of the thing grates if you feel like your timing was godawful.

                                      Are you impacted by the rising interest rates on your buying end? That would make it harder and harder to buy (hence the whole point of the fed...to STOP being from buying). Otherwise you are right, with one exception... if you plan on living in the new house for a while, then I would prioritize any housing/location benefits over the financial timing. But that's just me... you're only on this earth for so long.

                                      H Offline
                                      H Offline
                                      Horace
                                      wrote on 13 Jul 2022, 18:14 last edited by Horace
                                      #30

                                      @89th said in New home search:

                                      @Horace said in New home search:

                                      Got a chilling email from our selling agent this morning that the bottom is dropping out of our market, and just in the three weeks since we initially contacted her, she's advising to lower the asking price by 5%. Seems like a bad time to make this move. We'd save more every couple months, sticking to our current mortgage, than we'd lose for backing out of the Houston contract. We'll see what, if any, offers we get on this place. I've always known that financially this is an indefensible move, but it's becoming more and more ridiculous if prices continue to drop and we sell low and buy high. By any objective "affordability" metric we can afford it regardless, but the principle of the thing grates if you feel like your timing was godawful.

                                      Are you impacted by the rising interest rates on your buying end? That would make it harder and harder to buy (hence the whole point of the fed...to STOP being from buying). Otherwise you are right, with one exception... if you plan on living in the new house for a while, then I would prioritize any housing/location benefits over the financial timing. But that's just me... you're only on this earth for so long.

                                      I planned on getting a mortgage for the new place, yes. Even at 5% interest, I think the stock market will out-return that, so I don't see the point of putting down more cash than is necessary.

                                      I agree YOLO, but those days are made slightly less happy if you have buyer's remorse hanging over you.

                                      Education is extremely important.

                                      1 Reply Last reply
                                      • H Horace
                                        13 Jul 2022, 17:55

                                        Got a chilling email from our selling agent this morning that the bottom is dropping out of our market, and just in the three weeks since we initially contacted her, she's advising to lower the asking price by 5%. Seems like a bad time to make this move. We'd save more every couple months, sticking to our current mortgage, than we'd lose for backing out of the Houston contract. We'll see what, if any, offers we get on this place. I've always known that financially this is an indefensible move, but it's becoming more and more ridiculous if prices continue to drop and we sell low and buy high. By any objective "affordability" metric we can afford it regardless, but the principle of the thing grates if you feel like your timing was godawful.

                                        CopperC Offline
                                        CopperC Offline
                                        Copper
                                        wrote on 13 Jul 2022, 18:23 last edited by
                                        #31

                                        @Horace said in New home search:

                                        she's advising to lower the asking price by 5%

                                        Dig your heels in

                                        Let her know, the next step is not a lower price, the next step is a new agent.

                                        If she wants a lower price, let the difference come out of her commission.

                                        That's how I got my house sold. Our buyer decided to lower his offer at the last minute. I said no way. Both the buying and selling agents knew they were about to lose the deal. So, to avoid getting nothing, they used their commissions to cover the difference between ask and offer.

                                        1 Reply Last reply
                                        • H Offline
                                          H Offline
                                          Horace
                                          wrote on 13 Jul 2022, 18:27 last edited by
                                          #32

                                          She has no control over the offers we will get. The price swings I’m being informed of, compared to what we were hoping for a few weeks ago, would wipe out the buyer and seller commissions entirely.

                                          Education is extremely important.

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