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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Auto insurance has to be a good business right now

Auto insurance has to be a good business right now

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  • M Offline
    M Offline
    mark
    wrote on 11 Apr 2020, 14:27 last edited by
    #13

    Good! Maybe they will go out of business.

    1 Reply Last reply
    • M Offline
      M Offline
      Mik
      wrote on 11 Apr 2020, 14:36 last edited by
      #14

      State Farm is giving us a 25% refund on our three auto policies.

      “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

      1 Reply Last reply
      • L Offline
        L Offline
        LuFins Dad
        wrote on 11 Apr 2020, 14:41 last edited by
        #15

        I haven’t seen anything from State Farm yet.

        The Brad

        1 Reply Last reply
        • G Offline
          G Offline
          George K
          wrote on 28 Apr 2020, 14:18 last edited by
          #16

          Got some cash in my checking account from Allstate last night.

          "Now look here, you Baltic gas passer... " - Mik, 6/14/08

          The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

          1 Reply Last reply
          • H Offline
            H Offline
            Horace
            wrote on 28 Apr 2020, 14:35 last edited by
            #17

            I'm totally pillaging my health insurance this year. I hit my deductible so now it's game on. Blue cross blue shield can suck on that MRI bill.

            Education is extremely important.

            1 Reply Last reply
            • I Offline
              I Offline
              Ivorythumper
              wrote on 28 Apr 2020, 14:46 last edited by
              #18

              I'd guess the life insurance companies are going to be hurting...

              L 1 Reply Last reply 28 Apr 2020, 15:24
              • I Ivorythumper
                28 Apr 2020, 14:46

                I'd guess the life insurance companies are going to be hurting...

                L Offline
                L Offline
                LuFins Dad
                wrote on 28 Apr 2020, 15:24 last edited by
                #19

                @Ivorythumper Why so? There are fewer accidental deaths and crime related deaths right now, which disproportionately effects the young, which normally mean larger payouts and ahead of schedule. At the same time while there is an increase of the number of deaths, I am finding it difficult to find how many people died last week vs. how many died the same week last year... But I’m sure that the COVID-19 deaths aren’t completely on top of the normal death toll.

                In addition, as already touched on, this is disproportionately affecting older people, many of whom carry only modest policies or no policy and in many cases, it’s only moving the payoff up by several months. We’ve all seen the story where some doctor estimated that 90% of his patients that died of this crap would have died anyway over the next year. So instead of August, it’s April.

                Finally, how many people just increased or opened policies? My bet is far more than what is typical.

                The Brad

                I 1 Reply Last reply 28 Apr 2020, 17:37
                • H Offline
                  H Offline
                  Horace
                  wrote on 28 Apr 2020, 15:28 last edited by
                  #20

                  I wonder if the cost of life insurance has spiked because of this.

                  Education is extremely important.

                  1 Reply Last reply
                  • H Offline
                    H Offline
                    Horace
                    wrote on 28 Apr 2020, 15:34 last edited by Horace
                    #21

                    Education is extremely important.

                    1 Reply Last reply
                    • J Offline
                      J Offline
                      jon-nyc
                      wrote on 28 Apr 2020, 17:03 last edited by
                      #22

                      Death toll 60% higher than thought based on excess deaths? Wow.

                      They’ll end up, after a lot of drama, with the same formula they use every time they have a trifecta: take away health care and food assistance from low income families and use the money to fund tax cuts for their donors.

                      L 2 Replies Last reply 28 Apr 2020, 18:46
                      • D Offline
                        D Offline
                        Doctor Phibes
                        wrote on 28 Apr 2020, 17:20 last edited by
                        #23

                        I'm waiting to see what Fox News says about these figures before dismissing them out of hand.

                        I was only joking

                        G 1 Reply Last reply 28 Apr 2020, 17:22
                        • D Doctor Phibes
                          28 Apr 2020, 17:20

                          I'm waiting to see what Fox News says about these figures before dismissing them out of hand.

                          G Offline
                          G Offline
                          George K
                          wrote on 28 Apr 2020, 17:22 last edited by
                          #24

                          @Doctor-Phibes said in Auto insurance has to be a good business right now:

                          I'm waiting to see what Fox News says about these figures before dismissing them out of hand.

                          Perhaps they can get some advice from Mayor De Blasio as to what to say?

                          "Now look here, you Baltic gas passer... " - Mik, 6/14/08

                          The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

                          D 1 Reply Last reply 28 Apr 2020, 17:24
                          • H Offline
                            H Offline
                            Horace
                            wrote on 28 Apr 2020, 17:24 last edited by
                            #25

                            The only people who ever talk about or admit to following MSM sources are people hate-watching or hate-listening.

                            Education is extremely important.

                            1 Reply Last reply
                            • G George K
                              28 Apr 2020, 17:22

                              @Doctor-Phibes said in Auto insurance has to be a good business right now:

                              I'm waiting to see what Fox News says about these figures before dismissing them out of hand.

                              Perhaps they can get some advice from Mayor De Blasio as to what to say?

                              D Offline
                              D Offline
                              Doctor Phibes
                              wrote on 28 Apr 2020, 17:24 last edited by Doctor Phibes
                              #26

                              @George-K said in Auto insurance has to be a good business right now:

                              @Doctor-Phibes said in Auto insurance has to be a good business right now:

                              I'm waiting to see what Fox News says about these figures before dismissing them out of hand.

                              Perhaps they can get some advice from Mayor De Blasio as to what to say?

                              I doubt they'd feel the need to stoop to interviewing Democrats with so many Republicans available to bolster their bullshit.

                              You chaps all sound the same to me, of course.

                              I was only joking

                              1 Reply Last reply
                              • L LuFins Dad
                                28 Apr 2020, 15:24

                                @Ivorythumper Why so? There are fewer accidental deaths and crime related deaths right now, which disproportionately effects the young, which normally mean larger payouts and ahead of schedule. At the same time while there is an increase of the number of deaths, I am finding it difficult to find how many people died last week vs. how many died the same week last year... But I’m sure that the COVID-19 deaths aren’t completely on top of the normal death toll.

                                In addition, as already touched on, this is disproportionately affecting older people, many of whom carry only modest policies or no policy and in many cases, it’s only moving the payoff up by several months. We’ve all seen the story where some doctor estimated that 90% of his patients that died of this crap would have died anyway over the next year. So instead of August, it’s April.

                                Finally, how many people just increased or opened policies? My bet is far more than what is typical.

                                I Offline
                                I Offline
                                Ivorythumper
                                wrote on 28 Apr 2020, 17:37 last edited by
                                #27

                                @LuFins-Dad You might well be right about the life insurance losses.

                                1 Reply Last reply
                                • D Offline
                                  D Offline
                                  Doctor Phibes
                                  wrote on 28 Apr 2020, 17:55 last edited by Doctor Phibes
                                  #28

                                  Edit - never mind...

                                  I was only joking

                                  1 Reply Last reply
                                  • J jon-nyc
                                    28 Apr 2020, 17:03

                                    Death toll 60% higher than thought based on excess deaths? Wow.

                                    L Offline
                                    L Offline
                                    LuFins Dad
                                    wrote on 28 Apr 2020, 18:46 last edited by
                                    #29

                                    @jon-nyc said in Auto insurance has to be a good business right now:

                                    Death toll 60% higher than thought based on excess deaths? Wow.

                                    Where are you seeing that? Is it in the thread of replies?

                                    The Brad

                                    1 Reply Last reply
                                    • J Offline
                                      J Offline
                                      jon-nyc
                                      wrote on 28 Apr 2020, 18:47 last edited by
                                      #30

                                      The article he linked.

                                      They’ll end up, after a lot of drama, with the same formula they use every time they have a trifecta: take away health care and food assistance from low income families and use the money to fund tax cuts for their donors.

                                      1 Reply Last reply
                                      • J Offline
                                        J Offline
                                        jon-nyc
                                        wrote on 28 Apr 2020, 18:47 last edited by
                                        #31

                                        Written by tweet author

                                        They’ll end up, after a lot of drama, with the same formula they use every time they have a trifecta: take away health care and food assistance from low income families and use the money to fund tax cuts for their donors.

                                        1 Reply Last reply
                                        • J jon-nyc
                                          28 Apr 2020, 17:03

                                          Death toll 60% higher than thought based on excess deaths? Wow.

                                          L Offline
                                          L Offline
                                          LuFins Dad
                                          wrote on 28 Apr 2020, 18:49 last edited by
                                          #32

                                          @jon-nyc Never mind, I saw the link to the articles.

                                          The Brad

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