Medicare Part D
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Neither my wife nor I have used any prescription drugs for many years.
So I haven't bought any Part D coverage.
The longer I wait to buy Part D the higher penalty I will have to pay - forever.
What is the calculation to figure out when to buy this?
I guess it's just a roll of the dice. If I need drugs I'm out of luck.
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What Jolly said. You’re old enough to have outgrown the feeling of ‘but those health issues I hear others talk about will never happen to me’.