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The New Coffee Room

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  3. Maybe this person can explain how tariffs increase prosperity

Maybe this person can explain how tariffs increase prosperity

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  • D Doctor Phibes
    14 May 2025, 15:04

    @Horace said in Maybe this person can explain how tariffs increase prosperity:

    She's actually a real estate agent who uses that neighborhood facebook page for lots of her networking and advertising.

    She's not the same person that had those fake massive hooters and got into a big redneck-style argument over something or other I can't remember, is she?

    H Online
    H Online
    Horace
    wrote on 14 May 2025, 15:20 last edited by
    #9

    @Doctor-Phibes said in Maybe this person can explain how tariffs increase prosperity:

    @Horace said in Maybe this person can explain how tariffs increase prosperity:

    She's actually a real estate agent who uses that neighborhood facebook page for lots of her networking and advertising.

    She's not the same person that had those fake massive hooters and got into a big redneck-style argument over something or other I can't remember, is she?

    Nope.

    Education is extremely important.

    1 Reply Last reply
    • B Offline
      B Offline
      blondie
      wrote on 14 May 2025, 15:33 last edited by
      #10

      Duh! :blondie smacks her head: .. that kind of pool . I do feel rather stupid now.

      L 1 Reply Last reply 14 May 2025, 15:45
      • B blondie
        14 May 2025, 15:33

        Duh! :blondie smacks her head: .. that kind of pool . I do feel rather stupid now.

        L Offline
        L Offline
        LuFins Dad
        wrote on 14 May 2025, 15:45 last edited by
        #11

        @blondie said in Maybe this person can explain how tariffs increase prosperity:

        Duh! :blondie smacks her head: .. that kind of pool . I do feel rather stupid now.

        Think of it as an outdoor skating rink that thawed. Permanently.

        The Brad

        1 Reply Last reply
        • H Horace
          14 May 2025, 14:07

          @LuFins-Dad said in Maybe this person can explain how tariffs increase prosperity:

          The fascinating part? That person’s likely an executive with some sort m of decision making.responsibility…

          She's actually a real estate agent who uses that neighborhood facebook page for lots of her networking and advertising. I guess her clients are told the story of the easy no-loan pool that you pay for over time, but definitely without a loan.

          L Offline
          L Offline
          LuFins Dad
          wrote on 14 May 2025, 15:47 last edited by
          #12

          @Horace said in Maybe this person can explain how tariffs increase prosperity:

          @LuFins-Dad said in Maybe this person can explain how tariffs increase prosperity:

          The fascinating part? That person’s likely an executive with some sort m of decision making.responsibility…

          She's actually a real estate agent who uses that neighborhood facebook page for lots of her networking and advertising. I guess her clients are told the story of the easy no-loan pool that you pay for over time, but definitely without a loan.

          Oh, so not in a career that needs to understand the nature of lenders, collateral, and payments. Got it.

          The Brad

          H 1 Reply Last reply 14 May 2025, 16:59
          • L LuFins Dad
            14 May 2025, 15:47

            @Horace said in Maybe this person can explain how tariffs increase prosperity:

            @LuFins-Dad said in Maybe this person can explain how tariffs increase prosperity:

            The fascinating part? That person’s likely an executive with some sort m of decision making.responsibility…

            She's actually a real estate agent who uses that neighborhood facebook page for lots of her networking and advertising. I guess her clients are told the story of the easy no-loan pool that you pay for over time, but definitely without a loan.

            Oh, so not in a career that needs to understand the nature of lenders, collateral, and payments. Got it.

            H Online
            H Online
            Horace
            wrote on 14 May 2025, 16:59 last edited by
            #13

            @LuFins-Dad said in Maybe this person can explain how tariffs increase prosperity:

            @Horace said in Maybe this person can explain how tariffs increase prosperity:

            @LuFins-Dad said in Maybe this person can explain how tariffs increase prosperity:

            The fascinating part? That person’s likely an executive with some sort m of decision making.responsibility…

            She's actually a real estate agent who uses that neighborhood facebook page for lots of her networking and advertising. I guess her clients are told the story of the easy no-loan pool that you pay for over time, but definitely without a loan.

            Oh, so not in a career that needs to understand the nature of lenders, collateral, and payments. Got it.

            I guess she mostly understands stories she can tell to convince people to sign contracts that tie them to things such as lenders, collateral, and payments. But those things are nuisances to her stories, and she probably doesn't talk or think about them much.

            Education is extremely important.

            1 Reply Last reply
            • H Online
              H Online
              Horace
              wrote on 14 May 2025, 21:58 last edited by
              #14

              In other parts of the thread, people are talking about how they financed their own pool. One borrowed most, and raided their retirement savings for a downpayment. I guess they really like pools.

              Education is extremely important.

              1 Reply Last reply
              • J Offline
                J Offline
                jon-nyc
                wrote on 14 May 2025, 22:11 last edited by
                #15

                At least they can use them most of the year. What I don’t get is people who put them in up here.

                Thank you for your attention to this matter.

                M 1 Reply Last reply 15 May 2025, 20:27
                • J jon-nyc
                  14 May 2025, 14:17

                  Reminds me of Murabaha, aka Islamic Finance. The bank purchases an asset and sells it to the client at a markup, paid in installments, but it's definitely not a loan. Because that would be forbidden.

                  At CS our Emerging Markets Fixed income desk had a Murabaha trading book.

                  H Online
                  H Online
                  Horace
                  wrote on 15 May 2025, 17:47 last edited by
                  #16

                  @jon-nyc said in Maybe this person can explain how tariffs increase prosperity:

                  Reminds me of Murabaha, aka Islamic Finance. The bank purchases an asset and sells it to the client at a markup, paid in installments, but it's definitely not a loan. Because that would be forbidden.

                  At CS our Emerging Markets Fixed income desk had a Murabaha trading book.

                  My chase credit card has a "pay over time" program available for every purchase over $100. There's no "loan", or "interest", but the payments add up to more than the original price, because of "fees". Those fees are 5.5%, if paid off over a year.

                  Education is extremely important.

                  M 1 Reply Last reply 15 May 2025, 20:28
                  • J jon-nyc
                    14 May 2025, 22:11

                    At least they can use them most of the year. What I don’t get is people who put them in up here.

                    M Away
                    M Away
                    Mik
                    wrote on 15 May 2025, 20:27 last edited by
                    #17

                    @jon-nyc said in Maybe this person can explain how tariffs increase prosperity:

                    At least they can use them most of the year. What I don’t get is people who put them in up here.

                    An expensive three weeks for sure.

                    "The intelligent man who is proud of his intelligence is like the condemned man who is proud of his large cell." Simone Weil

                    J 1 Reply Last reply 15 May 2025, 20:59
                    • H Horace
                      15 May 2025, 17:47

                      @jon-nyc said in Maybe this person can explain how tariffs increase prosperity:

                      Reminds me of Murabaha, aka Islamic Finance. The bank purchases an asset and sells it to the client at a markup, paid in installments, but it's definitely not a loan. Because that would be forbidden.

                      At CS our Emerging Markets Fixed income desk had a Murabaha trading book.

                      My chase credit card has a "pay over time" program available for every purchase over $100. There's no "loan", or "interest", but the payments add up to more than the original price, because of "fees". Those fees are 5.5%, if paid off over a year.

                      M Away
                      M Away
                      Mik
                      wrote on 15 May 2025, 20:28 last edited by
                      #18

                      @Horace said in Maybe this person can explain how tariffs increase prosperity:

                      My chase credit card has a "pay over time" program available for every purchase over $100. There's no "loan", or "interest", but the payments add up to more than the original price, because of "fees". Those fees are 5.5%, if paid off over a year.

                      Yeah, we have pretty hefty credit card bills because pretty much everything goes on them, so they're always offering these options to us.

                      No thanks. If you can't pay it off at the end of the month you can't afford it.

                      "The intelligent man who is proud of his intelligence is like the condemned man who is proud of his large cell." Simone Weil

                      1 Reply Last reply
                      • M Mik
                        15 May 2025, 20:27

                        @jon-nyc said in Maybe this person can explain how tariffs increase prosperity:

                        At least they can use them most of the year. What I don’t get is people who put them in up here.

                        An expensive three weeks for sure.

                        J Offline
                        J Offline
                        jon-nyc
                        wrote on 15 May 2025, 20:59 last edited by
                        #19

                        @Mik said in Maybe this person can explain how tariffs increase prosperity:

                        @jon-nyc said in Maybe this person can explain how tariffs increase prosperity:

                        At least they can use them most of the year. What I don’t get is people who put them in up here.

                        An expensive three weeks for sure.

                        When we were moving up here 12 years ago, the realtor showed me a house with a pool. I said I wasn’t interested because I had to pay for it three times. Once in the purchase price, once to get it filled in, and again with higher taxes that come with the pool.

                        Thank you for your attention to this matter.

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