"I fought PayPal, and I won"
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https://jessesingal.substack.com/p/i-fought-the-paypal-and-i-won
tl;dr version
The EULA of PayPal stipulates that if you dispute a suspension, you have the right to arbitration. And PAYPAL will cover the costs of ALL arbitrators. This guy did just that, "I want arbitration."
And got his $17.00 unfrozen.