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The New Coffee Room

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  3. GEICO has you covered -- $5.2MM for getting an STD

GEICO has you covered -- $5.2MM for getting an STD

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  • I Offline
    I Offline
    Ivorythumper
    wrote on 10 Jun 2022, 23:37 last edited by
    #1

    An interesting precedent...

    1 Reply Last reply
    • A Offline
      A Offline
      Axtremus
      wrote on 10 Jun 2022, 23:41 last edited by
      #2

      Interesting indeed.

      1 Reply Last reply
      • L Offline
        L Offline
        LuFins Dad
        wrote on 11 Jun 2022, 00:06 last edited by
        #3

        Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits. Huge screwup by their lawyers, but not something that sets a precedent for every teenager at Makeout Point…

        The Brad

        I K 2 Replies Last reply 11 Jun 2022, 03:07
        • G Offline
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          George K
          wrote on 11 Jun 2022, 00:13 last edited by
          #4

          I think I read something about this coming down in the plaintiff's favor was that GEICO agreed to arbitration, and when it went south for them, they decided to re-litigate.

          "Now look here, you Baltic gas passer... " - Mik, 6/14/08

          The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.

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          • L LuFins Dad
            11 Jun 2022, 00:06

            Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits. Huge screwup by their lawyers, but not something that sets a precedent for every teenager at Makeout Point…

            I Offline
            I Offline
            Ivorythumper
            wrote on 11 Jun 2022, 03:07 last edited by
            #5

            @LuFins-Dad said in GEICO has you covered -- $5.2MM for getting an STD:

            Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits. Huge screwup by their lawyers, but not something that sets a precedent for every teenager at Makeout Point…

            Yes, that's the correct reading... I just think it would be hilarious to sue insurance companies for any damage that occurs in the vehicles they insure, including child support.

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            • L LuFins Dad
              11 Jun 2022, 00:06

              Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits. Huge screwup by their lawyers, but not something that sets a precedent for every teenager at Makeout Point…

              K Offline
              K Offline
              Klaus
              wrote on 11 Jun 2022, 08:45 last edited by
              #6

              @LuFins-Dad said in GEICO has you covered -- $5.2MM for getting an STD:

              Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits.

              So many double negations… could somebody translate that into plain English?

              L 1 Reply Last reply 11 Jun 2022, 15:12
              • K Klaus referenced this topic on 11 Jun 2022, 13:06
              • K Klaus
                11 Jun 2022, 08:45

                @LuFins-Dad said in GEICO has you covered -- $5.2MM for getting an STD:

                Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits.

                So many double negations… could somebody translate that into plain English?

                L Offline
                L Offline
                LuFins Dad
                wrote on 11 Jun 2022, 15:12 last edited by
                #7

                @Klaus said in GEICO has you covered -- $5.2MM for getting an STD:

                @LuFins-Dad said in GEICO has you covered -- $5.2MM for getting an STD:

                Not really. It seems that the mistake was in Geico’s defense of denying coverage, not of denying the claim on the merits.

                So many double negations… could somebody translate that into plain English?

                Geico didn't have to pay because the woman got HPV, they had to pay because in their defense they said the guy didn't have Geico coverage when he did. They also made a mistake in going to arbitration, which limits their ability to appeal. The precedent set wasn't "get an STD in a car and the car insurance will have to pay out", the precedent was "Don't hire bad lawyers".

                The Brad

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                • K Offline
                  K Offline
                  Klaus
                  wrote on 11 Jun 2022, 16:49 last edited by
                  #8

                  OK, thanks. I'm still not sure I understand it 100%...

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