Student loans
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@jon-nyc said in Student loans:
The median tax dollar does not come from working class folks.
Want to bet? Median household annual income tax paid is $15K, with a Median effective income tax rate of 13.9%. That puts the median tax follar coming from households making roughly $105,000, smack dab in the middle of Joe the Plumbee territory…
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@doctor-phibes said in Student loans:
@george-k said in Student loans:
I’m 32 years old now,” the congresswoman said. “I have over $17,000 in student loan debt
I owe about that on my car.
This is unacceptable.
And your car depreciates over time.
But then, so do some people’s brains.
“Little by little I am learning the art of being quite content by doing very little slowly” ~ Lionel Hardcastle
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"Now look here, you Baltic gas passer... " - Mik, 6/14/08
The saying, "Lite is just one damn thing after another," is a gross understatement. The damn things overlap.
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@lufins-dad said in Student loans:
@jon-nyc said in Student loans:
The median tax dollar does not come from working class folks.
Want to bet? Median household annual income tax paid is $15K, with a Median effective income tax rate of 13.9%. That puts the median tax follar coming from households making roughly $105,000, smack dab in the middle of Joe the Plumbee territory…
According to the chart in this article, 40% of taxes are paid by the top 5% of earners. Median tax dollar wouldn't be far behind that, probably paid by a 93%er or so.
https://nymag.com/intelligencer/article/fact-check-richest-1-dont-pay-40-of-the-taxes.html
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Student loan forgiveness program expanded:
Basic requirement seems to be (1) work a public service job, and (2) have made payments for 10 years … then the rest of your student loan may be forgiven. Recent changes seem to have relaxed the rules that determine which jobs count as public service jobs. According to the article: “ … jobs are considered public service based on who your employer is, not based on your job title.”
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@Axtremus said in Student loans:
Student loan forgiveness program expanded:
Basic requirement seems to be (1) work a public service job, and (2) have made payments for 10 years … then the rest of your student loan may be forgiven. Recent changes seem to have relaxed the rules that determine which jobs count as public service jobs. According to the article: “ … jobs are considered public service based on who your employer is, not based on your job title.”
More incentive to work a government job, as if pensions weren't enough?
"Public service" is of course a misnomer if it's supposed to mean anything in comparison to the private sector. But I suppose it takes a basic understanding of capitalism to understand how the private sector is a public service. Basic understandings of capitalism are in short supply these days.
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"public service" sounds so much better than "government job"
My dad worked for the government pretty much his whole working life, but I don't think he saw it as 'service'. Terrible salary, great pension.
Proud supporter of Plan 2525. Everything you think, do and say will be in the pill you took today.
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@Doctor-Phibes said in Student loans:
"public service" sounds so much better than "government job"
My dad worked for the government pretty much his whole working life, but I don't think he saw it as 'service'. Terrible salary, great pension.
How much more would he have made in the private sector for doing what he did? Assuming the private sector had such jobs.
Education is extremely important.
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@Horace said in Student loans:
@Doctor-Phibes said in Student loans:
"public service" sounds so much better than "government job"
My dad worked for the government pretty much his whole working life, but I don't think he saw it as 'service'. Terrible salary, great pension.
How much more would he have made in the private sector for doing what he did? Assuming the private sector had such jobs.
It's hard to say. He absolutely loved his job. He worked for the Atomic Energy Authority as a research scientist. He was a very smart guy, but I'm not sure he'd have suited the commercial sector.
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"My pronouns are FA/FO." - Mik, 2024
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@Doctor-Phibes said in Student loans:
"public service" sounds so much better than "government job"
My dad worked for the government pretty much his whole working life, but I don't think he saw it as 'service'. Terrible salary, great pension.
Middlin' salary, good pension.
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@Larry said in Student loans:
I paid my own way through college. I worked. When i graduated I owed nothing.
I had scholarships, grants, and fellowships pay for all my degrees (except for about $8K in student loans for my undergrad). I got lucky, and doubt I could do it again...
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@Larry said in Student loans:
I paid my own way through college. I worked. When i graduated I owed nothing.
I did that for undergrad in Canada (well partially, I had a few thousand in loans). Unless you get a full scholarship - that seems impossible for many schools in the U.S. now (The sticker price is $200K for many undergrad and professional degrees)
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My parents paid for three state college 4 year degrees. They were comfortable but not well off. No way the equivalent position could do that today unless they were crazy savers most of their lives.
