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The New Coffee Room

  1. TNCR
  2. General Discussion
  3. Make the Unvaccinated Pay!

Make the Unvaccinated Pay!

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  • A Away
    A Away
    Axtremus
    wrote on 10 Aug 2021, 12:55 last edited by
    #1

    https://www.usatoday.com/money/2021/08/10/vaccine-mandates-tyson-foods-united-airlines-cnn/5514589001/

    "Some employers aren’t ready to impose mandates but may still penalize workers for not getting vaccinated, possibly by requiring them to pay an insurance surcharge costing several hundred dollars a year."

    1 Reply Last reply
    • L Offline
      L Offline
      LuFins Dad
      wrote on 10 Aug 2021, 13:10 last edited by
      #2

      👍 👏 I am all for making the unvaccinated pay higher insurance rates! These are the type of legitimate steps that can and should be taken. Not just a couple hundred dollars, either… Think smoker premiums…

      I also would like to see them do away with the free vaccinations for adults. If you are going to get the shot post September 1, expect to pay…

      The Brad

      1 Reply Last reply
      • A Away
        A Away
        Axtremus
        wrote on 26 Aug 2021, 02:19 last edited by
        #3

        https://news.delta.com/ed-bastian-memo-covid-19-update

        Delta airlines announced various measures that penalize the employees who refuse to get vaccinated, including charging them an extra $200/month each on their healthcare insurance premiums starting in November, and refusing to extend “COVID pay protection” (whatever that is) to the unvaccinated.

        L 1 Reply Last reply 26 Aug 2021, 02:33
        • A Axtremus
          26 Aug 2021, 02:19

          https://news.delta.com/ed-bastian-memo-covid-19-update

          Delta airlines announced various measures that penalize the employees who refuse to get vaccinated, including charging them an extra $200/month each on their healthcare insurance premiums starting in November, and refusing to extend “COVID pay protection” (whatever that is) to the unvaccinated.

          L Offline
          L Offline
          LuFins Dad
          wrote on 26 Aug 2021, 02:33 last edited by
          #4

          @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

          Again, no problem, though $2400 a year seems high.

          I am curious as to how the unions respond.

          The Brad

          L 1 Reply Last reply 26 Aug 2021, 03:01
          • L LuFins Dad
            26 Aug 2021, 02:33

            @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

            Again, no problem, though $2400 a year seems high.

            I am curious as to how the unions respond.

            L Offline
            L Offline
            Loki
            wrote on 26 Aug 2021, 03:01 last edited by
            #5

            @lufins-dad said in Make the Unvaccinated Pay!:

            @axtremus already posted. Covid Pay Protection means they pay you while you are in quarantine if you have COVID or been in close contact.

            Again, no problem, though $2400 a year seems high.

            I am curious as to how the unions respond.

            It’s a win over mandated vaccines. That door could be opened wide in a dispute.

            1 Reply Last reply
            • A Away
              A Away
              Axtremus
              wrote on 27 Aug 2021, 14:48 last edited by
              #6

              https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

              Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

              L 1 Reply Last reply 27 Aug 2021, 14:50
              • A Axtremus
                27 Aug 2021, 14:48

                https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

                L Offline
                L Offline
                LuFins Dad
                wrote on 27 Aug 2021, 14:50 last edited by
                #7

                @axtremus said in Make the Unvaccinated Pay!:

                https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                Insurance companies to require cost sharing from the unvaccinated for their COVID-19 treatments.

                Above and beyond what they require for overweight people receiving just about any treatment for any of the hundreds of conditions associated with that weight?

                The Brad

                1 Reply Last reply
                • L Offline
                  L Offline
                  LuFins Dad
                  wrote on 27 Aug 2021, 14:51 last edited by
                  #8

                  Are smokers also paying coshares on their treatments?

                  The Brad

                  L 1 Reply Last reply 27 Aug 2021, 14:54
                  • L LuFins Dad
                    27 Aug 2021, 14:51

                    Are smokers also paying coshares on their treatments?

                    L Offline
                    L Offline
                    Loki
                    wrote on 27 Aug 2021, 14:54 last edited by Loki
                    #9

                    @lufins-dad said in Make the Unvaccinated Pay!:

                    Are smokers also paying coshares on their treatments?

                    They pay via taxes on cigarettes. Bought a pack lately?

                    Also study the money given to healthcare on tobacco settlements.

                    L 1 Reply Last reply 27 Aug 2021, 15:11
                    • L Loki
                      27 Aug 2021, 14:54

                      @lufins-dad said in Make the Unvaccinated Pay!:

                      Are smokers also paying coshares on their treatments?

                      They pay via taxes on cigarettes. Bought a pack lately?

                      Also study the money given to healthcare on tobacco settlements.

                      L Offline
                      L Offline
                      LuFins Dad
                      wrote on 27 Aug 2021, 15:11 last edited by
                      #10

                      @loki said in Make the Unvaccinated Pay!:

                      @lufins-dad said in Make the Unvaccinated Pay!:

                      Are smokers also paying coshares on their treatments?

                      They pay via taxes on cigarettes. Bought a pack lately?

                      Also study the money given to healthcare on tobacco settlements.

                      1. the taxes doesn’t go to healthcare…

                      2. Great… Sue China the same way that the tobacco companies were sued.

                      The Brad

                      L 1 Reply Last reply 27 Aug 2021, 16:31
                      • MikM Offline
                        MikM Offline
                        Mik
                        wrote on 27 Aug 2021, 15:38 last edited by
                        #11

                        We seem to be missing the fundamentals of insurance - shared risk.

                        “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                        Doctor PhibesD 1 Reply Last reply 27 Aug 2021, 16:37
                        • L LuFins Dad
                          27 Aug 2021, 15:11

                          @loki said in Make the Unvaccinated Pay!:

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          Are smokers also paying coshares on their treatments?

                          They pay via taxes on cigarettes. Bought a pack lately?

                          Also study the money given to healthcare on tobacco settlements.

                          1. the taxes doesn’t go to healthcare…

                          2. Great… Sue China the same way that the tobacco companies were sued.

                          L Offline
                          L Offline
                          Loki
                          wrote on 27 Aug 2021, 16:31 last edited by
                          #12

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          @loki said in Make the Unvaccinated Pay!:

                          @lufins-dad said in Make the Unvaccinated Pay!:

                          Are smokers also paying coshares on their treatments?

                          They pay via taxes on cigarettes. Bought a pack lately?

                          Also study the money given to healthcare on tobacco settlements.

                          1. the taxes doesn’t go to healthcare…

                          2. Great… Sue China the same way that the tobacco companies were sued.

                          Here you go

                          https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                          L 1 Reply Last reply 27 Aug 2021, 18:01
                          • MikM Mik
                            27 Aug 2021, 15:38

                            We seem to be missing the fundamentals of insurance - shared risk.

                            Doctor PhibesD Offline
                            Doctor PhibesD Offline
                            Doctor Phibes
                            wrote on 27 Aug 2021, 16:37 last edited by Doctor Phibes
                            #13

                            @mik said in Make the Unvaccinated Pay!:

                            We seem to be missing the fundamentals of insurance - shared risk.

                            Not at all - if you're under 25 or you have a car accident, your premium goes up.

                            Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                            I was only joking

                            L 1 Reply Last reply 27 Aug 2021, 18:07
                            • MikM Offline
                              MikM Offline
                              Mik
                              wrote on 27 Aug 2021, 16:41 last edited by Mik
                              #14

                              It's still shared risk adjusted. The principle remains the same.

                              “I am fond of pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals.” ~Winston S. Churchill

                              1 Reply Last reply
                              • L Loki
                                27 Aug 2021, 16:31

                                @lufins-dad said in Make the Unvaccinated Pay!:

                                @loki said in Make the Unvaccinated Pay!:

                                @lufins-dad said in Make the Unvaccinated Pay!:

                                Are smokers also paying coshares on their treatments?

                                They pay via taxes on cigarettes. Bought a pack lately?

                                Also study the money given to healthcare on tobacco settlements.

                                1. the taxes doesn’t go to healthcare…

                                2. Great… Sue China the same way that the tobacco companies were sued.

                                Here you go

                                https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                                L Offline
                                L Offline
                                LuFins Dad
                                wrote on 27 Aug 2021, 18:01 last edited by
                                #15

                                @loki said in Make the Unvaccinated Pay!:

                                @lufins-dad said in Make the Unvaccinated Pay!:

                                @loki said in Make the Unvaccinated Pay!:

                                @lufins-dad said in Make the Unvaccinated Pay!:

                                Are smokers also paying coshares on their treatments?

                                They pay via taxes on cigarettes. Bought a pack lately?

                                Also study the money given to healthcare on tobacco settlements.

                                1. the taxes don’t go to healthcare…

                                2. Great… Sue China the same way that the tobacco companies were sued.

                                Here you go

                                https://www.lung.org/policy-advocacy/tobacco/tobacco-taxes

                                Ok, some of the Federal Taxes are applied to CHIP. They still aren't being used to address the healthcare costs directly related to smoking. And it's still irrelevant to the entire fucking conversation about insurance companies charging coshares for unvaccinated COVID illness costs...

                                The Brad

                                1 Reply Last reply
                                • Doctor PhibesD Doctor Phibes
                                  27 Aug 2021, 16:37

                                  @mik said in Make the Unvaccinated Pay!:

                                  We seem to be missing the fundamentals of insurance - shared risk.

                                  Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                  Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                  L Offline
                                  L Offline
                                  LuFins Dad
                                  wrote on 27 Aug 2021, 18:07 last edited by
                                  #16

                                  @doctor-phibes said in Make the Unvaccinated Pay!:

                                  @mik said in Make the Unvaccinated Pay!:

                                  We seem to be missing the fundamentals of insurance - shared risk.

                                  Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                  Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                  Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

                                  Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

                                  The Brad

                                  CopperC 1 Reply Last reply 27 Aug 2021, 19:32
                                  • L Offline
                                    L Offline
                                    Loki
                                    wrote on 27 Aug 2021, 18:42 last edited by
                                    #17

                                    Unvaccinated may pay more for insurance.

                                    https://www.abcactionnews.com/news/coronavirus/health-insurance-may-soon-cost-more-for-the-unvaccinated

                                    1 Reply Last reply
                                    • L Offline
                                      L Offline
                                      Loki
                                      wrote on 27 Aug 2021, 18:44 last edited by
                                      #18

                                      Unvaccinated share in Covid cost?

                                      https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                      L 1 Reply Last reply 27 Aug 2021, 21:39
                                      • L LuFins Dad
                                        27 Aug 2021, 18:07

                                        @doctor-phibes said in Make the Unvaccinated Pay!:

                                        @mik said in Make the Unvaccinated Pay!:

                                        We seem to be missing the fundamentals of insurance - shared risk.

                                        Not at all - if you're under 25 or you have a car accident, your premium goes up.

                                        Outside of healthcare, insurance companies frequently charge based at least partially on the level of risk exposure.

                                        Which, as I've said, is perfectly understandable, and I encourage a higher premium (within reasonable limits compared to the actual expenses incurred) for the unvaccinated.

                                        Now, the other question I have is how do they do this midstream? You can't just change the rules on these people on a policy that was annually renewed last February... You can implement it on the next policy renewal, but you shouldn't be able to change it like this in the middle of their plan. I would like to see a legal challenge...

                                        CopperC Offline
                                        CopperC Offline
                                        Copper
                                        wrote on 27 Aug 2021, 19:32 last edited by
                                        #19

                                        @lufins-dad said in Make the Unvaccinated Pay!:

                                        You can't just change the rules on these people on a policy that was annually renewed

                                        Read the fine print

                                        I had this done on a life insurance policy I own

                                        1 Reply Last reply
                                        • L Loki
                                          27 Aug 2021, 18:44

                                          Unvaccinated share in Covid cost?

                                          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                          L Offline
                                          L Offline
                                          LuFins Dad
                                          wrote on 27 Aug 2021, 21:39 last edited by
                                          #20

                                          @loki said in Make the Unvaccinated Pay!:

                                          Unvaccinated share in Covid cost?

                                          https://www.cbsnews.com/news/covid-health-insurance-cost-treatment/

                                          Wow. Please read your articles instead of picking out headlines that you think match your jihad to punish the unvaccinated.

                                          1. They are NOT starting to charge coshares, they are starting to stop waiving the co-shares. There is a difference…

                                          2. They are not differentiating between vaccinated and unvaccinated. All patients are going to pay…

                                          3. The line about how insurance companies are swimming in profits right now… Wow on so many levels.

                                          The Brad

                                          L 1 Reply Last reply 27 Aug 2021, 21:45
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